Deposit interest rate (%) in Malaysia
Malaysia: Deposit interest rate (%) was 2.4% in 2025. ▼ Falling
Deposit interest rate in Malaysia, 1966–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Malaysia recorded 2.4% for deposit interest rate in 2025.
The figure is down 8.5% on the previous year and down 22.7% over ten years.
Over the whole period, deposit interest rate in Malaysia peaked at 9.8% in 1982 and was at its lowest, 1.6%, in 2021.
Malaysia ranks 101st of 153 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 60 years of available data.
Deposit interest rate (%) in Malaysia, year by year
| Year | % | Change |
|---|---|---|
| 1966 | 5.0% | — |
| 1967 | 5.1% | +1.7% |
| 1968 | 5.5% | +8.2% |
| 1969 | 5.5% | +0.0% |
| 1970 | 5.5% | +0.0% |
| 1971 | 5.5% | +0.0% |
| 1972 | 5.0% | -9.1% |
| 1973 | 5.4% | +8.3% |
| 1974 | 6.4% | +17.7% |
| 1975 | 5.7% | -10.5% |
| 1976 | 5.5% | -3.6% |
| 1977 | 5.2% | -5.3% |
| 1978 | 5.0% | -3.2% |
| 1979 | 5.5% | +9.1% |
| 1980 | 6.2% | +13.3% |
| 1981 | 9.7% | +55.4% |
| 1982 | 9.8% | +0.7% |
| 1983 | 8.0% | -17.7% |
| 1984 | 9.5% | +18.4% |
| 1985 | 8.8% | -7.2% |
| 1986 | 7.1% | -19.6% |
| 1987 | 3.0% | -57.6% |
| 1988 | 3.3% | +9.7% |
| 1989 | 4.6% | +38.6% |
| 1990 | 5.7% | +25.4% |
| 1991 | 7.1% | +24.3% |
| 1992 | 7.9% | +11.6% |
| 1993 | 7.0% | -11.5% |
| 1994 | 4.9% | -30.4% |
| 1995 | 5.9% | +21.3% |
| 1996 | 7.1% | +19.4% |
| 1997 | 7.8% | +9.8% |
| 1998 | 8.5% | +9.5% |
| 1999 | 4.1% | -51.6% |
| 2000 | 3.4% | -18.5% |
| 2001 | 3.4% | +0.3% |
| 2002 | 3.2% | -5.0% |
| 2003 | 3.1% | -4.3% |
| 2004 | 3.0% | -2.2% |
| 2005 | 3.0% | +0.1% |
| 2006 | 3.1% | +4.9% |
| 2007 | 3.2% | +0.5% |
| 2008 | 3.1% | -1.3% |
| 2009 | 2.1% | -33.4% |
| 2010 | 2.5% | +20.2% |
| 2011 | 2.9% | +16.3% |
| 2012 | 3.0% | +2.4% |
| 2013 | 3.0% | -0.4% |
| 2014 | 3.0% | +2.6% |
| 2015 | 3.1% | +2.8% |
| 2016 | 3.0% | -3.4% |
| 2017 | 2.9% | -3.4% |
| 2018 | 3.1% | +7.5% |
| 2019 | 3.0% | -5.1% |
| 2020 | 2.0% | -34.5% |
| 2021 | 1.6% | -20.1% |
| 2022 | 1.9% | +24.8% |
| 2023 | 2.7% | +36.0% |
| 2024 | 2.6% | -0.1% |
| 2025 | 2.4% | -8.5% |
Malaysia compared with similar countries
- Malaysia's 2.4% is below the median for upper middle income countries, which is 4.1%, 59% of the median. (53 countries reporting)
- Malaysia's 2.4% is above the median for East Asia & Pacific, which is 1.5%, 1.6× the median. (26 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 5.3% | 5.0% | 5.5% | 4 |
| 1970s | 5.5% | 5.0% | 6.4% | 10 |
| 1980s | 7.0% | 3.0% | 9.8% | 10 |
| 1990s | 6.6% | 4.1% | 8.5% | 10 |
| 2000s | 3.1% | 2.1% | 3.4% | 10 |
| 2010s | 3.0% | 2.5% | 3.1% | 10 |
| 2020s | 2.2% | 1.6% | 2.7% | 6 |
Countries ranked near Malaysia
- 100 Netherlands 2.4% compare
- 102 Sao Tome and Principe 2.4% compare
- 103 Botswana 2.4% compare
- 104 Nicaragua 2.3% compare
More financial sector data for Malaysia
- Reserve position in the IMF, US dollar, annual growth rate 5.91 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 35.78 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.8573 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 26.13 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.91 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 35.78 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.8573 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Malaysia?
- Deposit interest rate in Malaysia was 2.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Malaysia?
- The highest recorded value was 9.8% in 1982.
- What is the lowest deposit interest rate recorded in Malaysia?
- The lowest recorded value was 1.6% in 2021.
- How does Malaysia rank for deposit interest rate?
- Malaysia ranks 101st out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Malaysia?
- Over the last ten years it is down 22.7%. The long-run trend across the full record is falling.
- Where does this Malaysia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.