Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Sao Tome and Principe
Sao Tome and Principe: Household Sector Loan Accounts with Commercial Banks per 1,000 Adults was 58.21 in 2025. ▼ Falling
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Sao Tome and Principe, 2013–2025
Source: International Monetary Fund.
Analysis
The most recent figure for household sector loan accounts with commercial banks per 1,000 adults in Sao Tome and Principe is 58.21, measured in 2025. That is the lowest value across all 13 years on record.
That represents a change of down 9.7% on the previous year and down 49.1% over ten years.
Over the whole period, household sector loan accounts with commercial banks per 1,000 adults in Sao Tome and Principe peaked at 160.03 in 2021 and was at its lowest, 58.21, in 2025.
Sao Tome and Principe ranks 80th of 98 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 13 years of available data.
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Sao Tome and Principe, year by year
| Year | Value | Change |
|---|---|---|
| 2013 | 94.65 | — |
| 2014 | 73.09 | -22.8% |
| 2015 | 114.33 | +56.4% |
| 2016 | 131.86 | +15.3% |
| 2017 | 158.59 | +20.3% |
| 2018 | 137.44 | -13.3% |
| 2019 | 141.14 | +2.7% |
| 2020 | 132.61 | -6.0% |
| 2021 | 160.03 | +20.7% |
| 2022 | 92.35 | -42.3% |
| 2023 | 69.03 | -25.2% |
| 2024 | 64.44 | -6.7% |
| 2025 | 58.21 | -9.7% |
Sao Tome and Principe compared with similar countries
- Sao Tome and Principe's 58.21 is above the median for lower middle income countries, which is 57.8, 1.0× the median. (22 countries reporting)
- Sao Tome and Principe's 58.21 is above the median for Sub-Saharan Africa, which is 56.25, 1.0× the median. (23 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 121.59 | 73.09 | 158.59 | 7 |
| 2020s | 96.11 | 58.21 | 160.03 | 6 |
Countries ranked near Sao Tome and Principe
More financial sector data for Sao Tome and Principe
- Net domestic credit (current LCU), per capita 11,539 current LCU per person (2023)
- Net domestic credit (current LCU), per unit of GDP 3.86 current LCU per US$ of GDP (2023)
- Net domestic credit (current LCU), annual growth rate -9.07 % change on previous year (2023)
- Reserves excluding gold, foreign exchange 42.26 million SDR (2024)
- Reserves excluding gold 45.08 million SDR (2024)
- Total reserves (gold at market value) 45.08 million SDR (2024)
- Total reserves (gold at national valuation) 45.08 million SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 191.38 SDR per person (2024)
- Total reserves (gold at national valuation) (SDR), annual growth rate 30.77 % change on previous year (2024)
- Total reserves (gold at market value) (SDR), per capita 191.38 SDR per person (2024)
Frequently asked questions
- What is household sector loan accounts with commercial banks per 1,000 adults in Sao Tome and Principe?
- Household sector loan accounts with commercial banks per 1,000 adults in Sao Tome and Principe was 58.21 in 2025, according to International Monetary Fund.
- What is the highest household sector loan accounts with commercial banks per 1,000 adults recorded in Sao Tome and Principe?
- The highest recorded value was 160.03 in 2021.
- What is the lowest household sector loan accounts with commercial banks per 1,000 adults recorded in Sao Tome and Principe?
- The lowest recorded value was 58.21 in 2025.
- How does Sao Tome and Principe rank for household sector loan accounts with commercial banks per 1,000 adults?
- Sao Tome and Principe ranks 80th out of 98 countries with data for 2025.
- Is household sector loan accounts with commercial banks per 1,000 adults rising or falling in Sao Tome and Principe?
- Over the last ten years it is down 49.1%. The long-run trend across the full record is falling.
- Where does this Sao Tome and Principe data come from?
- The figures come from International Monetary Fund, published as part of Household Sector Loan Accounts with Commercial Banks per 1,000 Adults. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.