Depositors with commercial banks in Zambia
Zambia: Depositors with commercial banks was 246.28 per 1,000 adults in 2024. ◆ Volatile
Depositors with commercial banks in Zambia, 2004–2024
Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.
Analysis
The most recent figure for depositors with commercial banks in Zambia is 246.28 per 1,000 adults, measured in 2024.
The figure is up 8.6% on the previous year and down 10.3% over ten years.
Over the whole period, depositors with commercial banks in Zambia peaked at 315.54 per 1,000 adults in 2017 and was at its lowest, 13.09 per 1,000 adults, in 2004.
Zambia ranks 80th of 104 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Depositors with commercial banks in Zambia, year by year
| Year | per 1,000 adults | Change |
|---|---|---|
| 2004 | 13.09 per 1,000 adults | — |
| 2005 | 16.66 per 1,000 adults | +27.2% |
| 2006 | 21.98 per 1,000 adults | +31.9% |
| 2007 | 24.3 per 1,000 adults | +10.6% |
| 2008 | 26.62 per 1,000 adults | +9.5% |
| 2009 | 25.9 per 1,000 adults | -2.7% |
| 2010 | 127.14 per 1,000 adults | +390.9% |
| 2011 | 143.7 per 1,000 adults | +13.0% |
| 2012 | 179.86 per 1,000 adults | +25.2% |
| 2013 | 245.49 per 1,000 adults | +36.5% |
| 2014 | 274.62 per 1,000 adults | +11.9% |
| 2015 | 290.77 per 1,000 adults | +5.9% |
| 2016 | 302.03 per 1,000 adults | +3.9% |
| 2017 | 315.54 per 1,000 adults | +4.5% |
| 2018 | 282.8 per 1,000 adults | -10.4% |
| 2019 | 222.01 per 1,000 adults | -21.5% |
| 2020 | 206.16 per 1,000 adults | -7.1% |
| 2021 | 211.13 per 1,000 adults | +2.4% |
| 2022 | 214.48 per 1,000 adults | +1.6% |
| 2023 | 226.88 per 1,000 adults | +5.8% |
| 2024 | 246.28 per 1,000 adults | +8.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 21.42 per 1,000 adults | 13.09 per 1,000 adults | 26.62 per 1,000 adults | 6 |
| 2010s | 238.4 per 1,000 adults | 127.14 per 1,000 adults | 315.54 per 1,000 adults | 10 |
| 2020s | 220.98 per 1,000 adults | 206.16 per 1,000 adults | 246.28 per 1,000 adults | 5 |
Countries ranked near Zambia
More financial sector data for Zambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0011 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0008 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0011 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is depositors with commercial banks in Zambia?
- Depositors with commercial banks in Zambia was 246.28 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
- What is the highest depositors with commercial banks recorded in Zambia?
- The highest recorded value was 315.54 per 1,000 adults in 2017.
- What is the lowest depositors with commercial banks recorded in Zambia?
- The lowest recorded value was 13.09 per 1,000 adults in 2004.
- How does Zambia rank for depositors with commercial banks?
- Zambia ranks 80th out of 104 countries with data for 2024.
- Is depositors with commercial banks rising or falling in Zambia?
- Over the last ten years it is down 10.3%. The long-run trend across the full record is volatile.
- Where does this Zambia data come from?
- The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Depositors with commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.
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About this data
Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.