External loans and deposits of reporting banks vis-à-vis all sectors in Zambia

Zambia: External loans and deposits of reporting banks vis-à-vis all sectors was 71.0% in 2021. ▲ Rising

Latest (2021)
71.0%
Change on year
up 24.6%
World rank
27th
of 181 countries
All-time high
71.0%
in 2021
All-time low
30.1%
in 2014
Years of data
13
2009–2021

External loans and deposits of reporting banks vis-à-vis all sectors in Zambia, 2009–2021

0204060802009201520212009: 45.9 % of domestic bank deposits2010: 47 % of domestic bank deposits2011: 42.3 % of domestic bank deposits2012: 33.8 % of domestic bank deposits2013: 30.7 % of domestic bank deposits2014: 30.1 % of domestic bank deposits2015: 40.3 % of domestic bank deposits2016: 57.8 % of domestic bank deposits2017: 50.1 % of domestic bank deposits2018: 50 % of domestic bank deposits2019: 45.7 % of domestic bank deposits2020: 57 % of domestic bank deposits2021: 71 % of domestic bank deposits

Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.

Analysis

The most recent figure for external loans and deposits of reporting banks vis-à-vis all sectors in Zambia is 71.0%, measured in 2021. That is the highest value across all 13 years on record.

That represents a change of up 24.6% on the previous year and up 67.9% over ten years.

Over the whole period, external loans and deposits of reporting banks vis-à-vis all sectors in Zambia peaked at 71.0% in 2021 and was at its lowest, 30.1%, in 2014.

Zambia ranks 27th of 181 countries on this measure, in the top quarter.

The long-run direction has been consistently rising across the 13 years of available data.

External loans and deposits of reporting banks vis-à-vis all sectors in Zambia, year by year

Annual values for External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits) in Zambia, 2009 to 2021.
Year % of domestic bank deposits Change
2009 45.9%
2010 47.0% +2.4%
2011 42.3% -9.9%
2012 33.8% -20.2%
2013 30.7% -9.2%
2014 30.1% -1.7%
2015 40.3% +33.7%
2016 57.8% +43.3%
2017 50.1% -13.3%
2018 50.0% -0.1%
2019 45.7% -8.7%
2020 57.0% +24.8%
2021 71.0% +24.6%

Zambia compared with similar countries

  • Zambia's 71.0% is above the median for lower middle income countries, which is 23.3%, 3.0× the median. (46 countries reporting)
  • Zambia's 71.0% is above the median for Sub-Saharan Africa, which is 27.1%, 2.6× the median. (46 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 45.9% 45.9% 45.9% 1
2010s 42.8% 30.1% 57.8% 10
2020s 64.0% 57.0% 71.0% 2

Countries ranked near Zambia

  1. 24 Saudi Arabia 75.8% compare
  2. 25 Hong Kong 74.6% compare
  3. 26 Eswatini 72.9% compare
  4. 28 Dominica 70.1% compare
  5. 29 Congo 68.4% compare
  6. 30 Vanuatu 66.9% compare

See the full ranking of 181 places →

More financial sector data for Zambia

All data for Zambia →

Frequently asked questions

What is external loans and deposits of reporting banks vis-à-vis all sectors in Zambia?
External loans and deposits of reporting banks vis-à-vis all sectors in Zambia was 71.0% in 2021, according to Bank for International Settlements (BIS).
What is the highest external loans and deposits of reporting banks vis-à-vis all sectors recorded in Zambia?
The highest recorded value was 71.0% in 2021.
What is the lowest external loans and deposits of reporting banks vis-à-vis all sectors recorded in Zambia?
The lowest recorded value was 30.1% in 2014.
How does Zambia rank for external loans and deposits of reporting banks vis-à-vis all sectors?
Zambia ranks 27th out of 181 countries with data for 2021.
Is external loans and deposits of reporting banks vis-à-vis all sectors rising or falling in Zambia?
Over the last ten years it is up 67.9%. The long-run trend across the full record is rising.
Where does this Zambia data come from?
The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits). Statizoid updates them automatically from the source API.

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External loans and deposits of reporting banks vis-à-vis all sectors in Zambia. Statizoid, drawing on Bank for International Settlements (BIS). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/external-loans-and-deposits-of-reporting-banks-vis-a-vis-all-sectors-percent-of-domestic/zambia/

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About this data

Indicator
External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits)
Unit
% of domestic bank deposits
Source
Bank for International Settlements (BIS)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 4,509 data points, 1995–2021
Last refreshed

Data is from BIS Statistical Appendix Table 7A: External loans and deposits of reporting banks vis-à-vis all sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.