External loans and deposits of reporting banks vis-à-vis all sectors in Finland
Finland: External loans and deposits of reporting banks vis-à-vis all sectors was 51.7% in 2021. ▲ Rising
External loans and deposits of reporting banks vis-à-vis all sectors in Finland, 1995–2021
Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.
Analysis
The most recent figure for external loans and deposits of reporting banks vis-à-vis all sectors in Finland is 51.7%, measured in 2021.
That represents a change of down 19.2% on the previous year and up 7.3% over ten years.
Over the whole period, external loans and deposits of reporting banks vis-à-vis all sectors in Finland peaked at 65.9% in 2004 and was at its lowest, 26.2%, in 1995.
Finland ranks 40th of 181 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 25 years of available data.
External loans and deposits of reporting banks vis-à-vis all sectors in Finland, year by year
| Year | % of domestic bank deposits | Change |
|---|---|---|
| 1995 | 26.2% | — |
| 1996 | 31.8% | +21.1% |
| 1997 | 35.2% | +10.8% |
| 1998 | 33.9% | -3.8% |
| 2001 | 52.0% | +53.6% |
| 2002 | 49.3% | -5.3% |
| 2003 | 59.6% | +21.0% |
| 2004 | 65.9% | +10.4% |
| 2005 | 58.4% | -11.4% |
| 2006 | 63.7% | +9.1% |
| 2007 | 57.2% | -10.1% |
| 2008 | 53.8% | -6.0% |
| 2009 | 62.6% | +16.4% |
| 2010 | 62.1% | -0.8% |
| 2011 | 48.2% | -22.5% |
| 2012 | 48.3% | +0.4% |
| 2013 | 51.0% | +5.6% |
| 2014 | 42.2% | -17.4% |
| 2015 | 42.9% | +1.8% |
| 2016 | 39.0% | -9.2% |
| 2017 | 35.3% | -9.4% |
| 2018 | 48.3% | +36.8% |
| 2019 | 63.9% | +32.2% |
| 2020 | 64.0% | +0.2% |
| 2021 | 51.7% | -19.2% |
Finland compared with similar countries
- Finland's 51.7% is above the median for high income countries, which is 31.9%, 1.6× the median. (59 countries reporting)
- Finland's 51.7% is above the median for Europe & Central Asia, which is 17.9%, 2.9× the median. (47 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 31.8% | 26.2% | 35.2% | 4 |
| 2000s | 58.1% | 49.3% | 65.9% | 9 |
| 2010s | 48.1% | 35.3% | 63.9% | 10 |
| 2020s | 57.8% | 51.7% | 64.0% | 2 |
Countries ranked near Finland
More financial sector data for Finland
- Reserve position in the IMF, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 151.59 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.82 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 110.69 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 151.59 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.82 % change on previous year (2025)
Frequently asked questions
- What is external loans and deposits of reporting banks vis-à-vis all sectors in Finland?
- External loans and deposits of reporting banks vis-à-vis all sectors in Finland was 51.7% in 2021, according to Bank for International Settlements (BIS).
- What is the highest external loans and deposits of reporting banks vis-à-vis all sectors recorded in Finland?
- The highest recorded value was 65.9% in 2004.
- What is the lowest external loans and deposits of reporting banks vis-à-vis all sectors recorded in Finland?
- The lowest recorded value was 26.2% in 1995.
- How does Finland rank for external loans and deposits of reporting banks vis-à-vis all sectors?
- Finland ranks 40th out of 181 countries with data for 2021.
- Is external loans and deposits of reporting banks vis-à-vis all sectors rising or falling in Finland?
- Over the last ten years it is up 7.3%. The long-run trend across the full record is rising.
- Where does this Finland data come from?
- The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits). Statizoid updates them automatically from the source API.
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About this data
Data is from BIS Statistical Appendix Table 7A: External loans and deposits of reporting banks vis-à-vis all sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.