External loans and deposits of reporting banks vis-à-vis all sectors in Germany
Germany: External loans and deposits of reporting banks vis-à-vis all sectors was 34.3% in 2021. ▼ Falling
External loans and deposits of reporting banks vis-à-vis all sectors in Germany, 1995–2021
Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.
Analysis
The most recent figure for external loans and deposits of reporting banks vis-à-vis all sectors in Germany is 34.3%, measured in 2021.
The figure is down 3.0% on the previous year and down 37.1% over ten years.
Over the whole period, external loans and deposits of reporting banks vis-à-vis all sectors in Germany peaked at 82.3% in 2007 and was at its lowest, 32.3%, in 1996.
That places Germany 68th out of 181 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 25 years of available data.
External loans and deposits of reporting banks vis-à-vis all sectors in Germany, year by year
| Year | % of domestic bank deposits | Change |
|---|---|---|
| 1995 | 34.8% | — |
| 1996 | 32.3% | -6.9% |
| 1997 | 34.3% | +6.0% |
| 1998 | 37.4% | +9.1% |
| 2001 | 46.9% | +25.5% |
| 2002 | 59.2% | +26.2% |
| 2003 | 64.6% | +9.0% |
| 2004 | 70.7% | +9.5% |
| 2005 | 65.8% | -6.9% |
| 2006 | 78.2% | +18.9% |
| 2007 | 82.3% | +5.1% |
| 2008 | 70.8% | -13.9% |
| 2009 | 68.8% | -2.9% |
| 2010 | 63.1% | -8.2% |
| 2011 | 54.5% | -13.6% |
| 2012 | 53.6% | -1.7% |
| 2013 | 50.2% | -6.4% |
| 2014 | 45.1% | -10.0% |
| 2015 | 42.1% | -6.8% |
| 2016 | 38.3% | -9.0% |
| 2017 | 36.8% | -3.9% |
| 2018 | 34.6% | -5.8% |
| 2019 | 35.5% | +2.5% |
| 2020 | 35.3% | -0.5% |
| 2021 | 34.3% | -3.0% |
Germany compared with similar countries
- Germany's 34.3% is above the median for high income countries, which is 31.9%, 1.1× the median. (59 countries reporting)
- Germany's 34.3% is above the median for Europe & Central Asia, which is 17.9%, 1.9× the median. (47 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 34.7% | 32.3% | 37.4% | 4 |
| 2000s | 67.5% | 46.9% | 82.3% | 9 |
| 2010s | 45.4% | 34.6% | 63.1% | 10 |
| 2020s | 34.8% | 34.3% | 35.3% | 2 |
Countries ranked near Germany
More financial sector data for Germany
- Reserve position in the IMF, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 115.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 84.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 115.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.76 % change on previous year (2025)
Frequently asked questions
- What is external loans and deposits of reporting banks vis-à-vis all sectors in Germany?
- External loans and deposits of reporting banks vis-à-vis all sectors in Germany was 34.3% in 2021, according to Bank for International Settlements (BIS).
- What is the highest external loans and deposits of reporting banks vis-à-vis all sectors recorded in Germany?
- The highest recorded value was 82.3% in 2007.
- What is the lowest external loans and deposits of reporting banks vis-à-vis all sectors recorded in Germany?
- The lowest recorded value was 32.3% in 1996.
- How does Germany rank for external loans and deposits of reporting banks vis-à-vis all sectors?
- Germany ranks 68th out of 181 countries with data for 2021.
- Is external loans and deposits of reporting banks vis-à-vis all sectors rising or falling in Germany?
- Over the last ten years it is down 37.1%. The long-run trend across the full record is falling.
- Where does this Germany data come from?
- The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits). Statizoid updates them automatically from the source API.
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About this data
Data is from BIS Statistical Appendix Table 7A: External loans and deposits of reporting banks vis-à-vis all sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.