Interest rate spread (lending rate minus deposit rate, %) in Jordan
Jordan: Interest rate spread (lending rate minus deposit rate, %) was 2.6% in 2025. ▼ Falling
Interest rate spread in Jordan, 1997–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Jordan stood at 2.6%.
The figure is up 7.3% on the previous year and down 47.3% over ten years.
Over the whole period, interest rate spread in Jordan peaked at 6.2% in 2003 and was at its lowest, 2.4%, in 2024.
That places Jordan 113th out of 141 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 29 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Jordan, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1997 | 3.2% | — |
| 1998 | 4.4% | +36.4% |
| 1999 | 4.0% | -8.7% |
| 2000 | 4.8% | +20.1% |
| 2001 | 5.1% | +6.2% |
| 2002 | 5.8% | +12.1% |
| 2003 | 6.2% | +7.0% |
| 2004 | 5.8% | -6.3% |
| 2005 | 4.7% | -18.6% |
| 2006 | 3.6% | -24.2% |
| 2007 | 3.2% | -9.2% |
| 2008 | 3.6% | +10.4% |
| 2009 | 4.3% | +20.6% |
| 2010 | 5.5% | +27.8% |
| 2011 | 5.3% | -3.2% |
| 2012 | 5.0% | -5.8% |
| 2013 | 4.2% | -16.9% |
| 2014 | 4.5% | +7.4% |
| 2015 | 5.0% | +11.3% |
| 2016 | 5.1% | +2.2% |
| 2017 | 5.0% | -2.5% |
| 2018 | 4.3% | -13.6% |
| 2019 | 3.7% | -12.9% |
| 2020 | 3.4% | -8.7% |
| 2021 | 3.6% | +5.1% |
| 2022 | 3.5% | -1.1% |
| 2023 | 3.4% | -2.7% |
| 2024 | 2.4% | -29.0% |
| 2025 | 2.6% | +7.3% |
Jordan compared with similar countries
- Jordan's 2.6% is below the median for upper middle income countries, which is 5.4%, 49% of the median. (49 countries reporting)
- Jordan's 2.6% is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 3.3%, 79% of the median. (15 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 3.9% | 3.2% | 4.4% | 3 |
| 2000s | 4.7% | 3.2% | 6.2% | 10 |
| 2010s | 4.7% | 3.7% | 5.5% | 10 |
| 2020s | 3.2% | 2.4% | 3.6% | 6 |
Countries ranked near Jordan
More financial sector data for Jordan
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.1387 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.1013 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.1387 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Jordan?
- Interest rate spread in Jordan was 2.6% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Jordan?
- The highest recorded value was 6.2% in 2003.
- What is the lowest interest rate spread recorded in Jordan?
- The lowest recorded value was 2.4% in 2024.
- How does Jordan rank for interest rate spread?
- Jordan ranks 113th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Jordan?
- Over the last ten years it is down 47.3%. The long-run trend across the full record is falling.
- Where does this Jordan data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.