Interest rate spread (lending rate minus deposit rate, %) in Ethiopia
Ethiopia: Interest rate spread (lending rate minus deposit rate, %) was 3.3% in 2008. ▼ Falling
Interest rate spread in Ethiopia, 1985–2008
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Ethiopia is 3.3%, measured in 2008.
That represents a change of down 1.9% on the previous year and down 26.1% over ten years.
Over the whole period, interest rate spread in Ethiopia peaked at 5.1% in 1992 and was at its lowest, 2.5%, in 1993.
Ethiopia ranks 96th of 141 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 18 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Ethiopia, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1985 | 4.5% | — |
| 1992 | 5.1% | +13.9% |
| 1993 | 2.5% | -51.2% |
| 1994 | 2.8% | +13.3% |
| 1995 | 3.6% | +27.9% |
| 1996 | 4.5% | +24.1% |
| 1997 | 3.5% | -22.2% |
| 1998 | 4.5% | +28.6% |
| 1999 | 4.6% | +1.8% |
| 2000 | 4.9% | +6.8% |
| 2001 | 4.9% | -0.5% |
| 2002 | 4.9% | +0.0% |
| 2003 | 3.6% | -25.0% |
| 2004 | 3.6% | -0.8% |
| 2005 | 3.5% | -2.3% |
| 2006 | 3.4% | -2.8% |
| 2007 | 3.4% | -1.5% |
| 2008 | 3.3% | -1.9% |
Ethiopia compared with similar countries
- Ethiopia's 3.3% is below the median for low income countries, which is 9.8%, 34% of the median. (16 countries reporting)
- Ethiopia's 3.3% is below the median for Sub-Saharan Africa, which is 6.2%, 54% of the median. (37 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 4.5% | 4.5% | 4.5% | 1 |
| 1990s | 3.9% | 2.5% | 5.1% | 8 |
| 2000s | 4.0% | 3.3% | 4.9% | 9 |
Countries ranked near Ethiopia
More financial sector data for Ethiopia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0759 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0554 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0759 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Ethiopia?
- Interest rate spread in Ethiopia was 3.3% in 2008, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Ethiopia?
- The highest recorded value was 5.1% in 1992.
- What is the lowest interest rate spread recorded in Ethiopia?
- The lowest recorded value was 2.5% in 1993.
- How does Ethiopia rank for interest rate spread?
- Ethiopia ranks 96th out of 141 countries with data for 2008.
- Is interest rate spread rising or falling in Ethiopia?
- Over the last ten years it is down 26.1%. The long-run trend across the full record is falling.
- Where does this Ethiopia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.