External loans and deposits of reporting banks vis-à-vis the banking in Zambia

Zambia: External loans and deposits of reporting banks vis-à-vis the banking was 31.6% in 2021. ▲ Rising

Latest (2021)
31.6%
Change on year
up 17.3%
World rank
36th
of 180 countries
All-time high
31.6%
in 2021
All-time low
14.2%
in 2014
Years of data
13
2009–2021

External loans and deposits of reporting banks vis-à-vis the banking in Zambia, 2009–2021

01020302009201520212009: 22.4 % of domestic bank deposits2010: 25 % of domestic bank deposits2011: 24.3 % of domestic bank deposits2012: 15 % of domestic bank deposits2013: 15.1 % of domestic bank deposits2014: 14.2 % of domestic bank deposits2015: 20.7 % of domestic bank deposits2016: 27.6 % of domestic bank deposits2017: 23 % of domestic bank deposits2018: 26.3 % of domestic bank deposits2019: 24.2 % of domestic bank deposits2020: 26.9 % of domestic bank deposits2021: 31.6 % of domestic bank deposits

Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.

Analysis

In 2021, external loans and deposits of reporting banks vis-à-vis the banking in Zambia stood at 31.6%. That is the highest value across all 13 years on record.

That represents a change of up 17.3% on the previous year and up 30.0% over ten years.

Over the whole period, external loans and deposits of reporting banks vis-à-vis the banking in Zambia peaked at 31.6% in 2021 and was at its lowest, 14.2%, in 2014.

That places Zambia 36th out of 180 countries with data for 2021, putting it in the top quarter.

The long-run direction has been consistently rising across the 13 years of available data.

External loans and deposits of reporting banks vis-à-vis the banking in Zambia, year by year

Annual values for External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits) in Zambia, 2009 to 2021.
Year % of domestic bank deposits Change
2009 22.4%
2010 25.0% +11.6%
2011 24.3% -2.8%
2012 15.0% -38.4%
2013 15.1% +0.6%
2014 14.2% -5.6%
2015 20.7% +45.9%
2016 27.6% +33.2%
2017 23.0% -16.7%
2018 26.3% +14.2%
2019 24.2% -7.8%
2020 26.9% +11.1%
2021 31.6% +17.3%

Zambia compared with similar countries

  • Zambia's 31.6% is above the median for lower middle income countries, which is 10.0%, 3.2× the median. (46 countries reporting)
  • Zambia's 31.6% is above the median for Sub-Saharan Africa, which is 9.6%, 3.3× the median. (46 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 22.4% 22.4% 22.4% 1
2010s 21.5% 14.2% 27.6% 10
2020s 29.2% 26.9% 31.6% 2

Countries ranked near Zambia

  1. 33 United Arab Emirates 33.3% compare
  2. 34 Mauritania 31.9% compare
  3. 35 Kyrgyzstan 31.7% compare
  4. 37 Jordan 31.3% compare
  5. 38 Norway 31.3% compare
  6. 39 Malawi 29.6% compare

See the full ranking of 180 places →

More financial sector data for Zambia

All data for Zambia →

Frequently asked questions

What is external loans and deposits of reporting banks vis-à-vis the banking in Zambia?
External loans and deposits of reporting banks vis-à-vis the banking in Zambia was 31.6% in 2021, according to Bank for International Settlements (BIS).
What is the highest external loans and deposits of reporting banks vis-à-vis the banking recorded in Zambia?
The highest recorded value was 31.6% in 2021.
What is the lowest external loans and deposits of reporting banks vis-à-vis the banking recorded in Zambia?
The lowest recorded value was 14.2% in 2014.
How does Zambia rank for external loans and deposits of reporting banks vis-à-vis the banking?
Zambia ranks 36th out of 180 countries with data for 2021.
Is external loans and deposits of reporting banks vis-à-vis the banking rising or falling in Zambia?
Over the last ten years it is up 30.0%. The long-run trend across the full record is rising.
Where does this Zambia data come from?
The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits). Statizoid updates them automatically from the source API.

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External loans and deposits of reporting banks vis-à-vis the banking in Zambia. Statizoid, drawing on Bank for International Settlements (BIS). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/external-loans-and-deposits-of-reporting-banks-vis-a-vis-the-banking-sector-percent-of/zambia/

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About this data

Indicator
External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits)
Unit
% of domestic bank deposits
Source
Bank for International Settlements (BIS)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 4,482 data points, 1995–2021
Last refreshed

Data is from BIS Statistical Appendix Table 7A minus 7B: External loans and deposits of reporting banks vis-à-vis all sectors minus external loans and deposits of reporting banks vis-à-vis nonbanking sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.