Depositors with commercial banks in Ghana
Ghana: Depositors with commercial banks was 786.17 per 1,000 adults in 2024. ▲ Rising
Depositors with commercial banks in Ghana, 2005–2024
Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.
Analysis
In 2024, depositors with commercial banks in Ghana stood at 786.17 per 1,000 adults.
That represents a change of up 4.1% on the previous year and up 54.8% over ten years.
Over the whole period, depositors with commercial banks in Ghana peaked at 882.82 per 1,000 adults in 2022 and was at its lowest, 180.36 per 1,000 adults, in 2005.
Ghana ranks 57th of 104 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 20 years of available data.
Depositors with commercial banks in Ghana, year by year
| Year | per 1,000 adults | Change |
|---|---|---|
| 2005 | 180.36 per 1,000 adults | — |
| 2006 | 211.1 per 1,000 adults | +17.0% |
| 2007 | 222.29 per 1,000 adults | +5.3% |
| 2008 | 249.52 per 1,000 adults | +12.2% |
| 2009 | 274.24 per 1,000 adults | +9.9% |
| 2010 | 286 per 1,000 adults | +4.3% |
| 2011 | 350.29 per 1,000 adults | +22.5% |
| 2012 | 461.09 per 1,000 adults | +31.6% |
| 2013 | 462.34 per 1,000 adults | +0.3% |
| 2014 | 508 per 1,000 adults | +9.9% |
| 2015 | 603.53 per 1,000 adults | +18.8% |
| 2016 | 561.3 per 1,000 adults | -7.0% |
| 2017 | 633.66 per 1,000 adults | +12.9% |
| 2018 | 748.47 per 1,000 adults | +18.1% |
| 2019 | 791.88 per 1,000 adults | +5.8% |
| 2020 | 787.51 per 1,000 adults | -0.6% |
| 2021 | 741.66 per 1,000 adults | -5.8% |
| 2022 | 882.82 per 1,000 adults | +19.0% |
| 2023 | 755.03 per 1,000 adults | -14.5% |
| 2024 | 786.17 per 1,000 adults | +4.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 227.5 per 1,000 adults | 180.36 per 1,000 adults | 274.24 per 1,000 adults | 5 |
| 2010s | 540.66 per 1,000 adults | 286 per 1,000 adults | 791.88 per 1,000 adults | 10 |
| 2020s | 790.64 per 1,000 adults | 741.66 per 1,000 adults | 882.82 per 1,000 adults | 5 |
Countries ranked near Ghana
More financial sector data for Ghana
- Net domestic credit (current LCU), per capita 7,823 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 3.23 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 13.42 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 9.84 million SDR (2023)
- Gold reserves at market value 431.95 million SDR (2023)
- Reserves excluding gold, foreign exchange 3.34 billion SDR (2024)
- Reserves excluding gold 3.43 billion SDR (2024)
- Total reserves (gold at market value) 3.43 billion SDR (2024)
- Total reserves (gold at national valuation) 5.36 billion SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 155.67 SDR per person (2024)
Frequently asked questions
- What is depositors with commercial banks in Ghana?
- Depositors with commercial banks in Ghana was 786.17 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
- What is the highest depositors with commercial banks recorded in Ghana?
- The highest recorded value was 882.82 per 1,000 adults in 2022.
- What is the lowest depositors with commercial banks recorded in Ghana?
- The lowest recorded value was 180.36 per 1,000 adults in 2005.
- How does Ghana rank for depositors with commercial banks?
- Ghana ranks 57th out of 104 countries with data for 2024.
- Is depositors with commercial banks rising or falling in Ghana?
- Over the last ten years it is up 54.8%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Depositors with commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.
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About this data
Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.