Domestic credit to private sector by banks in Poland
Poland: Domestic credit to private sector by banks was 33.6% in 2024. ▲ Rising
Domestic credit to private sector by banks in Poland, 1990–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
The most recent figure for domestic credit to private sector by banks in Poland is 33.6%, measured in 2024.
Compared with earlier readings it is down 3.2% on the previous year and down 36.2% over ten years.
Over the whole period, domestic credit to private sector by banks in Poland peaked at 54.3% in 2016 and was at its lowest, 12.8%, in 2002.
Poland ranks 106th of 187 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 35 years of available data.
Domestic credit to private sector by banks in Poland, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1990 | 18.9% | — |
| 1991 | 21.4% | +13.4% |
| 1992 | 19.3% | -9.6% |
| 1993 | 19.1% | -1.3% |
| 1994 | 16.6% | -12.8% |
| 1995 | 16.4% | -1.2% |
| 1996 | 18.7% | +13.9% |
| 1997 | 20.5% | +9.3% |
| 1998 | 22.2% | +8.7% |
| 1999 | 25.1% | +12.7% |
| 2000 | 26.3% | +4.9% |
| 2001 | 23.4% | -10.9% |
| 2002 | 12.8% | -45.3% |
| 2003 | 13.3% | +3.6% |
| 2004 | 26.2% | +96.8% |
| 2005 | 27.0% | +3.4% |
| 2006 | 31.1% | +15.0% |
| 2007 | 37.1% | +19.2% |
| 2008 | 47.1% | +27.1% |
| 2009 | 46.9% | -0.4% |
| 2010 | 48.9% | +4.2% |
| 2011 | 51.5% | +5.3% |
| 2012 | 50.3% | -2.3% |
| 2013 | 51.7% | +2.7% |
| 2014 | 52.6% | +1.9% |
| 2015 | 53.3% | +1.3% |
| 2016 | 54.3% | +1.9% |
| 2017 | 52.3% | -3.8% |
| 2018 | 51.9% | -0.7% |
| 2019 | 50.2% | -3.2% |
| 2020 | 49.3% | -1.9% |
| 2021 | 45.7% | -7.2% |
| 2022 | 39.3% | -14.0% |
| 2023 | 34.7% | -11.7% |
| 2024 | 33.6% | -3.2% |
Poland compared with similar countries
- Poland's 33.6% is below the median for high income countries, which is 64.3%, 52% of the median. (61 countries reporting)
- Poland's 33.6% is below the median for Europe & Central Asia, which is 52.1%, 64% of the median. (48 countries reporting)
Biggest year-on-year movements
Years where Domestic credit to private sector by banks in Poland changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2004 | +96.8% | 13.3% | 26.2% |
| 2002 | -45.3% | 23.4% | 12.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 19.8% | 16.4% | 25.1% | 10 |
| 2000s | 29.1% | 12.8% | 47.1% | 10 |
| 2010s | 51.7% | 48.9% | 54.3% | 10 |
| 2020s | 40.5% | 33.6% | 49.3% | 5 |
Countries ranked near Poland
More financial sector data for Poland
- Reserve position in the IMF, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 40.94 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.77 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 29.9 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 40.94 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.77 % change on previous year (2025)
Frequently asked questions
- What is domestic credit to private sector by banks in Poland?
- Domestic credit to private sector by banks in Poland was 33.6% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in Poland?
- The highest recorded value was 54.3% in 2016.
- What is the lowest domestic credit to private sector by banks recorded in Poland?
- The lowest recorded value was 12.8% in 2002.
- How does Poland rank for domestic credit to private sector by banks?
- Poland ranks 106th out of 187 countries with data for 2024.
- Is domestic credit to private sector by banks rising or falling in Poland?
- Over the last ten years it is down 36.2%. The long-run trend across the full record is rising.
- Where does this Poland data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.