Domestic credit to private sector by banks in Japan
Japan: Domestic credit to private sector by banks was 115.9% in 2025. ▲ Rising
Domestic credit to private sector by banks in Japan, 1960–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
Japan recorded 115.9% for domestic credit to private sector by banks in 2025.
The figure is up 0.1% on the previous year and up 16.2% over ten years.
Over the whole period, domestic credit to private sector by banks in Japan peaked at 185.7% in 1999 and was at its lowest, 51.5%, in 1960.
That places Japan 16th out of 187 countries with data for 2025, putting it in the top 10%.
The long-run direction has been consistently rising across the 66 years of available data.
Domestic credit to private sector by banks in Japan, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1960 | 51.5% | — |
| 1961 | 52.1% | +1.0% |
| 1962 | 68.0% | +30.6% |
| 1963 | 74.8% | +9.9% |
| 1964 | 72.1% | -3.6% |
| 1965 | 74.9% | +3.8% |
| 1966 | 75.2% | +0.4% |
| 1967 | 74.6% | -0.8% |
| 1968 | 71.5% | -4.2% |
| 1969 | 71.4% | -0.0% |
| 1970 | 96.6% | +35.2% |
| 1971 | 106.7% | +10.4% |
| 1972 | 115.4% | +8.2% |
| 1973 | 114.3% | -0.9% |
| 1974 | 109.2% | -4.4% |
| 1975 | 112.1% | +2.6% |
| 1976 | 112.5% | +0.4% |
| 1977 | 110.6% | -1.7% |
| 1978 | 110.1% | -0.4% |
| 1979 | 111.3% | +1.1% |
| 1980 | 112.6% | +1.1% |
| 1981 | 115.0% | +2.2% |
| 1982 | 119.6% | +4.0% |
| 1983 | 123.7% | +3.4% |
| 1984 | 126.3% | +2.1% |
| 1985 | 129.7% | +2.6% |
| 1986 | 135.0% | +4.1% |
| 1987 | 148.4% | +9.9% |
| 1988 | 155.2% | +4.6% |
| 1989 | 161.4% | +3.9% |
| 1990 | 164.2% | +1.8% |
| 1991 | 162.9% | -0.8% |
| 1992 | 165.9% | +1.9% |
| 1993 | 168.2% | +1.4% |
| 1994 | 169.5% | +0.8% |
| 1995 | 169.1% | -0.3% |
| 1996 | 167.7% | -0.9% |
| 1997 | 177.9% | +6.1% |
| 1998 | 185.2% | +4.1% |
| 1999 | 185.7% | +0.3% |
| 2000 | 179.0% | -3.6% |
| 2001 | 104.2% | -41.8% |
| 2002 | 97.3% | -6.6% |
| 2003 | 93.6% | -3.8% |
| 2004 | 91.0% | -2.8% |
| 2005 | 94.8% | +4.2% |
| 2006 | 95.5% | +0.7% |
| 2007 | 95.3% | -0.2% |
| 2008 | 95.8% | +0.5% |
| 2009 | 101.0% | +5.5% |
| 2010 | 97.6% | -3.4% |
| 2011 | 98.3% | +0.7% |
| 2012 | 99.0% | +0.7% |
| 2013 | 101.7% | +2.8% |
| 2014 | 101.5% | -0.2% |
| 2015 | 99.7% | -1.7% |
| 2016 | 101.3% | +1.6% |
| 2017 | 103.7% | +2.4% |
| 2018 | 103.8% | +0.0% |
| 2019 | 107.4% | +3.5% |
| 2020 | 117.5% | +9.4% |
| 2021 | 115.8% | -1.5% |
| 2022 | 116.6% | +0.7% |
| 2023 | 115.5% | -1.0% |
| 2024 | 115.8% | +0.3% |
| 2025 | 115.9% | +0.1% |
Japan compared with similar countries
- Japan's 115.9% is above the median for high income countries, which is 64.3%, 1.8× the median. (61 countries reporting)
- Japan's 115.9% is above the median for East Asia & Pacific, which is 65.2%, 1.8× the median. (26 countries reporting)
Biggest year-on-year movements
Years where Domestic credit to private sector by banks in Japan changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2001 | -41.8% | 179.0% | 104.2% |
| 1970 | +35.2% | 71.4% | 96.6% |
| 1962 | +30.6% | 52.1% | 68.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 68.6% | 51.5% | 75.2% | 10 |
| 1970s | 109.9% | 96.6% | 115.4% | 10 |
| 1980s | 132.7% | 112.6% | 161.4% | 10 |
| 1990s | 171.6% | 162.9% | 185.7% | 10 |
| 2000s | 104.8% | 91.0% | 179.0% | 10 |
| 2010s | 101.4% | 97.6% | 107.4% | 10 |
| 2020s | 116.2% | 115.5% | 117.5% | 6 |
Countries ranked near Japan
More financial sector data for Japan
- Reserve position in the IMF, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 91.29 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.15 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 66.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 91.29 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.15 % change on previous year (2025)
Frequently asked questions
- What is domestic credit to private sector by banks in Japan?
- Domestic credit to private sector by banks in Japan was 115.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in Japan?
- The highest recorded value was 185.7% in 1999.
- What is the lowest domestic credit to private sector by banks recorded in Japan?
- The lowest recorded value was 51.5% in 1960.
- How does Japan rank for domestic credit to private sector by banks?
- Japan ranks 16th out of 187 countries with data for 2025.
- Is domestic credit to private sector by banks rising or falling in Japan?
- Over the last ten years it is up 16.2%. The long-run trend across the full record is rising.
- Where does this Japan data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.