Interest rate spread in Saint Vincent and the Grenadines
Saint Vincent and the Grenadines: Interest rate spread was 5.8% in 2025. ▲ Rising
Interest rate spread in Saint Vincent and the Grenadines, 1982–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Saint Vincent and the Grenadines stood at 5.8%.
Compared with earlier readings it is down 0.5% on the previous year and down 19.0% over ten years.
Over the whole period, interest rate spread in Saint Vincent and the Grenadines peaked at 8.0% in 1993 and was at its lowest, 3.9%, in 1983.
That places Saint Vincent and the Grenadines 60th out of 141 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 44 years of available data.
Interest rate spread in Saint Vincent and the Grenadines, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1982 | 4.1% | — |
| 1983 | 3.9% | -6.0% |
| 1984 | 5.5% | +41.2% |
| 1985 | 5.4% | -0.6% |
| 1986 | 6.0% | +10.9% |
| 1987 | 6.1% | +0.3% |
| 1988 | 5.5% | -8.9% |
| 1989 | 6.4% | +15.4% |
| 1990 | 7.3% | +13.9% |
| 1991 | 7.1% | -1.8% |
| 1992 | 7.4% | +3.2% |
| 1993 | 8.0% | +9.1% |
| 1994 | 7.8% | -2.2% |
| 1995 | 6.7% | -14.3% |
| 1996 | 7.1% | +5.3% |
| 1997 | 7.1% | -0.1% |
| 1998 | 7.0% | -0.7% |
| 1999 | 7.1% | +0.8% |
| 2000 | 6.9% | -2.3% |
| 2001 | 7.1% | +2.1% |
| 2002 | 7.2% | +2.0% |
| 2003 | 7.3% | +0.9% |
| 2004 | 6.4% | -12.1% |
| 2005 | 6.7% | +4.7% |
| 2006 | 6.8% | +1.8% |
| 2007 | 6.8% | -0.2% |
| 2008 | 6.7% | -0.9% |
| 2009 | 6.2% | -7.2% |
| 2010 | 6.3% | +1.0% |
| 2011 | 6.1% | -2.7% |
| 2012 | 6.5% | +6.4% |
| 2013 | 6.7% | +2.6% |
| 2014 | 6.5% | -2.9% |
| 2015 | 7.2% | +10.4% |
| 2016 | 7.2% | +0.5% |
| 2017 | 6.9% | -4.6% |
| 2018 | 6.7% | -3.3% |
| 2019 | 6.5% | -1.7% |
| 2020 | 6.3% | -4.4% |
| 2021 | 5.9% | -5.4% |
| 2022 | 6.0% | +1.8% |
| 2023 | 5.9% | -1.8% |
| 2024 | 5.8% | -1.3% |
| 2025 | 5.8% | -0.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 5.4% | 3.9% | 6.4% | 8 |
| 1990s | 7.3% | 6.7% | 8.0% | 10 |
| 2000s | 6.8% | 6.2% | 7.3% | 10 |
| 2010s | 6.7% | 6.1% | 7.2% | 10 |
| 2020s | 6.0% | 5.8% | 6.3% | 6 |
Countries ranked near Saint Vincent and the Grenadines
More financial sector data for Saint Vincent and the Grenadines
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 6.85 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 6.85 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Saint Vincent and the Grenadines?
- Interest rate spread in Saint Vincent and the Grenadines was 5.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Saint Vincent and the Grenadines?
- The highest recorded value was 8.0% in 1993.
- What is the lowest interest rate spread recorded in Saint Vincent and the Grenadines?
- The lowest recorded value was 3.9% in 1983.
- How does Saint Vincent and the Grenadines rank for interest rate spread?
- Saint Vincent and the Grenadines ranks 60th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Saint Vincent and the Grenadines?
- Over the last ten years it is down 19.0%. The long-run trend across the full record is rising.
- Where does this Saint Vincent and the Grenadines data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.