Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in China

China: Household Sector Loan Accounts with Commercial Banks per 1,000 Adults was 4,517 in 2020. ◆ Volatile

Latest (2020)
4,517
Change on year
up 142.3%
World rank
1st
of 98 countries
All-time high
4,517
in 2020
All-time low
847.79
in 2012
Years of data
7
2012–2020

Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in China, 2012–2020

1.0k2.0k3.0k4.0k5.0k2012201620202012: 847.82013: 956.32014: 1.1k2015: 1.3k2016: 1.6k2019: 1.9k2020: 4.5k

Source: International Monetary Fund.

Analysis

The most recent figure for household sector loan accounts with commercial banks per 1,000 adults in China is 4,517, measured in 2020. That is the highest value across all 7 years on record.

That represents a change of up 142.3% on the previous year and up 432.8% over ten years.

Over the whole period, household sector loan accounts with commercial banks per 1,000 adults in China peaked at 4,517 in 2020 and was at its lowest, 847.79, in 2012.

China ranks 1st of 98 countries on this measure, in the top 10%.

Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in China, year by year

Annual values for Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in China, 2012 to 2020.
Year Value Change
2012 847.79
2013 956.28 +12.8%
2014 1,132 +18.3%
2015 1,326 +17.2%
2016 1,630 +22.9%
2019 1,864 +14.4%
2020 4,517 +142.3%

China compared with similar countries

  • China's 4,517 is above the median for upper middle income countries, which is 298.5, 15.1× the median. (39 countries reporting)
  • China's 4,517 is above the median for East Asia & Pacific, which is 175.08, 25.8× the median. (14 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 1,293 847.79 1,864 6
2020s 4,517 4,517 4,517 1

Countries ranked near China

  1. 2 Brazil 4,168 compare
  2. 3 Iceland 1,475 compare
  3. 4 Georgia 1,212 compare

See the full ranking of 98 places →

More financial sector data for China

All data for China →

Frequently asked questions

What is household sector loan accounts with commercial banks per 1,000 adults in China?
Household sector loan accounts with commercial banks per 1,000 adults in China was 4,517 in 2020, according to International Monetary Fund.
What is the highest household sector loan accounts with commercial banks per 1,000 adults recorded in China?
The highest recorded value was 4,517 in 2020.
What is the lowest household sector loan accounts with commercial banks per 1,000 adults recorded in China?
The lowest recorded value was 847.79 in 2012.
How does China rank for household sector loan accounts with commercial banks per 1,000 adults?
China ranks 1st out of 98 countries with data for 2020.
Is household sector loan accounts with commercial banks per 1,000 adults rising or falling in China?
Over the last ten years it is up 432.8%. The long-run trend across the full record is volatile.
Where does this China data come from?
The figures come from International Monetary Fund, published as part of Household Sector Loan Accounts with Commercial Banks per 1,000 Adults. Statizoid updates them automatically from the source API.

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Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in China. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/household-sector-loan-accounts-with-commercial-banks-per-1-000-adults/china/

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About this data

Indicator
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
98 places, 1,412 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.