Depositors with commercial banks (per 1,000 adults) in Ghana
Ghana: Depositors with commercial banks (per 1,000 adults) was 786.17 per 1,000 adults in 2024. ▲ Rising
Depositors with commercial banks in Ghana, 2005–2024
Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.
Analysis
In 2024, depositors with commercial banks in Ghana stood at 786.17 per 1,000 adults.
That represents a change of up 4.1% on the previous year and up 54.8% over ten years.
Over the whole period, depositors with commercial banks in Ghana peaked at 882.82 per 1,000 adults in 2022 and was at its lowest, 180.36 per 1,000 adults, in 2005.
Ghana ranks 57th of 104 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 20 years of available data.
Depositors with commercial banks (per 1,000 adults) in Ghana, year by year
| Year | per 1,000 adults | Change |
|---|---|---|
| 2005 | 180.36 per 1,000 adults | — |
| 2006 | 211.1 per 1,000 adults | +17.0% |
| 2007 | 222.29 per 1,000 adults | +5.3% |
| 2008 | 249.52 per 1,000 adults | +12.2% |
| 2009 | 274.24 per 1,000 adults | +9.9% |
| 2010 | 286 per 1,000 adults | +4.3% |
| 2011 | 350.29 per 1,000 adults | +22.5% |
| 2012 | 461.09 per 1,000 adults | +31.6% |
| 2013 | 462.34 per 1,000 adults | +0.3% |
| 2014 | 508 per 1,000 adults | +9.9% |
| 2015 | 603.53 per 1,000 adults | +18.8% |
| 2016 | 561.3 per 1,000 adults | -7.0% |
| 2017 | 633.66 per 1,000 adults | +12.9% |
| 2018 | 748.47 per 1,000 adults | +18.1% |
| 2019 | 791.88 per 1,000 adults | +5.8% |
| 2020 | 787.51 per 1,000 adults | -0.6% |
| 2021 | 741.66 per 1,000 adults | -5.8% |
| 2022 | 882.82 per 1,000 adults | +19.0% |
| 2023 | 755.03 per 1,000 adults | -14.5% |
| 2024 | 786.17 per 1,000 adults | +4.1% |
Ghana compared with similar countries
- Ghana's 786.17 per 1,000 adults is above the median for lower middle income countries, which is 604.91 per 1,000 adults, 1.3× the median. (36 countries reporting)
- Ghana's 786.17 per 1,000 adults is above the median for Sub-Saharan Africa, which is 246.28 per 1,000 adults, 3.2× the median. (39 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 227.5 per 1,000 adults | 180.36 per 1,000 adults | 274.24 per 1,000 adults | 5 |
| 2010s | 540.66 per 1,000 adults | 286 per 1,000 adults | 791.88 per 1,000 adults | 10 |
| 2020s | 790.64 per 1,000 adults | 741.66 per 1,000 adults | 882.82 per 1,000 adults | 5 |
Countries ranked near Ghana
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is depositors with commercial banks in Ghana?
- Depositors with commercial banks in Ghana was 786.17 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
- What is the highest depositors with commercial banks recorded in Ghana?
- The highest recorded value was 882.82 per 1,000 adults in 2022.
- What is the lowest depositors with commercial banks recorded in Ghana?
- The lowest recorded value was 180.36 per 1,000 adults in 2005.
- How does Ghana rank for depositors with commercial banks?
- Ghana ranks 57th out of 104 countries with data for 2024.
- Is depositors with commercial banks rising or falling in Ghana?
- Over the last ten years it is up 54.8%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Depositors with commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.
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About this data
Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.