Domestic credit to private sector in Romania
Romania: Domestic credit to private sector was 22.1% in 2025. ▲ Rising
Domestic credit to private sector in Romania, 1996–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
In 2025, domestic credit to private sector in Romania stood at 22.1%.
Compared with earlier readings it is down 2.9% on the previous year and down 26.2% over ten years.
Over the whole period, domestic credit to private sector in Romania peaked at 38.3% in 2010 and was at its lowest, 7.1%, in 2000.
That places Romania 140th out of 187 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 30 years of available data.
Domestic credit to private sector in Romania, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1996 | 11.0% | — |
| 1997 | 8.3% | -24.6% |
| 1998 | 11.7% | +40.7% |
| 1999 | 8.0% | -31.5% |
| 2000 | 7.1% | -10.8% |
| 2001 | 8.7% | +21.4% |
| 2002 | 10.1% | +16.6% |
| 2003 | 14.1% | +40.1% |
| 2004 | 15.8% | +11.7% |
| 2005 | 20.1% | +27.1% |
| 2006 | 26.0% | +29.6% |
| 2007 | 34.0% | +30.7% |
| 2008 | 35.9% | +5.6% |
| 2009 | 37.0% | +3.0% |
| 2010 | 38.3% | +3.5% |
| 2011 | 37.4% | -2.2% |
| 2012 | 36.0% | -3.9% |
| 2013 | 34.2% | -5.0% |
| 2014 | 31.1% | -9.0% |
| 2015 | 29.9% | -3.8% |
| 2016 | 28.6% | -4.5% |
| 2017 | 26.7% | -6.6% |
| 2018 | 25.7% | -3.7% |
| 2019 | 24.7% | -3.8% |
| 2020 | 25.9% | +4.6% |
| 2021 | 26.5% | +2.5% |
| 2022 | 25.2% | -4.8% |
| 2023 | 23.3% | -7.8% |
| 2024 | 22.7% | -2.2% |
| 2025 | 22.1% | -2.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 9.7% | 8.0% | 11.7% | 4 |
| 2000s | 20.9% | 7.1% | 37.0% | 10 |
| 2010s | 31.2% | 24.7% | 38.3% | 10 |
| 2020s | 24.3% | 22.1% | 26.5% | 6 |
Countries ranked near Romania
- 137 Côte d'Ivoire 22.7% compare
- 138 Kyrgyzstan 22.3% compare
- 139 Rwanda 22.1% compare
- 141 Lao People's Democratic Republic 20.9% compare
- 142 Syrian Arab Republic 20.7% compare
- 143 Mali 20.4% compare
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is domestic credit to private sector in Romania?
- Domestic credit to private sector in Romania was 22.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector recorded in Romania?
- The highest recorded value was 38.3% in 2010.
- What is the lowest domestic credit to private sector recorded in Romania?
- The lowest recorded value was 7.1% in 2000.
- How does Romania rank for domestic credit to private sector?
- Romania ranks 140th out of 187 countries with data for 2025.
- Is domestic credit to private sector rising or falling in Romania?
- Over the last ten years it is down 26.2%. The long-run trend across the full record is rising.
- Where does this Romania data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector (% of GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector refers to financial resources provided to the private sector by financial corporations, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. The financial corporations include monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.