Domestic credit to private sector by banks in Estonia

Estonia: Domestic credit to private sector by banks was 60.5% in 2024. ▼ Falling

Latest (2024)
60.5%
Change on year
up 5.0%
World rank
49th
of 187 countries
All-time high
101.4%
in 2009
All-time low
40.3%
in 2004
Years of data
21
2004–2024

Domestic credit to private sector by banks in Estonia, 2004–2024

02550751002004201420242004: 40.3 % of GDP2005: 56.5 % of GDP2006: 76.2 % of GDP2007: 83.7 % of GDP2008: 89.7 % of GDP2009: 101.4 % of GDP2010: 92.8 % of GDP2011: 77.7 % of GDP2012: 72.2 % of GDP2013: 68.5 % of GDP2014: 66.2 % of GDP2015: 67.5 % of GDP2016: 68.1 % of GDP2017: 62.6 % of GDP2018: 60.7 % of GDP2019: 58.2 % of GDP2020: 62.5 % of GDP2021: 59.3 % of GDP2022: 57.2 % of GDP2023: 57.7 % of GDP2024: 60.5 % of GDP

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.

Analysis

In 2024, domestic credit to private sector by banks in Estonia stood at 60.5%.

The figure is up 5.0% on the previous year and down 8.6% over ten years.

Over the whole period, domestic credit to private sector by banks in Estonia peaked at 101.4% in 2009 and was at its lowest, 40.3%, in 2004.

That places Estonia 49th out of 187 countries with data for 2024, putting it in the middle of the range.

The long-run direction has been consistently falling across the 21 years of available data.

Domestic credit to private sector by banks in Estonia, year by year

Annual values for Domestic credit to private sector by banks (% of GDP) in Estonia, 2004 to 2024.
Year % of GDP Change
2004 40.3%
2005 56.5% +40.4%
2006 76.2% +34.8%
2007 83.7% +9.9%
2008 89.7% +7.1%
2009 101.4% +13.1%
2010 92.8% -8.5%
2011 77.7% -16.2%
2012 72.2% -7.1%
2013 68.5% -5.1%
2014 66.2% -3.4%
2015 67.5% +1.9%
2016 68.1% +0.9%
2017 62.6% -8.1%
2018 60.7% -2.9%
2019 58.2% -4.2%
2020 62.5% +7.3%
2021 59.3% -5.1%
2022 57.2% -3.5%
2023 57.7% +0.8%
2024 60.5% +5.0%

Estonia compared with similar countries

  • Estonia's 60.5% is below the median for high income countries, which is 64.3%, 94% of the median. (61 countries reporting)
  • Estonia's 60.5% is above the median for Europe & Central Asia, which is 52.1%, 1.2× the median. (48 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 74.6% 40.3% 101.4% 6
2010s 69.5% 58.2% 92.8% 10
2020s 59.4% 57.2% 62.5% 5

Countries ranked near Estonia

  1. 46 Saudi Arabia 64.3% compare
  2. 47 Oman 63.2% compare
  3. 48 Malta 61.7% compare
  4. 50 Kosovo 59.9% compare
  5. 50 Kosovo (UNSCR 1244) 59.9% compare
  6. 52 Slovakia 59.6% compare

See the full ranking of 234 places →

More financial sector data for Estonia

All data for Estonia →

Frequently asked questions

What is domestic credit to private sector by banks in Estonia?
Domestic credit to private sector by banks in Estonia was 60.5% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest domestic credit to private sector by banks recorded in Estonia?
The highest recorded value was 101.4% in 2009.
What is the lowest domestic credit to private sector by banks recorded in Estonia?
The lowest recorded value was 40.3% in 2004.
How does Estonia rank for domestic credit to private sector by banks?
Estonia ranks 49th out of 187 countries with data for 2024.
Is domestic credit to private sector by banks rising or falling in Estonia?
Over the last ten years it is down 8.6%. The long-run trend across the full record is falling.
Where does this Estonia data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.

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Domestic credit to private sector by banks in Estonia. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 16 September 2026, from https://financial-sector.statizoid.com/stat/domestic-credit-to-private-sector-by-banks-percent-of-gdp/estonia/

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About this data

Indicator
Domestic credit to private sector by banks (% of GDP)
Unit
% of GDP
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 11,621 data points, 1960–2025
Last refreshed

Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.