Interest rate spread in Aruba

Aruba: Interest rate spread was 3.0% in 2023. ▬ Flat

Latest (2023)
3.0%
Change on year
down 30.2%
World rank
102nd
of 140 countries
All-time high
8.4%
in 2010
All-time low
3.0%
in 2023
Years of data
38
1986–2023

Interest rate spread in Aruba, 1986–2023

024681986200420231986: 4.6 lending rate minus deposit rate, %1987: 3.7 lending rate minus deposit rate, %1988: 3.5 lending rate minus deposit rate, %1989: 3.8 lending rate minus deposit rate, %1990: 3.9 lending rate minus deposit rate, %1991: 4.1 lending rate minus deposit rate, %1992: 4.7 lending rate minus deposit rate, %1993: 5.6 lending rate minus deposit rate, %1994: 6.6 lending rate minus deposit rate, %1995: 6.2 lending rate minus deposit rate, %1996: 6.1 lending rate minus deposit rate, %1997: 5.9 lending rate minus deposit rate, %1998: 6.1 lending rate minus deposit rate, %1999: 7 lending rate minus deposit rate, %2000: 5.9 lending rate minus deposit rate, %2001: 6.1 lending rate minus deposit rate, %2002: 5.1 lending rate minus deposit rate, %2003: 5.6 lending rate minus deposit rate, %2004: 6.5 lending rate minus deposit rate, %2005: 6.9 lending rate minus deposit rate, %2006: 5.1 lending rate minus deposit rate, %2007: 5.9 lending rate minus deposit rate, %2008: 6.3 lending rate minus deposit rate, %2009: 7.3 lending rate minus deposit rate, %2010: 8.4 lending rate minus deposit rate, %2011: 7.4 lending rate minus deposit rate, %2012: 7 lending rate minus deposit rate, %2013: 5.3 lending rate minus deposit rate, %2014: 5 lending rate minus deposit rate, %2015: 5.1 lending rate minus deposit rate, %2016: 4.9 lending rate minus deposit rate, %2017: 4.7 lending rate minus deposit rate, %2018: 4.8 lending rate minus deposit rate, %2019: 3.5 lending rate minus deposit rate, %2020: 5.5 lending rate minus deposit rate, %2021: 4.7 lending rate minus deposit rate, %2022: 4.3 lending rate minus deposit rate, %2023: 3 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

Aruba recorded 3.0% for interest rate spread in 2023. That is the lowest value across all 38 years on record.

Compared with earlier readings it is down 30.2% on the previous year and down 43.4% over ten years.

Over the whole period, interest rate spread in Aruba peaked at 8.4% in 2010 and was at its lowest, 3.0%, in 2023.

That places Aruba 102nd out of 140 countries with data for 2023, putting it in the middle of the range.

Interest rate spread in Aruba, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Aruba, 1986 to 2023.
Year lending rate minus deposit rate, % Change
1986 4.6%
1987 3.7% -19.2%
1988 3.5% -4.7%
1989 3.8% +6.6%
1990 3.9% +3.3%
1991 4.1% +5.8%
1992 4.7% +14.1%
1993 5.6% +19.5%
1994 6.6% +17.5%
1995 6.2% -5.7%
1996 6.1% -2.0%
1997 5.9% -3.5%
1998 6.1% +4.2%
1999 7.0% +13.6%
2000 5.9% -15.9%
2001 6.1% +4.0%
2002 5.1% -16.4%
2003 5.6% +9.8%
2004 6.5% +16.1%
2005 6.9% +6.2%
2006 5.1% -26.1%
2007 5.9% +15.7%
2008 6.3% +6.8%
2009 7.3% +15.9%
2010 8.4% +15.1%
2011 7.4% -11.9%
2012 7.0% -5.4%
2013 5.3% -24.3%
2014 5.0% -5.7%
2015 5.1% +2.0%
2016 4.9% -3.9%
2017 4.7% -4.1%
2018 4.8% +2.1%
2019 3.5% -27.1%
2020 5.5% +57.1%
2021 4.7% -14.5%
2022 4.3% -8.5%
2023 3.0% -30.2%

Averages by decade

DecadeAverage LowestHighest Years
1980s 3.9% 3.5% 4.6% 4
1990s 5.6% 3.9% 7.0% 10
2000s 6.1% 5.1% 7.3% 10
2010s 5.6% 3.5% 8.4% 10
2020s 4.4% 3.0% 5.5% 4

Countries ranked near Aruba

  1. 99 Czechia 3.1% compare
  2. 100 San Marino 3.1% compare
  3. 101 Philippines 3.0% compare
  4. 103 Pakistan 2.9% compare
  5. 104 Fiji 2.9% compare
  6. 105 China 2.9% compare

See the full ranking of 180 places →

More financial sector data for Aruba

All data for Aruba →

Frequently asked questions

What is interest rate spread in Aruba?
Interest rate spread in Aruba was 3.0% in 2023, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Aruba?
The highest recorded value was 8.4% in 2010.
What is the lowest interest rate spread recorded in Aruba?
The lowest recorded value was 3.0% in 2023.
How does Aruba rank for interest rate spread?
Aruba ranks 102nd out of 140 countries with data for 2023.
Is interest rate spread rising or falling in Aruba?
Over the last ten years it is down 43.4%. The long-run trend across the full record is flat.
Where does this Aruba data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Aruba. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 31 August 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/aruba/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 5,148 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.