Deposit interest rate in Mozambique
Mozambique: Deposit interest rate was 5.8% in 2025. ◆ Volatile
Deposit interest rate in Mozambique, 1994–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for deposit interest rate in Mozambique is 5.8%, measured in 2025. That is the lowest value across all 32 years on record.
Compared with earlier readings it is down 30.0% on the previous year and down 32.4% over ten years.
Over the whole period, deposit interest rate in Mozambique peaked at 38.8% in 1995 and was at its lowest, 5.8%, in 2025.
Mozambique ranks 47th of 153 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Deposit interest rate in Mozambique, year by year
| Year | % | Change |
|---|---|---|
| 1994 | 33.4% | — |
| 1995 | 38.8% | +16.3% |
| 1996 | 18.1% | -53.3% |
| 1997 | 25.4% | +40.2% |
| 1998 | 8.2% | -67.7% |
| 1999 | 7.9% | -4.4% |
| 2000 | 9.7% | +23.3% |
| 2001 | 15.0% | +54.8% |
| 2002 | 18.0% | +19.8% |
| 2003 | 12.1% | -32.5% |
| 2004 | 9.9% | -18.5% |
| 2005 | 7.8% | -21.2% |
| 2006 | 10.4% | +32.9% |
| 2007 | 11.9% | +14.3% |
| 2008 | 11.0% | -7.3% |
| 2009 | 9.5% | -13.3% |
| 2010 | 9.7% | +1.7% |
| 2011 | 13.0% | +34.1% |
| 2012 | 11.4% | -11.9% |
| 2013 | 8.8% | -23.1% |
| 2014 | 8.6% | -2.5% |
| 2015 | 8.5% | -0.5% |
| 2016 | 10.8% | +26.0% |
| 2017 | 17.1% | +59.0% |
| 2018 | 13.6% | -20.7% |
| 2019 | 9.1% | -33.2% |
| 2020 | 6.8% | -25.1% |
| 2021 | 7.0% | +3.4% |
| 2022 | 7.8% | +11.0% |
| 2023 | 9.3% | +19.9% |
| 2024 | 8.2% | -11.7% |
| 2025 | 5.8% | -30.0% |
Mozambique compared with similar countries
- Mozambique's 5.8% is below the median for low income countries, which is 6.7%, 86% of the median. (18 countries reporting)
- Mozambique's 5.8% is above the median for Sub-Saharan Africa, which is 5.7%, 1.0× the median. (44 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 22.0% | 7.9% | 38.8% | 6 |
| 2000s | 11.5% | 7.8% | 18.0% | 10 |
| 2010s | 11.0% | 8.5% | 17.1% | 10 |
| 2020s | 7.5% | 5.8% | 9.3% | 6 |
Countries ranked near Mozambique
More financial sector data for Mozambique
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 1.1 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.8011 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 1.1 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Mozambique?
- Deposit interest rate in Mozambique was 5.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Mozambique?
- The highest recorded value was 38.8% in 1995.
- What is the lowest deposit interest rate recorded in Mozambique?
- The lowest recorded value was 5.8% in 2025.
- How does Mozambique rank for deposit interest rate?
- Mozambique ranks 47th out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Mozambique?
- Over the last ten years it is down 32.4%. The long-run trend across the full record is volatile.
- Where does this Mozambique data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 32 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.