Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Romania
Romania: Household Sector Loan Accounts with Commercial Banks per 1,000 Adults was 407.7 in 2025. ▲ Rising
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Romania, 2008–2025
Source: International Monetary Fund.
Analysis
In 2025, household sector loan accounts with commercial banks per 1,000 adults in Romania stood at 407.7. That is the highest value across all 18 years on record.
That represents a change of up 0.7% on the previous year and up 20.9% over ten years.
Over the whole period, household sector loan accounts with commercial banks per 1,000 adults in Romania peaked at 407.7 in 2025 and was at its lowest, 329.25, in 2016.
Romania ranks 40th of 98 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 18 years of available data.
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Romania, year by year
| Year | Value | Change |
|---|---|---|
| 2008 | 399.02 | — |
| 2009 | 396.66 | -0.6% |
| 2010 | 380.33 | -4.1% |
| 2011 | 360.5 | -5.2% |
| 2012 | 362.89 | +0.7% |
| 2013 | 349.6 | -3.7% |
| 2014 | 335.76 | -4.0% |
| 2015 | 337.21 | +0.4% |
| 2016 | 329.25 | -2.4% |
| 2017 | 334.16 | +1.5% |
| 2018 | 364.05 | +8.9% |
| 2019 | 382.09 | +5.0% |
| 2020 | 374.49 | -2.0% |
| 2021 | 378.17 | +1.0% |
| 2022 | 383.84 | +1.5% |
| 2023 | 394.67 | +2.8% |
| 2024 | 404.82 | +2.6% |
| 2025 | 407.7 | +0.7% |
Romania compared with similar countries
- Romania's 407.7 is below the median for high income countries, which is 526.11, 77% of the median. (29 countries reporting)
- Romania's 407.7 is below the median for Europe & Central Asia, which is 643.62, 63% of the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 397.84 | 396.66 | 399.02 | 2 |
| 2010s | 353.58 | 329.25 | 382.09 | 10 |
| 2020s | 390.62 | 374.49 | 407.7 | 6 |
Countries ranked near Romania
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is household sector loan accounts with commercial banks per 1,000 adults in Romania?
- Household sector loan accounts with commercial banks per 1,000 adults in Romania was 407.7 in 2025, according to International Monetary Fund.
- What is the highest household sector loan accounts with commercial banks per 1,000 adults recorded in Romania?
- The highest recorded value was 407.7 in 2025.
- What is the lowest household sector loan accounts with commercial banks per 1,000 adults recorded in Romania?
- The lowest recorded value was 329.25 in 2016.
- How does Romania rank for household sector loan accounts with commercial banks per 1,000 adults?
- Romania ranks 40th out of 98 countries with data for 2025.
- Is household sector loan accounts with commercial banks per 1,000 adults rising or falling in Romania?
- Over the last ten years it is up 20.9%. The long-run trend across the full record is rising.
- Where does this Romania data come from?
- The figures come from International Monetary Fund, published as part of Household Sector Loan Accounts with Commercial Banks per 1,000 Adults. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.