Lending interest rate in Benin

Benin: Lending interest rate was 6.2% in 2021. ▲ Rising

Latest (2021)
6.2%
Change on year
down 4.4%
World rank
103rd
of 149 countries
All-time high
8.0%
in 2005
All-time low
4.7%
in 2006
Years of data
17
2005–2021

Lending interest rate in Benin, 2005–2021

024682005201320212005: 8 %2006: 4.7 %2007: 4.8 %2008: 5 %2009: 5 %2010: 5.1 %2011: 5.3 %2012: 5 %2013: 5.3 %2014: 5.3 %2015: 5.2 %2016: 5.3 %2017: 6.9 %2018: 6.8 %2019: 6.7 %2020: 6.5 %2021: 6.2 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for lending interest rate in Benin is 6.2%, measured in 2021.

That represents a change of down 4.4% on the previous year and up 18.9% over ten years.

Over the whole period, lending interest rate in Benin peaked at 8.0% in 2005 and was at its lowest, 4.7%, in 2006.

Benin ranks 103rd of 149 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 17 years of available data.

Lending interest rate in Benin, year by year

Annual values for Lending interest rate (%) in Benin, 2005 to 2021.
Year % Change
2005 8.0% —
2006 4.7% -41.1%
2007 4.8% +0.3%
2008 5.0% +4.9%
2009 5.0% -0.1%
2010 5.1% +2.7%
2011 5.3% +2.8%
2012 5.0% -4.1%
2013 5.3% +4.9%
2014 5.3% +1.0%
2015 5.2% -3.4%
2016 5.3% +2.7%
2017 6.9% +31.0%
2018 6.8% -2.5%
2019 6.7% -1.1%
2020 6.5% -2.3%
2021 6.2% -4.4%

Benin compared with similar countries

  • Benin's 6.2% is below the median for lower middle income countries, which is 11.1%, 56% of the median. (38 countries reporting)
  • Benin's 6.2% is below the median for Sub-Saharan Africa, which is 12.4%, 51% of the median. (39 countries reporting)

Biggest year-on-year movements

Years where Lending interest rate in Benin changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2006 -41.1% 8.0% 4.7%
2017 +31.0% 5.3% 6.9%

Averages by decade

DecadeAverage LowestHighest Years
2000s 5.5% 4.7% 8.0% 5
2010s 5.7% 5.0% 6.9% 10
2020s 6.4% 6.2% 6.5% 2

Countries ranked near Benin

  1. 100 Montenegro 6.3% compare
  2. 101 Botswana 6.3% compare
  3. 102 Saint Lucia 6.3% compare
  4. 103 Burkina Faso 6.2% compare
  5. 105 Libya 6.0% compare
  6. 106 Norway 5.9% compare

See the full ranking of 149 places →

More financial sector data for Benin

All data for Benin →

Frequently asked questions

What is lending interest rate in Benin?
Lending interest rate in Benin was 6.2% in 2021, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest lending interest rate recorded in Benin?
The highest recorded value was 8.0% in 2005.
What is the lowest lending interest rate recorded in Benin?
The lowest recorded value was 4.7% in 2006.
How does Benin rank for lending interest rate?
Benin ranks 103rd out of 149 countries with data for 2021.
Is lending interest rate rising or falling in Benin?
Over the last ten years it is up 18.9%. The long-run trend across the full record is rising.
Where does this Benin data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.

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Lending interest rate in Benin. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 25 September 2026, from https://financial-sector.statizoid.com/stat/lending-interest-rate-percent/benin/

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About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
149 places, 4,803 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.