Interest rate spread in Croatia
Croatia: Interest rate spread was 7.2% in 2014. ◆ Volatile
Interest rate spread in Croatia, 1993–2014
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2014, interest rate spread in Croatia stood at 7.2%.
The figure is down 6.5% on the previous year and down 26.8% over ten years.
Over the whole period, interest rate spread in Croatia peaked at 1,064.3% in 1993 and was at its lowest, 6.3%, in 2001.
That places Croatia 39th out of 141 countries with data for 2014, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Interest rate spread in Croatia, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1993 | 1,064.3% | — |
| 1994 | 16.4% | -98.5% |
| 1995 | 14.7% | -10.2% |
| 1996 | 16.9% | +15.0% |
| 1997 | 11.2% | -34.0% |
| 1998 | 11.1% | -0.4% |
| 1999 | 10.6% | -4.5% |
| 2000 | 8.3% | -21.6% |
| 2001 | 6.3% | -24.1% |
| 2002 | 11.0% | +73.3% |
| 2003 | 10.1% | -8.2% |
| 2004 | 9.9% | -1.8% |
| 2005 | 9.5% | -4.0% |
| 2006 | 8.2% | -13.3% |
| 2007 | 7.0% | -14.9% |
| 2008 | 7.2% | +3.6% |
| 2009 | 8.4% | +15.2% |
| 2010 | 8.6% | +3.2% |
| 2011 | 8.0% | -7.3% |
| 2012 | 7.6% | -4.9% |
| 2013 | 7.7% | +1.7% |
| 2014 | 7.2% | -6.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 163.6% | 10.6% | 1,064.3% | 7 |
| 2000s | 8.6% | 6.3% | 11.0% | 10 |
| 2010s | 7.8% | 7.2% | 8.6% | 5 |
Countries ranked near Croatia
More financial sector data for Croatia
- Net domestic credit (current LCU), per capita 12,816 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 0.5329 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 6.74 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 1.86 billion SDR (2025)
- Reserves excluding gold 3.08 billion SDR (2025)
- Total reserves (gold at market value) 3.08 billion SDR (2025)
- Total reserves (gold at national valuation) 3.08 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 794.25 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Croatia?
- Interest rate spread in Croatia was 7.2% in 2014, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Croatia?
- The highest recorded value was 1,064.3% in 1993.
- What is the lowest interest rate spread recorded in Croatia?
- The lowest recorded value was 6.3% in 2001.
- How does Croatia rank for interest rate spread?
- Croatia ranks 39th out of 141 countries with data for 2014.
- Is interest rate spread rising or falling in Croatia?
- Over the last ten years it is down 26.8%. The long-run trend across the full record is volatile.
- Where does this Croatia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.