Domestic credit to private sector by banks in Mozambique
Mozambique: Domestic credit to private sector by banks was 17.7% in 2025. ▲ Rising
Domestic credit to private sector by banks in Mozambique, 1991–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
In 2025, domestic credit to private sector by banks in Mozambique stood at 17.7%.
That represents a change of up 3.5% on the previous year and down 44.4% over ten years.
Over the whole period, domestic credit to private sector by banks in Mozambique peaked at 31.8% in 2015 and was at its lowest, 6.8%, in 2004.
That places Mozambique 147th out of 187 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 35 years of available data.
Domestic credit to private sector by banks in Mozambique, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1991 | 10.7% | — |
| 1992 | 12.2% | +13.7% |
| 1993 | 8.7% | -28.5% |
| 1994 | 8.6% | -1.0% |
| 1995 | 8.6% | -0.2% |
| 1996 | 7.6% | -12.0% |
| 1997 | 9.1% | +20.3% |
| 1998 | 9.8% | +7.9% |
| 1999 | 10.7% | +8.6% |
| 2000 | 12.2% | +14.2% |
| 2001 | 9.1% | -25.6% |
| 2002 | 9.1% | +0.4% |
| 2003 | 8.1% | -11.2% |
| 2004 | 6.8% | -16.2% |
| 2005 | 8.7% | +29.3% |
| 2006 | 9.8% | +11.7% |
| 2007 | 9.9% | +1.6% |
| 2008 | 13.9% | +39.8% |
| 2009 | 19.4% | +39.9% |
| 2010 | 21.5% | +10.8% |
| 2011 | 20.7% | -3.8% |
| 2012 | 22.1% | +7.0% |
| 2013 | 26.0% | +17.4% |
| 2014 | 29.9% | +14.9% |
| 2015 | 31.8% | +6.4% |
| 2016 | 30.9% | -2.7% |
| 2017 | 24.2% | -21.8% |
| 2018 | 21.8% | -9.8% |
| 2019 | 20.9% | -4.3% |
| 2020 | 23.4% | +11.9% |
| 2021 | 22.5% | -3.9% |
| 2022 | 20.2% | -10.1% |
| 2023 | 18.0% | -10.8% |
| 2024 | 17.1% | -5.1% |
| 2025 | 17.7% | +3.5% |
Mozambique compared with similar countries
- Mozambique's 17.7% is above the median for low income countries, which is 11.9%, 1.5× the median. (24 countries reporting)
- Mozambique's 17.7% is above the median for Sub-Saharan Africa, which is 15.6%, 1.1× the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 9.5% | 7.6% | 12.2% | 9 |
| 2000s | 10.7% | 6.8% | 19.4% | 10 |
| 2010s | 25.0% | 20.7% | 31.8% | 10 |
| 2020s | 19.8% | 17.1% | 23.4% | 6 |
Countries ranked near Mozambique
More financial sector data for Mozambique
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 1.1 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.8011 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 1.1 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is domestic credit to private sector by banks in Mozambique?
- Domestic credit to private sector by banks in Mozambique was 17.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in Mozambique?
- The highest recorded value was 31.8% in 2015.
- What is the lowest domestic credit to private sector by banks recorded in Mozambique?
- The lowest recorded value was 6.8% in 2004.
- How does Mozambique rank for domestic credit to private sector by banks?
- Mozambique ranks 147th out of 187 countries with data for 2025.
- Is domestic credit to private sector by banks rising or falling in Mozambique?
- Over the last ten years it is down 44.4%. The long-run trend across the full record is rising.
- Where does this Mozambique data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.