External loans and deposits of reporting banks vis-à-vis the banking in Nigeria

Nigeria: External loans and deposits of reporting banks vis-à-vis the banking was 23.4% in 2021. ◆ Volatile

Latest (2021)
23.4%
Change on year
up 17.3%
World rank
52nd
of 180 countries
All-time high
133.5%
in 2006
All-time low
14.4%
in 2011
Years of data
27
1995–2021

External loans and deposits of reporting banks vis-à-vis the banking in Nigeria, 1995–2021

2550751001251995200820211995: 41.5 % of domestic bank deposits1996: 46.2 % of domestic bank deposits1997: 49.3 % of domestic bank deposits1998: 38.3 % of domestic bank deposits1999: 37.1 % of domestic bank deposits2000: 45.8 % of domestic bank deposits2001: 44.8 % of domestic bank deposits2002: 50.8 % of domestic bank deposits2003: 41.8 % of domestic bank deposits2004: 63.2 % of domestic bank deposits2005: 89.9 % of domestic bank deposits2006: 133.5 % of domestic bank deposits2007: 72 % of domestic bank deposits2008: 22 % of domestic bank deposits2009: 25.1 % of domestic bank deposits2010: 24.3 % of domestic bank deposits2011: 14.4 % of domestic bank deposits2012: 28.2 % of domestic bank deposits2013: 26.6 % of domestic bank deposits2014: 20.2 % of domestic bank deposits2015: 15.4 % of domestic bank deposits2016: 18.8 % of domestic bank deposits2017: 41.2 % of domestic bank deposits2018: 45.2 % of domestic bank deposits2019: 21.8 % of domestic bank deposits2020: 20 % of domestic bank deposits2021: 23.4 % of domestic bank deposits

Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.

Analysis

In 2021, external loans and deposits of reporting banks vis-à-vis the banking in Nigeria stood at 23.4%.

That represents a change of up 17.3% on the previous year and up 62.7% over ten years.

Over the whole period, external loans and deposits of reporting banks vis-à-vis the banking in Nigeria peaked at 133.5% in 2006 and was at its lowest, 14.4%, in 2011.

Nigeria ranks 52nd of 180 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

External loans and deposits of reporting banks vis-à-vis the banking in Nigeria, year by year

Annual values for External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits) in Nigeria, 1995 to 2021.
Year % of domestic bank deposits Change
1995 41.5%
1996 46.2% +11.4%
1997 49.3% +6.7%
1998 38.3% -22.2%
1999 37.1% -3.1%
2000 45.8% +23.4%
2001 44.8% -2.2%
2002 50.8% +13.4%
2003 41.8% -17.9%
2004 63.2% +51.4%
2005 89.9% +42.2%
2006 133.5% +48.5%
2007 72.0% -46.1%
2008 22.0% -69.5%
2009 25.1% +14.0%
2010 24.3% -3.1%
2011 14.4% -40.7%
2012 28.2% +95.4%
2013 26.6% -5.6%
2014 20.2% -23.8%
2015 15.4% -24.0%
2016 18.8% +22.3%
2017 41.2% +118.9%
2018 45.2% +9.8%
2019 21.8% -51.8%
2020 20.0% -8.4%
2021 23.4% +17.3%

Nigeria compared with similar countries

  • Nigeria's 23.4% is above the median for lower middle income countries, which is 10.0%, 2.3× the median. (46 countries reporting)
  • Nigeria's 23.4% is above the median for Sub-Saharan Africa, which is 9.6%, 2.4× the median. (46 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 42.5% 37.1% 49.3% 5
2000s 58.9% 22.0% 133.5% 10
2010s 25.6% 14.4% 45.2% 10
2020s 21.7% 20.0% 23.4% 2

Countries ranked near Nigeria

  1. 49 Belgium 25.2% compare
  2. 50 Republic of Moldova 24.3% compare
  3. 51 Honduras 23.5% compare
  4. 53 Djibouti 22.8% compare
  5. 54 Lao People's Democratic Republic 22.0% compare
  6. 55 Belarus 21.3% compare

See the full ranking of 180 places →

More financial sector data for Nigeria

All data for Nigeria →

Frequently asked questions

What is external loans and deposits of reporting banks vis-à-vis the banking in Nigeria?
External loans and deposits of reporting banks vis-à-vis the banking in Nigeria was 23.4% in 2021, according to Bank for International Settlements (BIS).
What is the highest external loans and deposits of reporting banks vis-à-vis the banking recorded in Nigeria?
The highest recorded value was 133.5% in 2006.
What is the lowest external loans and deposits of reporting banks vis-à-vis the banking recorded in Nigeria?
The lowest recorded value was 14.4% in 2011.
How does Nigeria rank for external loans and deposits of reporting banks vis-à-vis the banking?
Nigeria ranks 52nd out of 180 countries with data for 2021.
Is external loans and deposits of reporting banks vis-à-vis the banking rising or falling in Nigeria?
Over the last ten years it is up 62.7%. The long-run trend across the full record is volatile.
Where does this Nigeria data come from?
The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits). Statizoid updates them automatically from the source API.

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External loans and deposits of reporting banks vis-à-vis the banking in Nigeria. Statizoid, drawing on Bank for International Settlements (BIS). Retrieved 16 September 2026, from https://financial-sector.statizoid.com/stat/external-loans-and-deposits-of-reporting-banks-vis-a-vis-the-banking-sector-percent-of/nigeria/

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About this data

Indicator
External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits)
Unit
% of domestic bank deposits
Source
Bank for International Settlements (BIS)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 4,482 data points, 1995–2021
Last refreshed

Data is from BIS Statistical Appendix Table 7A minus 7B: External loans and deposits of reporting banks vis-à-vis all sectors minus external loans and deposits of reporting banks vis-à-vis nonbanking sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.