External loans and deposits of reporting banks vis-à-vis the banking in Japan

Japan: External loans and deposits of reporting banks vis-à-vis the banking was 4.1% in 2021. ▼ Falling

Latest (2021)
4.1%
Change on year
down 6.1%
World rank
142nd
of 180 countries
All-time high
7.9%
in 1998
All-time low
3.5%
in 2009
Years of data
27
1995–2021

External loans and deposits of reporting banks vis-à-vis the banking in Japan, 1995–2021

024681995200820211995: 6.9 % of domestic bank deposits1996: 6.3 % of domestic bank deposits1997: 7.6 % of domestic bank deposits1998: 7.9 % of domestic bank deposits1999: 5.2 % of domestic bank deposits2000: 4.3 % of domestic bank deposits2001: 5.1 % of domestic bank deposits2002: 5.1 % of domestic bank deposits2003: 4.3 % of domestic bank deposits2004: 4.1 % of domestic bank deposits2005: 4.1 % of domestic bank deposits2006: 4.2 % of domestic bank deposits2007: 6.5 % of domestic bank deposits2008: 7 % of domestic bank deposits2009: 3.5 % of domestic bank deposits2010: 3.7 % of domestic bank deposits2011: 4 % of domestic bank deposits2012: 4 % of domestic bank deposits2013: 4.7 % of domestic bank deposits2014: 4.9 % of domestic bank deposits2015: 5.2 % of domestic bank deposits2016: 5 % of domestic bank deposits2017: 5.2 % of domestic bank deposits2018: 5.1 % of domestic bank deposits2019: 4.6 % of domestic bank deposits2020: 4.4 % of domestic bank deposits2021: 4.1 % of domestic bank deposits

Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.

Analysis

In 2021, external loans and deposits of reporting banks vis-à-vis the banking in Japan stood at 4.1%.

Compared with earlier readings it is down 6.1% on the previous year and up 3.7% over ten years.

Over the whole period, external loans and deposits of reporting banks vis-à-vis the banking in Japan peaked at 7.9% in 1998 and was at its lowest, 3.5%, in 2009.

That places Japan 142nd out of 180 countries with data for 2021, putting it in the bottom quarter.

The long-run direction has been consistently falling across the 27 years of available data.

External loans and deposits of reporting banks vis-à-vis the banking in Japan, year by year

Annual values for External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits) in Japan, 1995 to 2021.
Year % of domestic bank deposits Change
1995 6.9%
1996 6.3% -9.2%
1997 7.6% +20.9%
1998 7.9% +4.2%
1999 5.2% -35.2%
2000 4.3% -16.8%
2001 5.1% +18.4%
2002 5.1% -0.1%
2003 4.3% -14.2%
2004 4.1% -6.8%
2005 4.1% +1.3%
2006 4.2% +1.5%
2007 6.5% +56.1%
2008 7.0% +7.4%
2009 3.5% -49.4%
2010 3.7% +3.3%
2011 4.0% +8.9%
2012 4.0% +0.1%
2013 4.7% +18.6%
2014 4.9% +4.6%
2015 5.2% +5.9%
2016 5.0% -4.7%
2017 5.2% +4.0%
2018 5.1% -1.7%
2019 4.6% -9.2%
2020 4.4% -5.2%
2021 4.1% -6.1%

Japan compared with similar countries

  • Japan's 4.1% is below the median for high income countries, which is 11.8%, 35% of the median. (59 countries reporting)
  • Japan's 4.1% is below the median for East Asia & Pacific, which is 10.2%, 41% of the median. (25 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 6.8% 5.2% 7.9% 5
2000s 4.8% 3.5% 7.0% 10
2010s 4.6% 3.7% 5.2% 10
2020s 4.3% 4.1% 4.4% 2

Countries ranked near Japan

  1. 139 Slovenia 4.4% compare
  2. 140 Ethiopia 4.1% compare
  3. 141 Armenia 4.1% compare
  4. 143 Poland 4.0% compare
  5. 144 Bolivia, Plurinational State of 3.8% compare
  6. 145 Papua New Guinea 3.8% compare

See the full ranking of 180 places →

More financial sector data for Japan

All data for Japan →

Frequently asked questions

What is external loans and deposits of reporting banks vis-à-vis the banking in Japan?
External loans and deposits of reporting banks vis-à-vis the banking in Japan was 4.1% in 2021, according to Bank for International Settlements (BIS).
What is the highest external loans and deposits of reporting banks vis-à-vis the banking recorded in Japan?
The highest recorded value was 7.9% in 1998.
What is the lowest external loans and deposits of reporting banks vis-à-vis the banking recorded in Japan?
The lowest recorded value was 3.5% in 2009.
How does Japan rank for external loans and deposits of reporting banks vis-à-vis the banking?
Japan ranks 142nd out of 180 countries with data for 2021.
Is external loans and deposits of reporting banks vis-à-vis the banking rising or falling in Japan?
Over the last ten years it is up 3.7%. The long-run trend across the full record is falling.
Where does this Japan data come from?
The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits). Statizoid updates them automatically from the source API.

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External loans and deposits of reporting banks vis-à-vis the banking in Japan. Statizoid, drawing on Bank for International Settlements (BIS). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/external-loans-and-deposits-of-reporting-banks-vis-a-vis-the-banking-sector-percent-of/japan/

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About this data

Indicator
External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits)
Unit
% of domestic bank deposits
Source
Bank for International Settlements (BIS)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 4,482 data points, 1995–2021
Last refreshed

Data is from BIS Statistical Appendix Table 7A minus 7B: External loans and deposits of reporting banks vis-à-vis all sectors minus external loans and deposits of reporting banks vis-à-vis nonbanking sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.