Deposit interest rate in Thailand
Thailand: Deposit interest rate was 1.2% in 2025. ◆ Volatile
Deposit interest rate in Thailand, 1977–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for deposit interest rate in Thailand is 1.2%, measured in 2025.
That represents a change of down 29.3% on the previous year and down 19.5% over ten years.
Over the whole period, deposit interest rate in Thailand peaked at 13.7% in 1991 and was at its lowest, 0.4%, in 2021.
That places Thailand 130th out of 153 countries with data for 2025, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Deposit interest rate in Thailand, year by year
| Year | % | Change |
|---|---|---|
| 1977 | 8.0% | — |
| 1978 | 8.0% | +0.0% |
| 1979 | 8.2% | +3.1% |
| 1980 | 12.0% | +45.5% |
| 1981 | 12.5% | +4.2% |
| 1982 | 13.0% | +4.0% |
| 1983 | 13.0% | +0.0% |
| 1984 | 13.0% | +0.0% |
| 1985 | 13.0% | +0.0% |
| 1986 | 9.8% | -25.0% |
| 1987 | 9.5% | -2.6% |
| 1988 | 9.5% | +0.0% |
| 1989 | 9.5% | +0.0% |
| 1990 | 12.2% | +28.9% |
| 1991 | 13.7% | +11.6% |
| 1992 | 8.9% | -35.1% |
| 1993 | 8.6% | -2.8% |
| 1994 | 8.5% | -1.9% |
| 1995 | 11.6% | +36.9% |
| 1996 | 10.3% | -10.8% |
| 1997 | 10.5% | +1.8% |
| 1998 | 10.6% | +1.2% |
| 1999 | 4.8% | -55.2% |
| 2000 | 3.3% | -31.0% |
| 2001 | 2.5% | -22.8% |
| 2004 | 1.1% | -56.8% |
| 2005 | 1.7% | +50.5% |
| 2006 | 4.3% | +162.5% |
| 2007 | 2.8% | -34.5% |
| 2008 | 2.5% | -10.7% |
| 2009 | 1.0% | -59.7% |
| 2010 | 1.2% | +17.4% |
| 2011 | 2.5% | +104.9% |
| 2012 | 2.6% | +5.8% |
| 2013 | 2.4% | -6.4% |
| 2014 | 1.8% | -27.9% |
| 2015 | 1.4% | -18.2% |
| 2016 | 1.3% | -9.3% |
| 2017 | 1.3% | -0.9% |
| 2018 | 1.3% | -0.1% |
| 2019 | 1.4% | +10.0% |
| 2020 | 0.6% | -56.1% |
| 2021 | 0.4% | -34.7% |
| 2022 | 0.5% | +25.7% |
| 2023 | 1.4% | +169.4% |
| 2024 | 1.6% | +18.9% |
| 2025 | 1.2% | -29.3% |
Thailand compared with similar countries
- Thailand's 1.2% is below the median for upper middle income countries, which is 4.1%, 28% of the median. (53 countries reporting)
- Thailand's 1.2% is below the median for East Asia & Pacific, which is 1.5%, 77% of the median. (26 countries reporting)
Biggest year-on-year movements
Years where Deposit interest rate in Thailand changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2023 | +169.4% | 0.5% | 1.4% |
| 2006 | +162.5% | 1.7% | 4.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 8.1% | 8.0% | 8.2% | 3 |
| 1980s | 11.5% | 9.5% | 13.0% | 10 |
| 1990s | 10.0% | 4.8% | 13.7% | 10 |
| 2000s | 2.4% | 1.0% | 4.3% | 8 |
| 2010s | 1.7% | 1.2% | 2.6% | 10 |
| 2020s | 0.9% | 0.4% | 1.6% | 6 |
Countries ranked near Thailand
More financial sector data for Thailand
- Reserve position in the IMF, US dollar, annual growth rate 8.39 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 16.06 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 3.21 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0015 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 11.73 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 8.39 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 16.06 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 3.21 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Thailand?
- Deposit interest rate in Thailand was 1.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Thailand?
- The highest recorded value was 13.7% in 1991.
- What is the lowest deposit interest rate recorded in Thailand?
- The lowest recorded value was 0.4% in 2021.
- How does Thailand rank for deposit interest rate?
- Thailand ranks 130th out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Thailand?
- Over the last ten years it is down 19.5%. The long-run trend across the full record is volatile.
- Where does this Thailand data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.