Harmonized Euro area rates: Loans, Up to 1 year Outstanding Amounts in Spain

Spain: Harmonized Euro area rates: Loans, Up to 1 year Outstanding Amounts was 4.79 in 2024. ▼ Falling

Latest (2024)
4.79
Change on year
up 9.8%
World rank
18th
of 23 countries
All-time high
5.96
in 2008
All-time low
1.62
in 2021
Years of data
22
2003–2024

Harmonized Euro area rates: Loans, Up to 1 year Outstanding Amounts in Spain, 2003–2024

234562003201320242003: 42004: 3.52005: 3.52006: 4.12007: 5.22008: 62009: 3.92010: 3.42011: 4.22012: 4.22013: 3.92014: 3.52015: 2.72016: 2.22017: 22018: 1.92019: 1.92020: 1.72021: 1.62022: 1.92023: 4.42024: 4.8

Source: International Monetary Fund.

Analysis

The most recent figure for harmonized euro area rates: loans, up to 1 year outstanding amounts in Spain is 4.79, measured in 2024.

Compared with earlier readings it is up 9.8% on the previous year and up 36.9% over ten years.

Over the whole period, harmonized euro area rates: loans, up to 1 year outstanding amounts in Spain peaked at 5.96 in 2008 and was at its lowest, 1.62, in 2021.

Spain ranks 18th of 23 countries on this measure, in the bottom quarter.

The long-run direction has been consistently falling across the 22 years of available data.

Harmonized Euro area rates: Loans, Up to 1 year Outstanding Amounts in Spain, year by year

Annual values for Harmonized Euro area rates: Loans, Up to 1 year Outstanding Amounts, Non-financial corporations, Rate, Percent per annum in Spain, 2003 to 2024.
Year Value Change
2003 3.99
2004 3.54 -11.3%
2005 3.5 -1.2%
2006 4.13 +18.1%
2007 5.23 +26.5%
2008 5.96 +14.0%
2009 3.94 -34.0%
2010 3.35 -14.8%
2011 4.15 +23.9%
2012 4.17 +0.3%
2013 3.88 -6.8%
2014 3.5 -9.9%
2015 2.73 -21.8%
2016 2.19 -20.1%
2017 2.03 -7.1%
2018 1.87 -7.8%
2019 1.85 -1.2%
2020 1.67 -9.7%
2021 1.62 -3.1%
2022 1.94 +19.6%
2023 4.36 +124.8%
2024 4.79 +9.8%

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.33 3.5 5.96 7
2010s 2.97 1.85 4.17 10
2020s 2.88 1.62 4.79 5

Countries ranked near Spain

  1. 15 Ireland 4.87 compare
  2. 16 Finland 4.86 compare
  3. 17 Hungary 4.81 compare
  4. 19 Austria 4.42 compare
  5. 20 Luxembourg 4.33 compare
  6. 21 Malta 4.13 compare

See the full ranking of 24 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is harmonized euro area rates: loans, up to 1 year outstanding amounts in Spain?
Harmonized euro area rates: loans, up to 1 year outstanding amounts in Spain was 4.79 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, up to 1 year outstanding amounts recorded in Spain?
The highest recorded value was 5.96 in 2008.
What is the lowest harmonized euro area rates: loans, up to 1 year outstanding amounts recorded in Spain?
The lowest recorded value was 1.62 in 2021.
How does Spain rank for harmonized euro area rates: loans, up to 1 year outstanding amounts?
Spain ranks 18th out of 23 countries with data for 2024.
Is harmonized euro area rates: loans, up to 1 year outstanding amounts rising or falling in Spain?
Over the last ten years it is up 36.9%. The long-run trend across the full record is falling.
Where does this Spain data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, Up to 1 year Outstanding Amounts, Non-financial corporations, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro area rates: Loans, Up to 1 year Outstanding Amounts in Spain. Statizoid, drawing on International Monetary Fund. Retrieved 08 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-up-to-1-year-outstanding-amounts-non-financial/spain/

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About this data

Indicator
Harmonized Euro area rates: Loans, Up to 1 year Outstanding Amounts, Non-financial corporations, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 472 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.