Domestic credit to private sector by banks in Nepal
Nepal: Domestic credit to private sector by banks was 90.4% in 2025. ◆ Volatile
Domestic credit to private sector by banks in Nepal, 1960–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
In 2025, domestic credit to private sector by banks in Nepal stood at 90.4%.
That represents a change of down 0.8% on the previous year and up 59.5% over ten years.
Over the whole period, domestic credit to private sector by banks in Nepal peaked at 103.5% in 2021 and was at its lowest, 1.0%, in 1960.
Nepal ranks 24th of 187 countries on this measure, in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Domestic credit to private sector by banks in Nepal, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1960 | 1.0% | — |
| 1961 | 1.2% | +16.7% |
| 1962 | 1.2% | +1.1% |
| 1963 | 1.2% | -4.9% |
| 1964 | 1.4% | +21.7% |
| 1965 | 1.8% | +29.0% |
| 1966 | 1.6% | -11.7% |
| 1967 | 1.8% | +12.8% |
| 1968 | 2.1% | +17.2% |
| 1969 | 2.3% | +6.3% |
| 1970 | 2.7% | +20.4% |
| 1971 | 3.7% | +35.6% |
| 1972 | 3.4% | -7.5% |
| 1973 | 4.6% | +33.9% |
| 1974 | 4.7% | +2.5% |
| 1975 | 4.3% | -9.2% |
| 1976 | 3.5% | -17.6% |
| 1977 | 4.7% | +32.7% |
| 1978 | 5.6% | +19.6% |
| 1979 | 6.3% | +11.9% |
| 1980 | 8.4% | +33.9% |
| 1981 | 9.0% | +7.1% |
| 1982 | 8.5% | -6.0% |
| 1983 | 7.9% | -6.5% |
| 1984 | 8.2% | +3.7% |
| 1985 | 9.3% | +13.5% |
| 1986 | 10.3% | +10.1% |
| 1987 | 10.1% | -1.0% |
| 1988 | 11.6% | +14.0% |
| 1989 | 12.8% | +10.8% |
| 1990 | 12.5% | -2.7% |
| 1991 | 13.0% | +3.9% |
| 1992 | 13.1% | +1.0% |
| 1993 | 14.3% | +9.0% |
| 1994 | 18.3% | +28.3% |
| 1995 | 22.6% | +23.4% |
| 1996 | 22.8% | +1.1% |
| 1997 | 23.4% | +2.3% |
| 1998 | 28.2% | +20.7% |
| 1999 | 28.4% | +0.8% |
| 2000 | 30.3% | +6.4% |
| 2001 | 29.1% | -4.0% |
| 2002 | 22.5% | -22.6% |
| 2003 | 25.8% | +14.7% |
| 2004 | 26.6% | +2.9% |
| 2005 | 28.2% | +6.3% |
| 2006 | 32.6% | +15.6% |
| 2007 | 36.8% | +12.7% |
| 2008 | 51.2% | +39.2% |
| 2009 | 58.8% | +14.8% |
| 2010 | 54.2% | -7.8% |
| 2011 | 46.0% | -15.1% |
| 2012 | 48.4% | +5.1% |
| 2013 | 50.2% | +3.7% |
| 2014 | 54.2% | +8.0% |
| 2015 | 56.7% | +4.5% |
| 2016 | 69.7% | +22.9% |
| 2017 | 69.0% | -0.9% |
| 2018 | 76.2% | +10.3% |
| 2019 | 78.8% | +3.5% |
| 2020 | 88.3% | +12.0% |
| 2021 | 103.5% | +17.2% |
| 2022 | 94.3% | -8.9% |
| 2023 | 91.4% | -3.1% |
| 2024 | 91.1% | -0.3% |
| 2025 | 90.4% | -0.8% |
Nepal compared with similar countries
- Nepal's 90.4% is above the median for lower middle income countries, which is 23.4%, 3.9× the median. (46 countries reporting)
- Nepal's 90.4% is above the median for South Asia, which is 45.4%, 2.0× the median. (6 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 1.6% | 1.0% | 2.3% | 10 |
| 1970s | 4.4% | 2.7% | 6.3% | 10 |
| 1980s | 9.6% | 7.9% | 12.8% | 10 |
| 1990s | 19.7% | 12.5% | 28.4% | 10 |
| 2000s | 34.2% | 22.5% | 58.8% | 10 |
| 2010s | 60.3% | 46.0% | 78.8% | 10 |
| 2020s | 93.2% | 88.3% | 103.5% | 6 |
Countries ranked near Nepal
More financial sector data for Nepal
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.7398 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.5402 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.7398 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is domestic credit to private sector by banks in Nepal?
- Domestic credit to private sector by banks in Nepal was 90.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in Nepal?
- The highest recorded value was 103.5% in 2021.
- What is the lowest domestic credit to private sector by banks recorded in Nepal?
- The lowest recorded value was 1.0% in 1960.
- How does Nepal rank for domestic credit to private sector by banks?
- Nepal ranks 24th out of 187 countries with data for 2025.
- Is domestic credit to private sector by banks rising or falling in Nepal?
- Over the last ten years it is up 59.5%. The long-run trend across the full record is volatile.
- Where does this Nepal data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 66 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.