Domestic credit to private sector by banks in Late-demographic dividend

Late-demographic dividend: Domestic credit to private sector by banks was 153.4% in 2024. ▲ Rising

Latest (2024)
153.4%
Change on year
up 1.7%
Rank
4th
of 47 groups
All-time high
153.4%
in 2024
All-time low
31.0%
in 1980
Years of data
40
1978–2024

Domestic credit to private sector by banks in Late-demographic dividend, 1978–2024

2550751001251501978200120241978: 34.2 % of GDP1980: 31 % of GDP1981: 35.2 % of GDP1982: 39.1 % of GDP1985: 51.6 % of GDP1986: 49.2 % of GDP1987: 46.6 % of GDP1992: 68.5 % of GDP1993: 84.7 % of GDP1994: 67.2 % of GDP1995: 61.1 % of GDP1996: 63.2 % of GDP1997: 67 % of GDP1998: 65.4 % of GDP1999: 71.6 % of GDP2000: 71 % of GDP2001: 67.5 % of GDP2002: 71.6 % of GDP2003: 75 % of GDP2004: 73.1 % of GDP2005: 70.4 % of GDP2006: 70.9 % of GDP2007: 73 % of GDP2008: 73.5 % of GDP2009: 88.6 % of GDP2010: 88 % of GDP2011: 86.9 % of GDP2012: 92.1 % of GDP2013: 97.1 % of GDP2014: 103.3 % of GDP2015: 116.8 % of GDP2016: 119.4 % of GDP2017: 117.1 % of GDP2018: 120.4 % of GDP2019: 126 % of GDP2020: 142.3 % of GDP2021: 138.3 % of GDP2022: 147.3 % of GDP2023: 150.8 % of GDP2024: 153.4 % of GDP

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.

Analysis

The most recent figure for domestic credit to private sector by banks in Late-demographic dividend is 153.4%, measured in 2024. That is the highest value across all 40 years on record.

The figure is up 1.7% on the previous year and up 48.5% over ten years.

Over the whole period, domestic credit to private sector by banks in Late-demographic dividend peaked at 153.4% in 2024 and was at its lowest, 31.0%, in 1980.

That places Late-demographic dividend 4th out of 47 groups with data for 2024, putting it in the top 10%.

The long-run direction has been consistently rising across the 40 years of available data.

Domestic credit to private sector by banks in Late-demographic dividend, year by year

Annual values for Domestic credit to private sector by banks (% of GDP) in Late-demographic dividend, 1978 to 2024.
Year % of GDP Change
1978 34.2%
1980 31.0% -9.2%
1981 35.2% +13.3%
1982 39.1% +11.2%
1985 51.6% +31.9%
1986 49.2% -4.6%
1987 46.6% -5.4%
1992 68.5% +47.0%
1993 84.7% +23.7%
1994 67.2% -20.6%
1995 61.1% -9.0%
1996 63.2% +3.4%
1997 67.0% +6.1%
1998 65.4% -2.5%
1999 71.6% +9.5%
2000 71.0% -0.8%
2001 67.5% -5.0%
2002 71.6% +6.2%
2003 75.0% +4.7%
2004 73.1% -2.6%
2005 70.4% -3.6%
2006 70.9% +0.7%
2007 73.0% +2.9%
2008 73.5% +0.8%
2009 88.6% +20.5%
2010 88.0% -0.7%
2011 86.9% -1.2%
2012 92.1% +6.0%
2013 97.1% +5.4%
2014 103.3% +6.4%
2015 116.8% +13.1%
2016 119.4% +2.3%
2017 117.1% -1.9%
2018 120.4% +2.8%
2019 126.0% +4.6%
2020 142.3% +13.0%
2021 138.3% -2.8%
2022 147.3% +6.5%
2023 150.8% +2.4%
2024 153.4% +1.7%

Biggest year-on-year movements

Years where Domestic credit to private sector by banks in Late-demographic dividend changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1992 +47.0% 46.6% 68.5%

Averages by decade

DecadeAverage LowestHighest Years
1970s 34.2% 34.2% 34.2% 1
1980s 42.1% 31.0% 51.6% 6
1990s 68.6% 61.1% 84.7% 8
2000s 73.5% 67.5% 88.6% 10
2010s 106.7% 86.9% 126.0% 10
2020s 146.4% 138.3% 153.4% 5

Countries ranked near Late-demographic dividend

  1. 1 Hong Kong 222.6% compare
  2. 2 China 194.3% compare
  3. 3 Switzerland 167.8% compare
  4. 4 South Korea 160.3% compare
  5. 5 Denmark 144.1% compare
  6. 6 Australia 133.8% compare
  7. 7 New Zealand 129.7% compare

See the full ranking of 234 places →

More financial sector data for Late-demographic dividend

All data for Late-demographic dividend →

Frequently asked questions

What is domestic credit to private sector by banks in Late-demographic dividend?
Domestic credit to private sector by banks in Late-demographic dividend was 153.4% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest domestic credit to private sector by banks recorded in Late-demographic dividend?
The highest recorded value was 153.4% in 2024.
What is the lowest domestic credit to private sector by banks recorded in Late-demographic dividend?
The lowest recorded value was 31.0% in 1980.
How does Late-demographic dividend rank for domestic credit to private sector by banks?
Late-demographic dividend ranks 4th out of 47 groups with data for 2024.
Is domestic credit to private sector by banks rising or falling in Late-demographic dividend?
Over the last ten years it is up 48.5%. The long-run trend across the full record is rising.
Where does this Late-demographic dividend data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.

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Domestic credit to private sector by banks in Late-demographic dividend. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/domestic-credit-to-private-sector-by-banks-percent-of-gdp/late-demographic-dividend/

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About this data

Indicator
Domestic credit to private sector by banks (% of GDP)
Unit
% of GDP
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 11,621 data points, 1960–2025
Last refreshed

Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.