External loans and deposits of reporting banks vis-à-vis the banking in Germany
Germany: External loans and deposits of reporting banks vis-à-vis the banking was 26.1% in 2021. ▼ Falling
External loans and deposits of reporting banks vis-à-vis the banking in Germany, 1995–2021
Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.
Analysis
In 2021, external loans and deposits of reporting banks vis-à-vis the banking in Germany stood at 26.1%.
That represents a change of down 0.5% on the previous year and down 37.4% over ten years.
Over the whole period, external loans and deposits of reporting banks vis-à-vis the banking in Germany peaked at 68.5% in 2007 and was at its lowest, 20.0%, in 1996.
Germany ranks 45th of 180 countries on this measure, in the top quarter.
The long-run direction has been consistently falling across the 25 years of available data.
External loans and deposits of reporting banks vis-à-vis the banking in Germany, year by year
| Year | % of domestic bank deposits | Change |
|---|---|---|
| 1995 | 21.0% | — |
| 1996 | 20.0% | -4.8% |
| 1997 | 22.5% | +12.4% |
| 1998 | 25.5% | +13.1% |
| 2001 | 36.0% | +41.2% |
| 2002 | 47.7% | +32.7% |
| 2003 | 51.1% | +7.2% |
| 2004 | 56.8% | +11.2% |
| 2005 | 52.8% | -7.2% |
| 2006 | 63.7% | +20.7% |
| 2007 | 68.5% | +7.6% |
| 2008 | 59.6% | -13.0% |
| 2009 | 56.6% | -5.1% |
| 2010 | 48.6% | -14.0% |
| 2011 | 41.7% | -14.3% |
| 2012 | 38.8% | -7.0% |
| 2013 | 35.8% | -7.6% |
| 2014 | 34.6% | -3.2% |
| 2015 | 32.4% | -6.6% |
| 2016 | 29.5% | -8.8% |
| 2017 | 28.5% | -3.4% |
| 2018 | 26.9% | -5.5% |
| 2019 | 28.1% | +4.4% |
| 2020 | 26.3% | -6.6% |
| 2021 | 26.1% | -0.5% |
Germany compared with similar countries
- Germany's 26.1% is above the median for high income countries, which is 11.8%, 2.2× the median. (59 countries reporting)
- Germany's 26.1% is above the median for Europe & Central Asia, which is 10.4%, 2.5× the median. (47 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 22.3% | 20.0% | 25.5% | 4 |
| 2000s | 54.8% | 36.0% | 68.5% | 9 |
| 2010s | 34.5% | 26.9% | 48.6% | 10 |
| 2020s | 26.2% | 26.1% | 26.3% | 2 |
Countries ranked near Germany
More financial sector data for Germany
- Reserve position in the IMF, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 115.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 84.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 115.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.76 % change on previous year (2025)
Frequently asked questions
- What is external loans and deposits of reporting banks vis-à-vis the banking in Germany?
- External loans and deposits of reporting banks vis-à-vis the banking in Germany was 26.1% in 2021, according to Bank for International Settlements (BIS).
- What is the highest external loans and deposits of reporting banks vis-à-vis the banking recorded in Germany?
- The highest recorded value was 68.5% in 2007.
- What is the lowest external loans and deposits of reporting banks vis-à-vis the banking recorded in Germany?
- The lowest recorded value was 20.0% in 1996.
- How does Germany rank for external loans and deposits of reporting banks vis-à-vis the banking?
- Germany ranks 45th out of 180 countries with data for 2021.
- Is external loans and deposits of reporting banks vis-à-vis the banking rising or falling in Germany?
- Over the last ten years it is down 37.4%. The long-run trend across the full record is falling.
- Where does this Germany data come from?
- The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits). Statizoid updates them automatically from the source API.
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About this data
Data is from BIS Statistical Appendix Table 7A minus 7B: External loans and deposits of reporting banks vis-à-vis all sectors minus external loans and deposits of reporting banks vis-à-vis nonbanking sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.