Deposit Rate, Percent per annum in Ghana
Ghana: Deposit Rate, Percent per annum was 10.5 in 2025. βΌ Falling
Deposit Rate, Percent per annum in Ghana, 1978β2025
Source: International Monetary Fund.
Analysis
In 2025, deposit rate, percent per annum in Ghana stood at 10.5.
That represents a change of down 21.3% over ten years.
Over the whole period, deposit rate, percent per annum in Ghana peaked at 35.76 in 1997 and was at its lowest, 8.89, in 2006.
Ghana ranks 13th of 143 countries on this measure, in the top 10%.
The long-run direction has been consistently falling across the 47 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 11.5 | 11.5 | 11.5 | 2 |
| 1980s | 14.33 | 11.5 | 17.58 | 10 |
| 1990s | 26.56 | 16.32 | 35.76 | 9 |
| 2000s | 15.99 | 8.89 | 30.85 | 10 |
| 2010s | 12.11 | 8.91 | 14.06 | 10 |
| 2020s | 11.24 | 10.5 | 12.05 | 6 |
Countries ranked near Ghana
More financial sector data for Ghana
- Domestic credit to private sector by banks 8.2% (2024)
- Total reserves in months of imports 1.64 (2024)
- Net domestic credit 269.34 billion current LCU (2024)
- Net foreign assets 60.01 billion current LCU (2024)
- Monetary Sector credit to private sector 8.9% (2024)
- Broad money 29.9% (2024)
- Claims on central government, etc. 12.8% (2024)
- Domestic credit to private sector 8.9% (2024)
- Official exchange rate 12.56 LCU per US$, period average (2025)
- Net migration -17,079 (2025)
Frequently asked questions
- What is deposit rate, percent per annum in Ghana?
- Deposit rate, percent per annum in Ghana was 10.5 in 2025, according to International Monetary Fund.
- What is the highest deposit rate, percent per annum recorded in Ghana?
- The highest recorded value was 35.76 in 1997.
- What is the lowest deposit rate, percent per annum recorded in Ghana?
- The lowest recorded value was 8.89 in 2006.
- How does Ghana rank for deposit rate, percent per annum?
- Ghana ranks 13th out of 143 countries with data for 2025.
- Is deposit rate, percent per annum rising or falling in Ghana?
- Over the last ten years it is down 21.3%. The long-run trend across the full record is falling.
- Where does this Ghana data come from?
- The figures come from International Monetary Fund, published as part of Deposit Rate, Percent per annum. Statizoid updates them automatically from the source API.
Download this data
CSV Β· JSON β 47 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.