Domestic credit to private sector by banks in Romania
Romania: Domestic credit to private sector by banks was 22.1% in 2025. ◆ Volatile
Domestic credit to private sector by banks in Romania, 1981–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
The most recent figure for domestic credit to private sector by banks in Romania is 22.1%, measured in 2025.
Compared with earlier readings it is down 2.9% on the previous year and down 26.2% over ten years.
Over the whole period, domestic credit to private sector by banks in Romania peaked at 79.7% in 1990 and was at its lowest, 7.1%, in 2000.
Romania ranks 137th of 187 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Domestic credit to private sector by banks in Romania, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1981 | 47.0% | — |
| 1982 | 43.4% | -7.5% |
| 1983 | 45.5% | +4.8% |
| 1984 | 46.6% | +2.5% |
| 1985 | 53.7% | +15.2% |
| 1986 | 56.0% | +4.3% |
| 1987 | 60.7% | +8.4% |
| 1988 | 63.8% | +5.1% |
| 1989 | 59.9% | -6.1% |
| 1990 | 79.7% | +33.2% |
| 1996 | 11.0% | -86.2% |
| 1997 | 8.3% | -24.6% |
| 1998 | 11.7% | +40.7% |
| 1999 | 8.0% | -31.5% |
| 2000 | 7.1% | -10.8% |
| 2001 | 8.7% | +21.4% |
| 2002 | 10.1% | +16.6% |
| 2003 | 14.1% | +40.1% |
| 2004 | 15.8% | +11.7% |
| 2005 | 20.1% | +27.1% |
| 2006 | 26.0% | +29.6% |
| 2007 | 34.0% | +30.7% |
| 2008 | 35.9% | +5.6% |
| 2009 | 37.0% | +3.0% |
| 2010 | 38.3% | +3.5% |
| 2011 | 37.4% | -2.2% |
| 2012 | 36.0% | -3.9% |
| 2013 | 34.2% | -5.0% |
| 2014 | 31.1% | -9.0% |
| 2015 | 29.9% | -3.8% |
| 2016 | 28.6% | -4.5% |
| 2017 | 26.7% | -6.6% |
| 2018 | 25.7% | -3.7% |
| 2019 | 24.7% | -3.8% |
| 2020 | 25.9% | +4.6% |
| 2021 | 26.5% | +2.5% |
| 2022 | 25.2% | -4.8% |
| 2023 | 23.3% | -7.8% |
| 2024 | 22.7% | -2.2% |
| 2025 | 22.1% | -2.9% |
Romania compared with similar countries
- Romania's 22.1% is below the median for high income countries, which is 64.3%, 34% of the median. (61 countries reporting)
- Romania's 22.1% is below the median for Europe & Central Asia, which is 52.1%, 42% of the median. (48 countries reporting)
Biggest year-on-year movements
Years where Domestic credit to private sector by banks in Romania changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1996 | -86.2% | 79.7% | 11.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 53.0% | 43.4% | 63.8% | 9 |
| 1990s | 23.7% | 8.0% | 79.7% | 5 |
| 2000s | 20.9% | 7.1% | 37.0% | 10 |
| 2010s | 31.2% | 24.7% | 38.3% | 10 |
| 2020s | 24.3% | 22.1% | 26.5% | 6 |
Countries ranked near Romania
- 134 Côte d'Ivoire 22.7% compare
- 135 Mauritania 22.6% compare
- 136 Kyrgyzstan 22.2% compare
- 138 Rwanda 22.0% compare
- 139 Solomon Islands 21.5% compare
- 140 Lao People's Democratic Republic 20.9% compare
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is domestic credit to private sector by banks in Romania?
- Domestic credit to private sector by banks in Romania was 22.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in Romania?
- The highest recorded value was 79.7% in 1990.
- What is the lowest domestic credit to private sector by banks recorded in Romania?
- The lowest recorded value was 7.1% in 2000.
- How does Romania rank for domestic credit to private sector by banks?
- Romania ranks 137th out of 187 countries with data for 2025.
- Is domestic credit to private sector by banks rising or falling in Romania?
- Over the last ten years it is down 26.2%. The long-run trend across the full record is volatile.
- Where does this Romania data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.