Depositors with commercial banks in Zambia

Zambia: Depositors with commercial banks was 246.28 per 1,000 adults in 2024. ◆ Volatile

Latest (2024)
246.28 per 1,000 adults
Change on year
up 8.6%
World rank
80th
of 104 countries
All-time high
315.54 per 1,000 adults
in 2017
All-time low
13.09 per 1,000 adults
in 2004
Years of data
21
2004–2024

Depositors with commercial banks in Zambia, 2004–2024

01002003002004201420242004: 13.1 per 1,000 adults2005: 16.7 per 1,000 adults2006: 22 per 1,000 adults2007: 24.3 per 1,000 adults2008: 26.6 per 1,000 adults2009: 25.9 per 1,000 adults2010: 127.1 per 1,000 adults2011: 143.7 per 1,000 adults2012: 179.9 per 1,000 adults2013: 245.5 per 1,000 adults2014: 274.6 per 1,000 adults2015: 290.8 per 1,000 adults2016: 302 per 1,000 adults2017: 315.5 per 1,000 adults2018: 282.8 per 1,000 adults2019: 222 per 1,000 adults2020: 206.2 per 1,000 adults2021: 211.1 per 1,000 adults2022: 214.5 per 1,000 adults2023: 226.9 per 1,000 adults2024: 246.3 per 1,000 adults

Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.

Analysis

The most recent figure for depositors with commercial banks in Zambia is 246.28 per 1,000 adults, measured in 2024.

The figure is up 8.6% on the previous year and down 10.3% over ten years.

Over the whole period, depositors with commercial banks in Zambia peaked at 315.54 per 1,000 adults in 2017 and was at its lowest, 13.09 per 1,000 adults, in 2004.

Zambia ranks 80th of 104 countries on this measure, in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Depositors with commercial banks in Zambia, year by year

Annual values for Depositors with commercial banks (per 1,000 adults) in Zambia, 2004 to 2024.
Year per 1,000 adults Change
2004 13.09 per 1,000 adults
2005 16.66 per 1,000 adults +27.2%
2006 21.98 per 1,000 adults +31.9%
2007 24.3 per 1,000 adults +10.6%
2008 26.62 per 1,000 adults +9.5%
2009 25.9 per 1,000 adults -2.7%
2010 127.14 per 1,000 adults +390.9%
2011 143.7 per 1,000 adults +13.0%
2012 179.86 per 1,000 adults +25.2%
2013 245.49 per 1,000 adults +36.5%
2014 274.62 per 1,000 adults +11.9%
2015 290.77 per 1,000 adults +5.9%
2016 302.03 per 1,000 adults +3.9%
2017 315.54 per 1,000 adults +4.5%
2018 282.8 per 1,000 adults -10.4%
2019 222.01 per 1,000 adults -21.5%
2020 206.16 per 1,000 adults -7.1%
2021 211.13 per 1,000 adults +2.4%
2022 214.48 per 1,000 adults +1.6%
2023 226.88 per 1,000 adults +5.8%
2024 246.28 per 1,000 adults +8.6%

Averages by decade

DecadeAverage LowestHighest Years
2000s 21.42 per 1,000 adults 13.09 per 1,000 adults 26.62 per 1,000 adults 6
2010s 238.4 per 1,000 adults 127.14 per 1,000 adults 315.54 per 1,000 adults 10
2020s 220.98 per 1,000 adults 206.16 per 1,000 adults 246.28 per 1,000 adults 5

Countries ranked near Zambia

  1. 77 Myanmar 372.63 per 1,000 adults compare
  2. 78 Benin 266.61 per 1,000 adults compare
  3. 79 Haiti 257.05 per 1,000 adults compare
  4. 81 Equatorial Guinea 245.18 per 1,000 adults compare
  5. 82 Senegal 243.54 per 1,000 adults compare
  6. 83 Burkina Faso 234.52 per 1,000 adults compare

See the full ranking of 139 places →

More financial sector data for Zambia

All data for Zambia →

Frequently asked questions

What is depositors with commercial banks in Zambia?
Depositors with commercial banks in Zambia was 246.28 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
What is the highest depositors with commercial banks recorded in Zambia?
The highest recorded value was 315.54 per 1,000 adults in 2017.
What is the lowest depositors with commercial banks recorded in Zambia?
The lowest recorded value was 13.09 per 1,000 adults in 2004.
How does Zambia rank for depositors with commercial banks?
Zambia ranks 80th out of 104 countries with data for 2024.
Is depositors with commercial banks rising or falling in Zambia?
Over the last ten years it is down 10.3%. The long-run trend across the full record is volatile.
Where does this Zambia data come from?
The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Depositors with commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.

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Depositors with commercial banks in Zambia. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 06 September 2026, from https://financial-sector.statizoid.com/stat/depositors-with-commercial-banks-per-1-000-adults/zambia/

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About this data

Indicator
Depositors with commercial banks (per 1,000 adults)
Unit
per 1,000 adults
Source
Financial Access Survey, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
139 places, 2,226 data points, 2004–2024
Last refreshed

Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.