Deposit interest rate in Morocco
Morocco: Deposit interest rate was 2.7% in 2025. ▼ Falling
Deposit interest rate in Morocco, 1978–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Morocco recorded 2.7% for deposit interest rate in 2025.
Compared with earlier readings it is down 5.8% on the previous year and down 29.4% over ten years.
Over the whole period, deposit interest rate in Morocco peaked at 8.5% in 1986 and was at its lowest, 2.5%, in 2022.
That places Morocco 88th out of 153 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 44 years of available data.
Deposit interest rate in Morocco, year by year
| Year | % | Change |
|---|---|---|
| 1978 | 4.5% | — |
| 1979 | 4.5% | +0.0% |
| 1980 | 4.9% | +8.3% |
| 1981 | 6.0% | +23.1% |
| 1982 | 6.4% | +6.2% |
| 1983 | 6.5% | +2.0% |
| 1984 | 6.5% | +0.0% |
| 1985 | 8.0% | +23.1% |
| 1986 | 8.5% | +6.2% |
| 1987 | 8.5% | +0.0% |
| 1988 | 8.5% | +0.0% |
| 1989 | 8.5% | +0.0% |
| 1990 | 8.5% | +0.0% |
| 1991 | 8.5% | +0.0% |
| 1994 | 6.9% | -18.3% |
| 1997 | 8.0% | +15.0% |
| 1998 | 7.3% | -9.0% |
| 1999 | 6.4% | -12.0% |
| 2000 | 5.2% | -19.2% |
| 2001 | 5.0% | -2.3% |
| 2002 | 4.5% | -9.8% |
| 2003 | 3.8% | -16.8% |
| 2004 | 3.6% | -4.6% |
| 2005 | 3.5% | -2.3% |
| 2006 | 3.7% | +4.1% |
| 2007 | 3.7% | +0.1% |
| 2008 | 3.9% | +6.7% |
| 2009 | 3.8% | -2.7% |
| 2010 | 3.7% | -3.0% |
| 2011 | 3.8% | +1.7% |
| 2012 | 3.8% | +2.1% |
| 2013 | 3.9% | +2.1% |
| 2014 | 3.9% | -0.6% |
| 2015 | 3.8% | -2.3% |
| 2016 | 3.5% | -8.9% |
| 2017 | 3.1% | -9.8% |
| 2018 | 3.1% | -1.1% |
| 2019 | 3.0% | -2.5% |
| 2020 | 2.9% | -4.8% |
| 2021 | 2.6% | -10.4% |
| 2022 | 2.5% | -3.5% |
| 2023 | 2.8% | +12.5% |
| 2024 | 2.8% | +2.2% |
| 2025 | 2.7% | -5.8% |
Morocco compared with similar countries
- Morocco's 2.7% is below the median for lower middle income countries, which is 5.2%, 51% of the median. (42 countries reporting)
- Morocco's 2.7% is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 4.4%, 61% of the median. (16 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 4.5% | 4.5% | 4.5% | 2 |
| 1980s | 7.2% | 4.9% | 8.5% | 10 |
| 1990s | 7.6% | 6.4% | 8.5% | 6 |
| 2000s | 4.1% | 3.5% | 5.2% | 10 |
| 2010s | 3.6% | 3.0% | 3.9% | 10 |
| 2020s | 2.7% | 2.5% | 2.9% | 6 |
Countries ranked near Morocco
- 86 South Korea 2.7% compare
- 87 North Macedonia 2.7% compare
- 89 Kuwait 2.6% compare
- 90 Sao Tome and Principe 2.6% compare
- 91 Mexico 2.5% compare
More financial sector data for Morocco
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 5.35 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 3.91 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 5.35 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Morocco?
- Deposit interest rate in Morocco was 2.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Morocco?
- The highest recorded value was 8.5% in 1986.
- What is the lowest deposit interest rate recorded in Morocco?
- The lowest recorded value was 2.5% in 2022.
- How does Morocco rank for deposit interest rate?
- Morocco ranks 88th out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Morocco?
- Over the last ten years it is down 29.4%. The long-run trend across the full record is falling.
- Where does this Morocco data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.