External loans and deposits of reporting banks vis-à-vis the in Ghana
Ghana: External loans and deposits of reporting banks vis-à-vis the was 15.4% in 2021. ◆ Volatile
External loans and deposits of reporting banks vis-à-vis the in Ghana, 1995–2021
Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.
Analysis
In 2021, external loans and deposits of reporting banks vis-à-vis the in Ghana stood at 15.4%.
That represents a change of up 3.1% on the previous year and up 81.3% over ten years.
Over the whole period, external loans and deposits of reporting banks vis-à-vis the in Ghana peaked at 54.8% in 2001 and was at its lowest, 8.5%, in 2011.
That places Ghana 56th out of 180 countries with data for 2021, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
External loans and deposits of reporting banks vis-à-vis the in Ghana, year by year
| Year | % of domestic bank deposits | Change |
|---|---|---|
| 1995 | 39.4% | — |
| 1996 | 41.9% | +6.3% |
| 1997 | 42.1% | +0.6% |
| 1998 | 32.5% | -22.8% |
| 1999 | 39.3% | +20.9% |
| 2000 | 52.0% | +32.5% |
| 2001 | 54.8% | +5.4% |
| 2002 | 42.7% | -22.2% |
| 2003 | 40.0% | -6.2% |
| 2004 | 35.2% | -12.0% |
| 2005 | 28.8% | -18.3% |
| 2006 | 25.0% | -13.3% |
| 2007 | 14.6% | -41.3% |
| 2008 | 11.4% | -21.9% |
| 2009 | 11.0% | -3.9% |
| 2010 | 11.3% | +2.9% |
| 2011 | 8.5% | -24.9% |
| 2012 | 14.9% | +75.7% |
| 2013 | 13.7% | -7.9% |
| 2014 | 13.8% | +0.2% |
| 2015 | 15.8% | +14.8% |
| 2016 | 15.7% | -0.8% |
| 2017 | 14.3% | -9.0% |
| 2018 | 14.0% | -1.7% |
| 2019 | 14.8% | +5.8% |
| 2020 | 14.9% | +0.6% |
| 2021 | 15.4% | +3.1% |
Ghana compared with similar countries
- Ghana's 15.4% is above the median for lower middle income countries, which is 9.5%, 1.6× the median. (46 countries reporting)
- Ghana's 15.4% is above the median for Sub-Saharan Africa, which is 12.9%, 1.2× the median. (45 countries reporting)
Biggest year-on-year movements
Years where External loans and deposits of reporting banks vis-à-vis the in Ghana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2012 | +75.7% | 8.5% | 14.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 39.0% | 32.5% | 42.1% | 5 |
| 2000s | 31.6% | 11.0% | 54.8% | 10 |
| 2010s | 13.7% | 8.5% | 15.8% | 10 |
| 2020s | 15.2% | 14.9% | 15.4% | 2 |
Countries ranked near Ghana
- 53 Trinidad and Tobago 16.9% compare
- 54 Brunei Darussalam 16.3% compare
- 55 Oman 15.8% compare
- 57 Kazakhstan 14.9% compare
- 58 Mexico 14.6% compare
- 59 Colombia 14.5% compare
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is external loans and deposits of reporting banks vis-à-vis the in Ghana?
- External loans and deposits of reporting banks vis-à-vis the in Ghana was 15.4% in 2021, according to Bank for International Settlements (BIS).
- What is the highest external loans and deposits of reporting banks vis-à-vis the recorded in Ghana?
- The highest recorded value was 54.8% in 2001.
- What is the lowest external loans and deposits of reporting banks vis-à-vis the recorded in Ghana?
- The lowest recorded value was 8.5% in 2011.
- How does Ghana rank for external loans and deposits of reporting banks vis-à-vis the?
- Ghana ranks 56th out of 180 countries with data for 2021.
- Is external loans and deposits of reporting banks vis-à-vis the rising or falling in Ghana?
- Over the last ten years it is up 81.3%. The long-run trend across the full record is volatile.
- Where does this Ghana data come from?
- The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis the nonbanking sectors (% of domestic bank deposits). Statizoid updates them automatically from the source API.
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About this data
Data is from BIS Statistical Appendix Table 7B: External loans and deposits of reporting banks vis-à-vis nonbanking sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.