Deposit Rate, Percent per annum in New Zealand
New Zealand: Deposit Rate, Percent per annum was 3.94 in 2025. ▼ Falling
Deposit Rate, Percent per annum in New Zealand, 1990–2025
Source: International Monetary Fund.
Analysis
In 2025, deposit rate, percent per annum in New Zealand stood at 3.94.
That represents a change of down 31.2% on the previous year and up 5.7% over ten years.
Over the whole period, deposit rate, percent per annum in New Zealand peaked at 11.65 in 1990 and was at its lowest, 1.01, in 2021.
That places New Zealand 70th out of 143 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 36 years of available data.
Deposit Rate, Percent per annum in New Zealand, year by year
| Year | Value | Change |
|---|---|---|
| 1990 | 11.65 | — |
| 1991 | 8.93 | -23.4% |
| 1992 | 6.58 | -26.2% |
| 1993 | 6.24 | -5.2% |
| 1994 | 6.38 | +2.1% |
| 1995 | 8.49 | +33.2% |
| 1996 | 8.49 | -0.0% |
| 1997 | 7.26 | -14.5% |
| 1998 | 6.78 | -6.7% |
| 1999 | 4.56 | -32.7% |
| 2000 | 6.36 | +39.5% |
| 2001 | 5.35 | -15.9% |
| 2002 | 5.33 | -0.3% |
| 2003 | 5.1 | -4.4% |
| 2004 | 5.77 | +13.2% |
| 2005 | 6.68 | +15.8% |
| 2006 | 6.92 | +3.5% |
| 2007 | 7.78 | +12.6% |
| 2008 | 7.55 | -3.0% |
| 2009 | 4.04 | -46.5% |
| 2010 | 4.58 | +13.5% |
| 2011 | 4.27 | -6.8% |
| 2012 | 4.11 | -3.8% |
| 2013 | 3.83 | -6.8% |
| 2014 | 4.01 | +4.8% |
| 2015 | 3.73 | -7.0% |
| 2016 | 3.23 | -13.4% |
| 2017 | 3.3 | +2.0% |
| 2018 | 3.26 | -1.1% |
| 2019 | 3 | -7.9% |
| 2020 | 1.68 | -44.1% |
| 2021 | 1.01 | -39.5% |
| 2022 | 2.82 | +177.6% |
| 2023 | 5.52 | +95.9% |
| 2024 | 5.73 | +3.8% |
| 2025 | 3.94 | -31.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 7.54 | 4.56 | 11.65 | 10 |
| 2000s | 6.09 | 4.04 | 7.78 | 10 |
| 2010s | 3.73 | 3 | 4.58 | 10 |
| 2020s | 3.45 | 1.01 | 5.73 | 6 |
Countries ranked near New Zealand
More financial sector data for New Zealand
- Total reserves in months of imports, annual growth rate 23.74 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 25.28 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0685 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 3,398 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 21.5 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 3,861 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 21.5 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 3,861 SDR per person (2025)
Frequently asked questions
- What is deposit rate, percent per annum in New Zealand?
- Deposit rate, percent per annum in New Zealand was 3.94 in 2025, according to International Monetary Fund.
- What is the highest deposit rate, percent per annum recorded in New Zealand?
- The highest recorded value was 11.65 in 1990.
- What is the lowest deposit rate, percent per annum recorded in New Zealand?
- The lowest recorded value was 1.01 in 2021.
- How does New Zealand rank for deposit rate, percent per annum?
- New Zealand ranks 70th out of 143 countries with data for 2025.
- Is deposit rate, percent per annum rising or falling in New Zealand?
- Over the last ten years it is up 5.7%. The long-run trend across the full record is falling.
- Where does this New Zealand data come from?
- The figures come from International Monetary Fund, published as part of Deposit Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.