Domestic credit to private sector by banks in Pakistan
Pakistan: Domestic credit to private sector by banks was 10.7% in 2025. ▼ Falling
Domestic credit to private sector by banks in Pakistan, 1960–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
Pakistan recorded 10.7% for domestic credit to private sector by banks in 2025. That is the lowest value across all 66 years on record.
The figure is down 6.2% on the previous year and down 22.6% over ten years.
Over the whole period, domestic credit to private sector by banks in Pakistan peaked at 29.8% in 1986 and was at its lowest, 10.7%, in 2025.
That places Pakistan 168th out of 187 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 66 years of available data.
Domestic credit to private sector by banks in Pakistan, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1960 | 11.0% | — |
| 1961 | 11.4% | +3.8% |
| 1962 | 14.8% | +29.7% |
| 1963 | 17.3% | +16.3% |
| 1964 | 21.3% | +23.4% |
| 1965 | 22.0% | +3.4% |
| 1966 | 25.6% | +16.1% |
| 1967 | 25.3% | -1.0% |
| 1968 | 25.2% | -0.4% |
| 1969 | 25.1% | -0.7% |
| 1970 | 25.0% | -0.1% |
| 1971 | 24.7% | -1.4% |
| 1972 | 28.0% | +13.7% |
| 1973 | 25.9% | -7.6% |
| 1974 | 20.0% | -22.8% |
| 1975 | 18.8% | -5.9% |
| 1976 | 21.2% | +12.8% |
| 1977 | 22.1% | +4.1% |
| 1978 | 20.9% | -5.5% |
| 1979 | 23.2% | +11.0% |
| 1980 | 21.6% | -6.8% |
| 1981 | 21.7% | +0.3% |
| 1982 | 22.1% | +2.2% |
| 1983 | 23.9% | +8.0% |
| 1984 | 24.2% | +1.3% |
| 1985 | 27.8% | +14.7% |
| 1986 | 29.8% | +7.2% |
| 1987 | 27.6% | -7.2% |
| 1988 | 26.4% | -4.6% |
| 1989 | 24.9% | -5.5% |
| 1990 | 24.2% | -3.0% |
| 1991 | 22.2% | -7.9% |
| 1992 | 23.5% | +5.7% |
| 1993 | 24.4% | +3.8% |
| 1994 | 23.8% | -2.3% |
| 1995 | 24.2% | +1.6% |
| 1996 | 24.7% | +2.0% |
| 1997 | 24.6% | -0.2% |
| 1998 | 25.1% | +1.9% |
| 1999 | 25.5% | +1.4% |
| 2000 | 16.6% | -34.8% |
| 2001 | 16.2% | -2.4% |
| 2002 | 16.0% | -1.3% |
| 2003 | 18.2% | +13.9% |
| 2004 | 21.3% | +16.9% |
| 2005 | 21.6% | +1.4% |
| 2006 | 22.7% | +5.0% |
| 2007 | 23.0% | +1.2% |
| 2008 | 24.1% | +4.8% |
| 2009 | 20.3% | -15.6% |
| 2010 | 19.2% | -5.6% |
| 2011 | 16.7% | -12.9% |
| 2012 | 15.1% | -9.5% |
| 2013 | 14.3% | -5.2% |
| 2014 | 13.9% | -2.6% |
| 2015 | 13.8% | -1.0% |
| 2016 | 14.6% | +5.6% |
| 2017 | 15.3% | +4.7% |
| 2018 | 16.6% | +8.6% |
| 2019 | 15.6% | -6.1% |
| 2020 | 14.9% | -4.1% |
| 2021 | 15.3% | +2.4% |
| 2022 | 14.8% | -3.3% |
| 2023 | 11.9% | -19.2% |
| 2024 | 11.4% | -4.7% |
| 2025 | 10.7% | -6.2% |
Pakistan compared with similar countries
- Pakistan's 10.7% is below the median for lower middle income countries, which is 23.4%, 46% of the median. (46 countries reporting)
- Pakistan's 10.7% is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 56.4%, 19% of the median. (23 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 19.9% | 11.0% | 25.6% | 10 |
| 1970s | 23.0% | 18.8% | 28.0% | 10 |
| 1980s | 25.0% | 21.6% | 29.8% | 10 |
| 1990s | 24.2% | 22.2% | 25.5% | 10 |
| 2000s | 20.0% | 16.0% | 24.1% | 10 |
| 2010s | 15.5% | 13.8% | 19.2% | 10 |
| 2020s | 13.2% | 10.7% | 15.3% | 6 |
Countries ranked near Pakistan
- 165 Tajikistan 11.6% compare
- 166 Guyana 11.3% compare
- 167 Congo, Democratic Republic of the 11.2% compare
- 169 Guinea 9.9% compare
- 170 Guinea-Bissau 9.6% compare
- 171 Niger 9.5% compare
More financial sector data for Pakistan
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0006 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0005 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0006 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is domestic credit to private sector by banks in Pakistan?
- Domestic credit to private sector by banks in Pakistan was 10.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in Pakistan?
- The highest recorded value was 29.8% in 1986.
- What is the lowest domestic credit to private sector by banks recorded in Pakistan?
- The lowest recorded value was 10.7% in 2025.
- How does Pakistan rank for domestic credit to private sector by banks?
- Pakistan ranks 168th out of 187 countries with data for 2025.
- Is domestic credit to private sector by banks rising or falling in Pakistan?
- Over the last ten years it is down 22.6%. The long-run trend across the full record is falling.
- Where does this Pakistan data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.