Domestic credit to private sector by banks in Czechia
Czechia: Domestic credit to private sector by banks was 48.0% in 2024. ▼ Falling
Domestic credit to private sector by banks in Czechia, 1993–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
The most recent figure for domestic credit to private sector by banks in Czechia is 48.0%, measured in 2024.
Compared with earlier readings it is up 0.6% on the previous year and down 2.2% over ten years.
Over the whole period, domestic credit to private sector by banks in Czechia peaked at 65.2% in 1994 and was at its lowest, 23.5%, in 2002.
That places Czechia 77th out of 187 countries with data for 2024, putting it in the middle of the range.
The long-run direction has been consistently falling across the 32 years of available data.
Domestic credit to private sector by banks in Czechia, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1993 | 61.0% | — |
| 1994 | 65.2% | +6.9% |
| 1995 | 64.5% | -1.1% |
| 1996 | 62.7% | -2.8% |
| 1997 | 63.1% | +0.6% |
| 1998 | 54.2% | -14.0% |
| 1999 | 48.4% | -10.7% |
| 2000 | 42.9% | -11.4% |
| 2001 | 35.4% | -17.6% |
| 2002 | 23.5% | -33.5% |
| 2003 | 24.2% | +3.0% |
| 2004 | 25.6% | +5.6% |
| 2005 | 29.2% | +14.0% |
| 2006 | 33.8% | +15.9% |
| 2007 | 38.7% | +14.4% |
| 2008 | 43.3% | +11.8% |
| 2009 | 45.1% | +4.1% |
| 2010 | 45.9% | +1.8% |
| 2011 | 47.9% | +4.5% |
| 2012 | 49.0% | +2.3% |
| 2013 | 50.3% | +2.5% |
| 2014 | 49.1% | -2.4% |
| 2015 | 49.3% | +0.3% |
| 2016 | 50.6% | +2.7% |
| 2017 | 50.2% | -0.7% |
| 2018 | 50.7% | +1.0% |
| 2019 | 49.4% | -2.5% |
| 2020 | 52.0% | +5.1% |
| 2021 | 52.0% | +0.1% |
| 2022 | 48.6% | -6.5% |
| 2023 | 47.7% | -1.9% |
| 2024 | 48.0% | +0.6% |
Czechia compared with similar countries
- Czechia's 48.0% is below the median for high income countries, which is 64.3%, 75% of the median. (61 countries reporting)
- Czechia's 48.0% is below the median for Europe & Central Asia, which is 52.1%, 92% of the median. (48 countries reporting)
Biggest year-on-year movements
Years where Domestic credit to private sector by banks in Czechia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2002 | -33.5% | 35.4% | 23.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 59.9% | 48.4% | 65.2% | 7 |
| 2000s | 34.2% | 23.5% | 45.1% | 10 |
| 2010s | 49.2% | 45.9% | 50.7% | 10 |
| 2020s | 49.7% | 47.7% | 52.0% | 5 |
Countries ranked near Czechia
More financial sector data for Czechia
- Reserve position in the IMF, US dollar, annual growth rate 3.88 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 71.12 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -1.07 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 51.93 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 3.88 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 71.12 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -1.07 % change on previous year (2025)
Frequently asked questions
- What is domestic credit to private sector by banks in Czechia?
- Domestic credit to private sector by banks in Czechia was 48.0% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in Czechia?
- The highest recorded value was 65.2% in 1994.
- What is the lowest domestic credit to private sector by banks recorded in Czechia?
- The lowest recorded value was 23.5% in 2002.
- How does Czechia rank for domestic credit to private sector by banks?
- Czechia ranks 77th out of 187 countries with data for 2024.
- Is domestic credit to private sector by banks rising or falling in Czechia?
- Over the last ten years it is down 2.2%. The long-run trend across the full record is falling.
- Where does this Czechia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 32 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.