External loans and deposits of reporting banks vis-à-vis the banking in India
India: External loans and deposits of reporting banks vis-à-vis the banking was 4.7% in 2021. ◆ Volatile
External loans and deposits of reporting banks vis-à-vis the banking in India, 1995–2021
Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.
Analysis
In 2021, external loans and deposits of reporting banks vis-à-vis the banking in India stood at 4.7%.
The figure is up 40.5% on the previous year and up 295.6% over ten years.
Over the whole period, external loans and deposits of reporting banks vis-à-vis the banking in India peaked at 12.0% in 1998 and was at its lowest, 1.0%, in 2012.
India ranks 134th of 180 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
External loans and deposits of reporting banks vis-à-vis the banking in India, year by year
| Year | % of domestic bank deposits | Change |
|---|---|---|
| 1995 | 7.3% | — |
| 1996 | 9.5% | +29.7% |
| 1997 | 10.7% | +12.9% |
| 1998 | 12.0% | +12.0% |
| 1999 | 10.1% | -15.7% |
| 2000 | 8.2% | -18.9% |
| 2001 | 7.6% | -6.7% |
| 2002 | 6.7% | -12.1% |
| 2003 | 7.2% | +6.8% |
| 2004 | 11.2% | +55.7% |
| 2005 | 10.6% | -4.6% |
| 2006 | 11.5% | +8.3% |
| 2007 | 3.3% | -71.5% |
| 2008 | 2.5% | -23.5% |
| 2009 | 1.8% | -29.7% |
| 2010 | 1.4% | -18.7% |
| 2011 | 1.2% | -16.5% |
| 2012 | 1.0% | -12.7% |
| 2013 | 2.5% | +143.3% |
| 2014 | 2.2% | -14.6% |
| 2015 | 2.8% | +29.2% |
| 2016 | 2.8% | -0.3% |
| 2017 | 3.4% | +22.5% |
| 2018 | 3.4% | -1.7% |
| 2019 | 3.8% | +12.4% |
| 2020 | 3.4% | -10.9% |
| 2021 | 4.7% | +40.5% |
India compared with similar countries
- India's 4.7% is below the median for lower middle income countries, which is 10.0%, 47% of the median. (46 countries reporting)
- India's 4.7% is below the median for South Asia, which is 7.6%, 62% of the median. (6 countries reporting)
Biggest year-on-year movements
Years where External loans and deposits of reporting banks vis-à-vis the banking in India changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2013 | +143.3% | 1.0% | 2.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 9.9% | 7.3% | 12.0% | 5 |
| 2000s | 7.1% | 1.8% | 11.5% | 10 |
| 2010s | 2.5% | 1.0% | 3.8% | 10 |
| 2020s | 4.1% | 3.4% | 4.7% | 2 |
Countries ranked near India
More financial sector data for India
- Reserve position in the IMF, US dollar, annual growth rate 13.2 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.26 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.8 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.38 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.2 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.26 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.8 % change on previous year (2025)
Frequently asked questions
- What is external loans and deposits of reporting banks vis-à-vis the banking in India?
- External loans and deposits of reporting banks vis-à-vis the banking in India was 4.7% in 2021, according to Bank for International Settlements (BIS).
- What is the highest external loans and deposits of reporting banks vis-à-vis the banking recorded in India?
- The highest recorded value was 12.0% in 1998.
- What is the lowest external loans and deposits of reporting banks vis-à-vis the banking recorded in India?
- The lowest recorded value was 1.0% in 2012.
- How does India rank for external loans and deposits of reporting banks vis-à-vis the banking?
- India ranks 134th out of 180 countries with data for 2021.
- Is external loans and deposits of reporting banks vis-à-vis the banking rising or falling in India?
- Over the last ten years it is up 295.6%. The long-run trend across the full record is volatile.
- Where does this India data come from?
- The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits). Statizoid updates them automatically from the source API.
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About this data
Data is from BIS Statistical Appendix Table 7A minus 7B: External loans and deposits of reporting banks vis-à-vis all sectors minus external loans and deposits of reporting banks vis-à-vis nonbanking sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.