Domestic credit to private sector in United States of America
United States of America: Domestic credit to private sector was 201.3% in 2025. ▲ Rising
Domestic credit to private sector in United States of America, 1960–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
United States of America recorded 201.3% for domestic credit to private sector in 2025.
That represents a change of up 2.8% on the previous year and up 9.6% over ten years.
Over the whole period, domestic credit to private sector in United States of America peaked at 219.1% in 2021 and was at its lowest, 71.0%, in 1960.
United States of America ranks 2nd of 187 countries on this measure, in the top 10%.
The long-run direction has been consistently rising across the 66 years of available data.
Domestic credit to private sector in United States of America, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1960 | 71.0% | — |
| 1961 | 75.3% | +5.9% |
| 1962 | 75.7% | +0.6% |
| 1963 | 80.5% | +6.3% |
| 1964 | 83.3% | +3.5% |
| 1965 | 86.3% | +3.6% |
| 1966 | 83.7% | -3.1% |
| 1967 | 87.2% | +4.2% |
| 1968 | 88.1% | +1.0% |
| 1969 | 87.0% | -1.2% |
| 1970 | 87.7% | +0.8% |
| 1971 | 91.1% | +3.9% |
| 1972 | 95.8% | +5.1% |
| 1973 | 94.8% | -1.0% |
| 1974 | 92.3% | -2.7% |
| 1975 | 90.5% | -2.0% |
| 1976 | 89.9% | -0.7% |
| 1977 | 90.2% | +0.3% |
| 1978 | 91.6% | +1.6% |
| 1979 | 92.9% | +1.4% |
| 1980 | 94.4% | +1.5% |
| 1981 | 89.2% | -5.4% |
| 1982 | 92.6% | +3.8% |
| 1983 | 96.1% | +3.8% |
| 1984 | 96.8% | +0.7% |
| 1985 | 103.7% | +7.1% |
| 1986 | 110.2% | +6.2% |
| 1987 | 112.6% | +2.2% |
| 1988 | 113.7% | +1.0% |
| 1989 | 117.5% | +3.4% |
| 1990 | 114.8% | -2.3% |
| 1991 | 119.2% | +3.8% |
| 1992 | 118.2% | -0.8% |
| 1993 | 121.0% | +2.3% |
| 1994 | 120.2% | -0.7% |
| 1995 | 130.2% | +8.3% |
| 1996 | 137.7% | +5.8% |
| 1997 | 146.6% | +6.5% |
| 1998 | 157.8% | +7.7% |
| 1999 | 171.6% | +8.8% |
| 2000 | 162.6% | -5.2% |
| 2001 | 170.8% | +5.1% |
| 2002 | 162.4% | -4.9% |
| 2003 | 177.4% | +9.2% |
| 2004 | 184.8% | +4.2% |
| 2005 | 188.6% | +2.1% |
| 2006 | 198.3% | +5.1% |
| 2007 | 206.4% | +4.1% |
| 2008 | 185.1% | -10.3% |
| 2009 | 187.5% | +1.3% |
| 2010 | 181.9% | -3.0% |
| 2011 | 174.5% | -4.1% |
| 2012 | 175.4% | +0.6% |
| 2013 | 184.2% | +5.0% |
| 2014 | 184.8% | +0.3% |
| 2015 | 183.6% | -0.6% |
| 2016 | 186.3% | +1.5% |
| 2017 | 194.1% | +4.2% |
| 2018 | 183.1% | -5.7% |
| 2019 | 194.7% | +6.4% |
| 2020 | 217.3% | +11.6% |
| 2021 | 219.1% | +0.9% |
| 2022 | 187.1% | -14.6% |
| 2023 | 191.1% | +2.1% |
| 2024 | 195.9% | +2.5% |
| 2025 | 201.3% | +2.8% |
United States of America compared with similar countries
- United States of America's 201.3% is above the median for high income countries, which is 65.0%, 3.1× the median. (61 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 81.8% | 71.0% | 88.1% | 10 |
| 1970s | 91.7% | 87.7% | 95.8% | 10 |
| 1980s | 102.7% | 89.2% | 117.5% | 10 |
| 1990s | 133.7% | 114.8% | 171.6% | 10 |
| 2000s | 182.4% | 162.4% | 206.4% | 10 |
| 2010s | 184.3% | 174.5% | 194.7% | 10 |
| 2020s | 201.9% | 187.1% | 219.1% | 6 |
Countries ranked near United States of America
- 1 Hong Kong, China 222.6% compare
- 3 China 194.3% compare
- 4 Japan 187.4% compare
- 5 Switzerland 167.8% compare
More financial sector data for United States of America
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is domestic credit to private sector in United States of America?
- Domestic credit to private sector in United States of America was 201.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector recorded in United States of America?
- The highest recorded value was 219.1% in 2021.
- What is the lowest domestic credit to private sector recorded in United States of America?
- The lowest recorded value was 71.0% in 1960.
- How does United States of America rank for domestic credit to private sector?
- United States of America ranks 2nd out of 187 countries with data for 2025.
- Is domestic credit to private sector rising or falling in United States of America?
- Over the last ten years it is up 9.6%. The long-run trend across the full record is rising.
- Where does this United States of America data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector (% of GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector refers to financial resources provided to the private sector by financial corporations, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. The financial corporations include monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.