Lending interest rate in Bhutan
Bhutan: Lending interest rate was 11.8% in 2025. ▼ Falling
Lending interest rate in Bhutan, 1982–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Bhutan recorded 11.8% for lending interest rate in 2025.
Compared with earlier readings it is up 11.5% on the previous year and down 21.1% over ten years.
Over the whole period, lending interest rate in Bhutan peaked at 17.0% in 1992 and was at its lowest, 10.5%, in 2024.
Bhutan ranks 50th of 149 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 44 years of available data.
Lending interest rate in Bhutan, year by year
| Year | % | Change |
|---|---|---|
| 1982 | 15.0% | — |
| 1983 | 15.0% | +0.0% |
| 1984 | 15.0% | +0.0% |
| 1985 | 15.0% | +0.0% |
| 1986 | 15.0% | +0.0% |
| 1987 | 15.0% | +0.0% |
| 1988 | 15.0% | +0.0% |
| 1989 | 15.0% | +0.0% |
| 1990 | 15.0% | +0.0% |
| 1991 | 15.0% | +0.0% |
| 1992 | 17.0% | +13.3% |
| 1993 | 17.0% | +0.0% |
| 1994 | 16.6% | -2.5% |
| 1995 | 16.0% | -3.5% |
| 1996 | 16.0% | +0.0% |
| 1997 | 16.0% | +0.0% |
| 1998 | 16.0% | +0.0% |
| 1999 | 16.0% | +0.0% |
| 2000 | 16.0% | +0.0% |
| 2001 | 15.9% | -0.9% |
| 2002 | 15.5% | -2.5% |
| 2003 | 15.2% | -1.8% |
| 2004 | 15.0% | -1.2% |
| 2005 | 14.5% | -3.3% |
| 2006 | 14.0% | -3.4% |
| 2007 | 14.0% | +0.0% |
| 2008 | 13.9% | -1.0% |
| 2009 | 13.8% | -0.8% |
| 2010 | 13.9% | +1.2% |
| 2011 | 14.0% | +0.6% |
| 2012 | 14.0% | +0.0% |
| 2013 | 14.0% | +0.3% |
| 2014 | 14.0% | -0.1% |
| 2015 | 14.9% | +6.2% |
| 2016 | 14.2% | -5.0% |
| 2017 | 14.2% | +0.7% |
| 2018 | 14.0% | -1.8% |
| 2019 | 14.0% | +0.0% |
| 2020 | 14.0% | +0.0% |
| 2021 | 14.0% | +0.0% |
| 2022 | 14.0% | +0.0% |
| 2023 | 12.3% | -12.4% |
| 2024 | 10.5% | -14.1% |
| 2025 | 11.8% | +11.5% |
Bhutan compared with similar countries
- Bhutan's 11.8% is above the median for lower middle income countries, which is 11.1%, 1.1× the median. (38 countries reporting)
- Bhutan's 11.8% is above the median for South Asia, which is 11.2%, 1.0× the median. (5 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 15.0% | 15.0% | 15.0% | 8 |
| 1990s | 16.1% | 15.0% | 17.0% | 10 |
| 2000s | 14.8% | 13.8% | 16.0% | 10 |
| 2010s | 14.1% | 13.9% | 14.9% | 10 |
| 2020s | 12.8% | 10.5% | 14.0% | 6 |
Countries ranked near Bhutan
More financial sector data for Bhutan
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.82 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.71 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.82 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending interest rate in Bhutan?
- Lending interest rate in Bhutan was 11.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Bhutan?
- The highest recorded value was 17.0% in 1992.
- What is the lowest lending interest rate recorded in Bhutan?
- The lowest recorded value was 10.5% in 2024.
- How does Bhutan rank for lending interest rate?
- Bhutan ranks 50th out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Bhutan?
- Over the last ten years it is down 21.1%. The long-run trend across the full record is falling.
- Where does this Bhutan data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.