Domestic credit to private sector in Germany
Germany: Domestic credit to private sector was 77.3% in 2023. ▼ Falling
Domestic credit to private sector in Germany, 2001–2023
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
The most recent figure for domestic credit to private sector in Germany is 77.3%, measured in 2023.
Compared with earlier readings it is down 4.7% on the previous year and down 4.3% over ten years.
Over the whole period, domestic credit to private sector in Germany peaked at 111.2% in 2001 and was at its lowest, 76.0%, in 2016.
That places Germany 35th out of 187 countries with data for 2023, putting it in the top quarter.
The long-run direction has been consistently falling across the 23 years of available data.
Domestic credit to private sector in Germany, year by year
| Year | % of GDP | Change |
|---|---|---|
| 2001 | 111.2% | — |
| 2002 | 110.2% | -1.0% |
| 2003 | 108.5% | -1.5% |
| 2004 | 105.0% | -3.2% |
| 2005 | 103.8% | -1.2% |
| 2006 | 100.3% | -3.3% |
| 2007 | 95.5% | -4.8% |
| 2008 | 95.4% | -0.1% |
| 2009 | 96.9% | +1.5% |
| 2010 | 86.8% | -10.4% |
| 2011 | 83.2% | -4.1% |
| 2012 | 82.2% | -1.3% |
| 2013 | 80.7% | -1.8% |
| 2014 | 77.8% | -3.6% |
| 2015 | 76.6% | -1.6% |
| 2016 | 76.0% | -0.8% |
| 2017 | 76.1% | +0.1% |
| 2018 | 76.6% | +0.7% |
| 2019 | 78.0% | +1.8% |
| 2020 | 83.8% | +7.5% |
| 2021 | 82.7% | -1.3% |
| 2022 | 81.1% | -2.0% |
| 2023 | 77.3% | -4.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 103.0% | 95.4% | 111.2% | 9 |
| 2010s | 79.4% | 76.0% | 86.8% | 10 |
| 2020s | 81.2% | 77.3% | 83.8% | 4 |
Countries ranked near Germany
More financial sector data for Germany
- Reserve position in the IMF, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 115.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 84.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 115.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.76 % change on previous year (2025)
Frequently asked questions
- What is domestic credit to private sector in Germany?
- Domestic credit to private sector in Germany was 77.3% in 2023, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector recorded in Germany?
- The highest recorded value was 111.2% in 2001.
- What is the lowest domestic credit to private sector recorded in Germany?
- The lowest recorded value was 76.0% in 2016.
- How does Germany rank for domestic credit to private sector?
- Germany ranks 35th out of 187 countries with data for 2023.
- Is domestic credit to private sector rising or falling in Germany?
- Over the last ten years it is down 4.3%. The long-run trend across the full record is falling.
- Where does this Germany data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector (% of GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector refers to financial resources provided to the private sector by financial corporations, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. The financial corporations include monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.