Interest rate spread (lending rate minus deposit rate, %) in Guyana
Guyana: Interest rate spread (lending rate minus deposit rate, %) was 7.5% in 2025. ▲ Rising
Interest rate spread in Guyana, 1981–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Guyana is 7.5%, measured in 2025.
That represents a change of down 1.9% on the previous year and down 36.4% over ten years.
Over the whole period, interest rate spread in Guyana peaked at 12.5% in 2011 and was at its lowest, 2.5%, in 1981.
That places Guyana 35th out of 141 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently rising across the 45 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Guyana, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1981 | 2.5% | — |
| 1982 | 2.8% | +11.7% |
| 1983 | 3.0% | +7.5% |
| 1984 | 3.0% | +0.0% |
| 1985 | 3.0% | +0.0% |
| 1986 | 3.0% | +0.0% |
| 1987 | 3.9% | +30.6% |
| 1988 | 3.1% | -21.6% |
| 1989 | 3.1% | +2.0% |
| 1990 | 3.6% | +14.2% |
| 1991 | 4.0% | +12.5% |
| 1992 | 6.2% | +53.7% |
| 1993 | 7.1% | +15.0% |
| 1994 | 6.9% | -2.3% |
| 1995 | 6.3% | -9.0% |
| 1996 | 7.3% | +15.6% |
| 1997 | 8.5% | +16.1% |
| 1998 | 8.7% | +2.2% |
| 1999 | 8.0% | -7.3% |
| 2000 | 8.6% | +7.0% |
| 2001 | 9.4% | +9.1% |
| 2002 | 11.8% | +25.8% |
| 2003 | 11.8% | +0.1% |
| 2004 | 11.9% | +0.4% |
| 2005 | 12.0% | +0.8% |
| 2006 | 12.0% | +0.4% |
| 2007 | 12.1% | +1.1% |
| 2008 | 12.2% | +0.6% |
| 2009 | 12.2% | +0.1% |
| 2010 | 12.3% | +0.5% |
| 2011 | 12.5% | +1.9% |
| 2012 | 12.3% | -1.4% |
| 2013 | 12.4% | +0.2% |
| 2014 | 11.8% | -4.9% |
| 2015 | 11.7% | -0.4% |
| 2016 | 11.8% | +1.0% |
| 2017 | 11.9% | +1.0% |
| 2018 | 12.0% | +0.5% |
| 2019 | 9.6% | -20.0% |
| 2020 | 8.6% | -10.2% |
| 2021 | 8.1% | -6.2% |
| 2022 | 7.6% | -5.4% |
| 2023 | 7.6% | -0.5% |
| 2024 | 7.6% | +0.0% |
| 2025 | 7.5% | -1.9% |
Guyana compared with similar countries
- Guyana's 7.5% is above the median for high income countries, which is 3.1%, 2.4× the median. (38 countries reporting)
- Guyana's 7.5% is above the median for Latin America & Caribbean, which is 6.1%, 1.2× the median. (31 countries reporting)
Biggest year-on-year movements
Years where Interest rate spread (lending rate minus deposit rate, %) in Guyana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1992 | +53.7% | 4.0% | 6.2% |
| 1987 | +30.6% | 3.0% | 3.9% |
| 2002 | +25.8% | 9.4% | 11.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.0% | 2.5% | 3.9% | 9 |
| 1990s | 6.7% | 3.6% | 8.7% | 10 |
| 2000s | 11.4% | 8.6% | 12.2% | 10 |
| 2010s | 11.8% | 9.6% | 12.5% | 10 |
| 2020s | 7.8% | 7.5% | 8.6% | 6 |
Countries ranked near Guyana
More financial sector data for Guyana
- Reserve position in the IMF, US dollar, annual growth rate -100 % change on previous year (1976)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -100 % change on previous year (1976)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate -100 % change on previous year (1976)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -100 % change on previous year (1976)
Frequently asked questions
- What is interest rate spread in Guyana?
- Interest rate spread in Guyana was 7.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Guyana?
- The highest recorded value was 12.5% in 2011.
- What is the lowest interest rate spread recorded in Guyana?
- The lowest recorded value was 2.5% in 1981.
- How does Guyana rank for interest rate spread?
- Guyana ranks 35th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Guyana?
- Over the last ten years it is down 36.4%. The long-run trend across the full record is rising.
- Where does this Guyana data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.