Deposit interest rate in Philippines

Philippines: Deposit interest rate was 4.1% in 2019. ◆ Volatile

Latest (2019)
4.1%
Change on year
up 31.0%
World rank
74th
of 153 countries
All-time high
21.2%
in 1984
All-time low
1.2%
in 2014
Years of data
44
1976–2019

Deposit interest rate in Philippines, 1976–2019

051015201976199720191976: 8.5 %1977: 8.5 %1978: 8.5 %1979: 8.7 %1980: 11.7 %1981: 13.9 %1982: 13.7 %1983: 13.6 %1984: 21.2 %1985: 18.9 %1986: 11.3 %1987: 8.2 %1988: 11.3 %1989: 14.1 %1990: 19.5 %1991: 18.8 %1992: 14.3 %1993: 9.6 %1994: 10.5 %1995: 8.4 %1996: 9.7 %1997: 10.2 %1998: 12.1 %1999: 8.2 %2000: 8.3 %2001: 8.7 %2002: 4.6 %2003: 5.2 %2004: 6.2 %2005: 5.6 %2006: 5.3 %2007: 3.7 %2008: 4.5 %2009: 2.7 %2010: 3.2 %2011: 3.4 %2012: 3.2 %2013: 1.7 %2014: 1.2 %2015: 1.6 %2016: 1.6 %2017: 1.9 %2018: 3.1 %2019: 4.1 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Philippines recorded 4.1% for deposit interest rate in 2019.

Compared with earlier readings it is up 31.0% on the previous year and up 49.0% over ten years.

Over the whole period, deposit interest rate in Philippines peaked at 21.2% in 1984 and was at its lowest, 1.2%, in 2014.

That places Philippines 74th out of 153 countries with data for 2019, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Deposit interest rate in Philippines, year by year

Annual values for Deposit interest rate (%) in Philippines, 1976 to 2019.
Year % Change
1976 8.5%
1977 8.5% +0.0%
1978 8.5% +0.0%
1979 8.7% +2.0%
1980 11.7% +34.6%
1981 13.9% +18.7%
1982 13.7% -0.8%
1983 13.6% -1.2%
1984 21.2% +55.9%
1985 18.9% -10.7%
1986 11.3% -40.5%
1987 8.2% -27.1%
1988 11.3% +38.0%
1989 14.1% +24.8%
1990 19.5% +38.3%
1991 18.8% -3.8%
1992 14.3% -24.1%
1993 9.6% -32.7%
1994 10.5% +9.7%
1995 8.4% -20.4%
1996 9.7% +15.4%
1997 10.2% +5.3%
1998 12.1% +18.8%
1999 8.2% -32.5%
2000 8.3% +1.7%
2001 8.7% +5.3%
2002 4.6% -47.3%
2003 5.2% +13.3%
2004 6.2% +18.3%
2005 5.6% -10.1%
2006 5.3% -4.7%
2007 3.7% -30.2%
2008 4.5% +21.5%
2009 2.7% -38.9%
2010 3.2% +17.5%
2011 3.4% +5.2%
2012 3.2% -6.8%
2013 1.7% -47.3%
2014 1.2% -26.1%
2015 1.6% +29.6%
2016 1.6% +0.3%
2017 1.9% +17.7%
2018 3.1% +65.9%
2019 4.1% +31.0%

Philippines compared with similar countries

  • Philippines's 4.1% is above the median for upper middle income countries, which is 4.1%, 1.0× the median. (53 countries reporting)
  • Philippines's 4.1% is above the median for East Asia & Pacific, which is 1.5%, 2.7× the median. (26 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1970s 8.5% 8.5% 8.7% 4
1980s 13.8% 8.2% 21.2% 10
1990s 12.1% 8.2% 19.5% 10
2000s 5.5% 2.7% 8.7% 10
2010s 2.5% 1.2% 4.1% 10

Countries ranked near Philippines

  1. 71 United Kingdom 4.5% compare
  2. 72 Haiti 4.3% compare
  3. 73 Oman 4.2% compare
  4. 75 New Zealand 3.9% compare
  5. 76 Bolivia 3.9% compare
  6. 77 Eswatini 3.9% compare

See the full ranking of 153 places →

More financial sector data for Philippines

All data for Philippines →

Frequently asked questions

What is deposit interest rate in Philippines?
Deposit interest rate in Philippines was 4.1% in 2019, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest deposit interest rate recorded in Philippines?
The highest recorded value was 21.2% in 1984.
What is the lowest deposit interest rate recorded in Philippines?
The lowest recorded value was 1.2% in 2014.
How does Philippines rank for deposit interest rate?
Philippines ranks 74th out of 153 countries with data for 2019.
Is deposit interest rate rising or falling in Philippines?
Over the last ten years it is up 49.0%. The long-run trend across the full record is volatile.
Where does this Philippines data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.

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Deposit interest rate in Philippines. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 22 September 2026, from https://financial-sector.statizoid.com/stat/deposit-interest-rate-percent/philippines/

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About this data

Indicator
Deposit interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
153 places, 4,982 data points, 1960–2025
Last refreshed

Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.