External loans and deposits of reporting banks vis-à-vis all sectors in India
India: External loans and deposits of reporting banks vis-à-vis all sectors was 5.5% in 2021. ◆ Volatile
External loans and deposits of reporting banks vis-à-vis all sectors in India, 1995–2021
Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.
Analysis
The most recent figure for external loans and deposits of reporting banks vis-à-vis all sectors in India is 5.5%, measured in 2021.
The figure is up 38.9% on the previous year and up 134.9% over ten years.
Over the whole period, external loans and deposits of reporting banks vis-à-vis all sectors in India peaked at 15.3% in 1998 and was at its lowest, 1.8%, in 2012.
India ranks 172nd of 181 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
External loans and deposits of reporting banks vis-à-vis all sectors in India, year by year
| Year | % of domestic bank deposits | Change |
|---|---|---|
| 1995 | 10.4% | — |
| 1996 | 13.0% | +24.8% |
| 1997 | 13.3% | +2.5% |
| 1998 | 15.3% | +15.1% |
| 1999 | 13.3% | -13.4% |
| 2000 | 10.6% | -20.4% |
| 2001 | 9.9% | -6.3% |
| 2002 | 8.5% | -14.6% |
| 2003 | 8.7% | +2.7% |
| 2004 | 12.8% | +47.1% |
| 2005 | 12.3% | -3.5% |
| 2006 | 13.9% | +12.4% |
| 2007 | 5.5% | -60.6% |
| 2008 | 4.4% | -18.9% |
| 2009 | 3.5% | -20.5% |
| 2010 | 2.8% | -21.3% |
| 2011 | 2.3% | -15.9% |
| 2012 | 1.8% | -21.3% |
| 2013 | 3.2% | +74.3% |
| 2014 | 2.7% | -16.5% |
| 2015 | 3.4% | +27.0% |
| 2016 | 3.3% | -3.5% |
| 2017 | 3.9% | +20.1% |
| 2018 | 3.9% | +0.1% |
| 2019 | 4.4% | +12.1% |
| 2020 | 3.9% | -10.7% |
| 2021 | 5.5% | +38.9% |
India compared with similar countries
- India's 5.5% is below the median for lower middle income countries, which is 23.3%, 23% of the median. (46 countries reporting)
- India's 5.5% is below the median for South Asia, which is 8.7%, 63% of the median. (6 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 13.1% | 10.4% | 15.3% | 5 |
| 2000s | 9.0% | 3.5% | 13.9% | 10 |
| 2010s | 3.2% | 1.8% | 4.4% | 10 |
| 2020s | 4.7% | 3.9% | 5.5% | 2 |
Countries ranked near India
More financial sector data for India
- Reserve position in the IMF, US dollar, annual growth rate 13.2 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.26 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.8 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.38 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.2 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.26 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.8 % change on previous year (2025)
Frequently asked questions
- What is external loans and deposits of reporting banks vis-à-vis all sectors in India?
- External loans and deposits of reporting banks vis-à-vis all sectors in India was 5.5% in 2021, according to Bank for International Settlements (BIS).
- What is the highest external loans and deposits of reporting banks vis-à-vis all sectors recorded in India?
- The highest recorded value was 15.3% in 1998.
- What is the lowest external loans and deposits of reporting banks vis-à-vis all sectors recorded in India?
- The lowest recorded value was 1.8% in 2012.
- How does India rank for external loans and deposits of reporting banks vis-à-vis all sectors?
- India ranks 172nd out of 181 countries with data for 2021.
- Is external loans and deposits of reporting banks vis-à-vis all sectors rising or falling in India?
- Over the last ten years it is up 134.9%. The long-run trend across the full record is volatile.
- Where does this India data come from?
- The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits). Statizoid updates them automatically from the source API.
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About this data
Data is from BIS Statistical Appendix Table 7A: External loans and deposits of reporting banks vis-à-vis all sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.