Interest rate spread in Ethiopia

Ethiopia: Interest rate spread was 3.3% in 2008. ▼ Falling

Latest (2008)
3.3%
Change on year
down 1.9%
World rank
94th
of 140 countries
All-time high
5.1%
in 1992
All-time low
2.5%
in 1993
Years of data
18
1985–2008

Interest rate spread in Ethiopia, 1985–2008

02461985199620081985: 4.5 lending rate minus deposit rate, %1992: 5.1 lending rate minus deposit rate, %1993: 2.5 lending rate minus deposit rate, %1994: 2.8 lending rate minus deposit rate, %1995: 3.6 lending rate minus deposit rate, %1996: 4.5 lending rate minus deposit rate, %1997: 3.5 lending rate minus deposit rate, %1998: 4.5 lending rate minus deposit rate, %1999: 4.6 lending rate minus deposit rate, %2000: 4.9 lending rate minus deposit rate, %2001: 4.9 lending rate minus deposit rate, %2002: 4.9 lending rate minus deposit rate, %2003: 3.6 lending rate minus deposit rate, %2004: 3.6 lending rate minus deposit rate, %2005: 3.5 lending rate minus deposit rate, %2006: 3.4 lending rate minus deposit rate, %2007: 3.4 lending rate minus deposit rate, %2008: 3.3 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

The most recent figure for interest rate spread in Ethiopia is 3.3%, measured in 2008.

That represents a change of down 1.9% on the previous year and down 26.1% over ten years.

Over the whole period, interest rate spread in Ethiopia peaked at 5.1% in 1992 and was at its lowest, 2.5%, in 1993.

Ethiopia ranks 94th of 140 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 18 years of available data.

Interest rate spread in Ethiopia, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Ethiopia, 1985 to 2008.
Year lending rate minus deposit rate, % Change
1985 4.5%
1992 5.1% +13.9%
1993 2.5% -51.2%
1994 2.8% +13.3%
1995 3.6% +27.9%
1996 4.5% +24.1%
1997 3.5% -22.2%
1998 4.5% +28.6%
1999 4.6% +1.8%
2000 4.9% +6.8%
2001 4.9% -0.5%
2002 4.9% +0.0%
2003 3.6% -25.0%
2004 3.6% -0.8%
2005 3.5% -2.3%
2006 3.4% -2.8%
2007 3.4% -1.5%
2008 3.3% -1.9%

Averages by decade

DecadeAverage LowestHighest Years
1980s 4.5% 4.5% 4.5% 1
1990s 3.9% 2.5% 5.1% 8
2000s 4.0% 3.3% 4.9% 9

Countries ranked near Ethiopia

  1. 91 Australia 3.5% compare
  2. 92 Libya 3.5% compare
  3. 93 Costa Rica 3.4% compare
  4. 95 Palestine, State of 3.3% compare
  5. 96 Romania 3.3% compare
  6. 97 South Africa 3.3% compare

See the full ranking of 180 places →

More financial sector data for Ethiopia

All data for Ethiopia →

Frequently asked questions

What is interest rate spread in Ethiopia?
Interest rate spread in Ethiopia was 3.3% in 2008, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Ethiopia?
The highest recorded value was 5.1% in 1992.
What is the lowest interest rate spread recorded in Ethiopia?
The lowest recorded value was 2.5% in 1993.
How does Ethiopia rank for interest rate spread?
Ethiopia ranks 94th out of 140 countries with data for 2008.
Is interest rate spread rising or falling in Ethiopia?
Over the last ten years it is down 26.1%. The long-run trend across the full record is falling.
Where does this Ethiopia data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Ethiopia. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 03 September 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/ethiopia/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 5,148 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.