Domestic credit provided by financial sector in Zambia

Zambia: Domestic credit provided by financial sector was 35.2% in 2024. ▲ Rising

Latest (2024)
35.2%
Change on year
down 5.3%
World rank
52nd
of 65 countries
All-time high
42.4%
in 2020
All-time low
21.1%
in 2011
Years of data
14
2011–2024

Domestic credit provided by financial sector in Zambia, 2011–2024

0102030402011201720242011: 21.1 % of GDP2012: 21.9 % of GDP2013: 26.3 % of GDP2014: 25.8 % of GDP2015: 29.7 % of GDP2016: 27 % of GDP2017: 31.2 % of GDP2018: 31.9 % of GDP2019: 34.4 % of GDP2020: 42.4 % of GDP2021: 34.8 % of GDP2022: 31.8 % of GDP2023: 37.1 % of GDP2024: 35.2 % of GDP

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.

Analysis

In 2024, domestic credit provided by financial sector in Zambia stood at 35.2%.

Compared with earlier readings it is down 5.3% on the previous year and up 36.3% over ten years.

Over the whole period, domestic credit provided by financial sector in Zambia peaked at 42.4% in 2020 and was at its lowest, 21.1%, in 2011.

That places Zambia 52nd out of 65 countries with data for 2024, putting it in the bottom quarter.

The long-run direction has been consistently rising across the 14 years of available data.

Domestic credit provided by financial sector in Zambia, year by year

Annual values for Domestic credit provided by financial sector (% of GDP) in Zambia, 2011 to 2024.
Year % of GDP Change
2011 21.1%
2012 21.9% +4.0%
2013 26.3% +19.8%
2014 25.8% -1.8%
2015 29.7% +15.0%
2016 27.0% -8.8%
2017 31.2% +15.4%
2018 31.9% +2.1%
2019 34.4% +8.0%
2020 42.4% +23.0%
2021 34.8% -18.0%
2022 31.8% -8.6%
2023 37.1% +16.9%
2024 35.2% -5.3%

Zambia compared with similar countries

  • Zambia's 35.2% is below the median for lower middle income countries, which is 36.3%, 97% of the median. (17 countries reporting)
  • Zambia's 35.2% is below the median for Sub-Saharan Africa, which is 51.1%, 69% of the median. (12 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 27.7% 21.1% 34.4% 9
2020s 36.2% 31.8% 42.4% 5

Countries ranked near Zambia

  1. 49 Ukraine 38.3% compare
  2. 50 Solomon Islands 36.3% compare
  3. 51 Papua New Guinea 35.5% compare
  4. 53 Uganda 34.0% compare
  5. 54 Trinidad and Tobago 33.1%
  6. 55 Republic of Moldova 32.0% compare

See the full ranking of 71 places →

More financial sector data for Zambia

All data for Zambia →

Frequently asked questions

What is domestic credit provided by financial sector in Zambia?
Domestic credit provided by financial sector in Zambia was 35.2% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest domestic credit provided by financial sector recorded in Zambia?
The highest recorded value was 42.4% in 2020.
What is the lowest domestic credit provided by financial sector recorded in Zambia?
The lowest recorded value was 21.1% in 2011.
How does Zambia rank for domestic credit provided by financial sector?
Zambia ranks 52nd out of 65 countries with data for 2024.
Is domestic credit provided by financial sector rising or falling in Zambia?
Over the last ten years it is up 36.3%. The long-run trend across the full record is rising.
Where does this Zambia data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit provided by financial sector (% of GDP). Statizoid updates them automatically from the source API.

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Domestic credit provided by financial sector in Zambia. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/stat/domestic-credit-provided-by-financial-sector-percent-of-gdp/zambia/

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About this data

Indicator
Domestic credit provided by financial sector (% of GDP)
Unit
% of GDP
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
71 places, 1,691 data points, 1960–2025
Last refreshed

Domestic credit provided by the financial sector includes all credit to various sectors on a gross basis, with the exception of credit to the central government, which is net. The financial sector includes monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.