External loans and deposits of reporting banks vis-à-vis all sectors in Kenya
Kenya: External loans and deposits of reporting banks vis-à-vis all sectors was 19.7% in 2021. ▼ Falling
External loans and deposits of reporting banks vis-à-vis all sectors in Kenya, 1995–2021
Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.
Analysis
Kenya recorded 19.7% for external loans and deposits of reporting banks vis-à-vis all sectors in 2021. That is the lowest value across all 27 years on record.
That represents a change of down 0.2% on the previous year and down 69.3% over ten years.
Over the whole period, external loans and deposits of reporting banks vis-à-vis all sectors in Kenya peaked at 117.8% in 2002 and was at its lowest, 19.7%, in 2021.
Kenya ranks 99th of 181 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 27 years of available data.
External loans and deposits of reporting banks vis-à-vis all sectors in Kenya, year by year
| Year | % of domestic bank deposits | Change |
|---|---|---|
| 1995 | 88.4% | — |
| 1996 | 93.2% | +5.4% |
| 1997 | 75.1% | -19.4% |
| 1998 | 75.1% | -0.0% |
| 1999 | 87.0% | +15.8% |
| 2000 | 90.3% | +3.8% |
| 2001 | 115.1% | +27.4% |
| 2002 | 117.8% | +2.4% |
| 2003 | 107.4% | -8.8% |
| 2004 | 105.6% | -1.7% |
| 2005 | 98.7% | -6.5% |
| 2006 | 97.9% | -0.8% |
| 2007 | 94.7% | -3.3% |
| 2008 | 74.3% | -21.5% |
| 2009 | 71.6% | -3.7% |
| 2010 | 62.1% | -13.3% |
| 2011 | 64.2% | +3.4% |
| 2012 | 51.9% | -19.1% |
| 2013 | 47.8% | -7.9% |
| 2014 | 40.4% | -15.6% |
| 2015 | 40.6% | +0.5% |
| 2016 | 40.6% | +0.1% |
| 2017 | 34.7% | -14.5% |
| 2018 | 26.1% | -25.0% |
| 2019 | 23.3% | -10.5% |
| 2020 | 19.7% | -15.4% |
| 2021 | 19.7% | -0.2% |
Kenya compared with similar countries
- Kenya's 19.7% is below the median for lower middle income countries, which is 23.3%, 85% of the median. (46 countries reporting)
- Kenya's 19.7% is below the median for Sub-Saharan Africa, which is 27.1%, 73% of the median. (46 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 83.8% | 75.1% | 93.2% | 5 |
| 2000s | 97.4% | 71.6% | 117.8% | 10 |
| 2010s | 43.2% | 23.3% | 64.2% | 10 |
| 2020s | 19.7% | 19.7% | 19.7% | 2 |
Countries ranked near Kenya
More financial sector data for Kenya
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.3189 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.2328 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.3189 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is external loans and deposits of reporting banks vis-à-vis all sectors in Kenya?
- External loans and deposits of reporting banks vis-à-vis all sectors in Kenya was 19.7% in 2021, according to Bank for International Settlements (BIS).
- What is the highest external loans and deposits of reporting banks vis-à-vis all sectors recorded in Kenya?
- The highest recorded value was 117.8% in 2002.
- What is the lowest external loans and deposits of reporting banks vis-à-vis all sectors recorded in Kenya?
- The lowest recorded value was 19.7% in 2021.
- How does Kenya rank for external loans and deposits of reporting banks vis-à-vis all sectors?
- Kenya ranks 99th out of 181 countries with data for 2021.
- Is external loans and deposits of reporting banks vis-à-vis all sectors rising or falling in Kenya?
- Over the last ten years it is down 69.3%. The long-run trend across the full record is falling.
- Where does this Kenya data come from?
- The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits). Statizoid updates them automatically from the source API.
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About this data
Data is from BIS Statistical Appendix Table 7A: External loans and deposits of reporting banks vis-à-vis all sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.