Deposit interest rate in Moldova
Moldova: Deposit interest rate was 4.8% in 2025. ◆ Volatile
Deposit interest rate in Moldova, 1995–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, deposit interest rate in Moldova stood at 4.8%.
That represents a change of up 42.6% on the previous year and down 60.3% over ten years.
Over the whole period, deposit interest rate in Moldova peaked at 27.5% in 1999 and was at its lowest, 3.3%, in 2024.
Moldova ranks 66th of 153 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Deposit interest rate in Moldova, year by year
| Year | % | Change |
|---|---|---|
| 1995 | 26.5% | — |
| 1996 | 25.4% | -4.1% |
| 1997 | 23.5% | -7.7% |
| 1998 | 21.7% | -7.6% |
| 1999 | 27.5% | +27.1% |
| 2000 | 24.9% | -9.7% |
| 2001 | 20.9% | -15.8% |
| 2002 | 14.2% | -32.2% |
| 2003 | 12.6% | -11.6% |
| 2004 | 15.1% | +20.4% |
| 2005 | 13.2% | -12.6% |
| 2006 | 11.9% | -10.1% |
| 2007 | 15.0% | +26.3% |
| 2008 | 17.9% | +19.5% |
| 2009 | 14.9% | -16.7% |
| 2010 | 7.7% | -48.7% |
| 2011 | 7.6% | -1.3% |
| 2012 | 7.6% | +0.8% |
| 2013 | 7.2% | -5.3% |
| 2014 | 5.7% | -20.9% |
| 2015 | 12.0% | +109.4% |
| 2016 | 10.7% | -10.4% |
| 2017 | 5.8% | -46.2% |
| 2018 | 4.5% | -22.2% |
| 2019 | 4.6% | +2.5% |
| 2020 | 3.8% | -16.8% |
| 2021 | 3.5% | -9.8% |
| 2022 | 9.3% | +169.6% |
| 2023 | 7.0% | -25.2% |
| 2024 | 3.3% | -52.1% |
| 2025 | 4.8% | +42.6% |
Moldova compared with similar countries
- Moldova's 4.8% is above the median for upper middle income countries, which is 4.1%, 1.2× the median. (53 countries reporting)
- Moldova's 4.8% is above the median for Europe & Central Asia, which is 3.2%, 1.5× the median. (29 countries reporting)
Biggest year-on-year movements
Years where Deposit interest rate in Moldova changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2022 | +169.6% | 3.5% | 9.3% |
| 2015 | +109.4% | 5.7% | 12.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 24.9% | 21.7% | 27.5% | 5 |
| 2000s | 16.1% | 11.9% | 24.9% | 10 |
| 2010s | 7.3% | 4.5% | 12.0% | 10 |
| 2020s | 5.3% | 3.3% | 9.3% | 6 |
Countries ranked near Moldova
More financial sector data for Moldova
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0029 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0021 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0029 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Moldova?
- Deposit interest rate in Moldova was 4.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Moldova?
- The highest recorded value was 27.5% in 1999.
- What is the lowest deposit interest rate recorded in Moldova?
- The lowest recorded value was 3.3% in 2024.
- How does Moldova rank for deposit interest rate?
- Moldova ranks 66th out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Moldova?
- Over the last ten years it is down 60.3%. The long-run trend across the full record is volatile.
- Where does this Moldova data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.