Lending interest rate in Democratic Republic of Congo

Democratic Republic of Congo: Lending interest rate was 23.3% in 2021. ▼ Falling

Latest (2021)
23.3%
Change on year
down 10.3%
World rank
9th
of 149 countries
All-time high
65.4%
in 2009
All-time low
18.7%
in 2014
Years of data
16
2006–2021

Lending interest rate in Democratic Republic of Congo, 2006–2021

2030405060702006201320212006: 46.4 %2007: 47 %2008: 43.2 %2009: 65.4 %2010: 56.5 %2011: 43.8 %2012: 28.4 %2013: 19.4 %2014: 18.7 %2015: 19.4 %2016: 19 %2017: 20.6 %2018: 24.7 %2019: 26.7 %2020: 26 %2021: 23.3 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for lending interest rate in Democratic Republic of Congo is 23.3%, measured in 2021.

That represents a change of down 10.3% on the previous year and down 46.8% over ten years.

Over the whole period, lending interest rate in Democratic Republic of Congo peaked at 65.4% in 2009 and was at its lowest, 18.7%, in 2014.

Democratic Republic of Congo ranks 9th of 149 countries on this measure, in the top 10%.

The long-run direction has been consistently falling across the 16 years of available data.

Lending interest rate in Democratic Republic of Congo, year by year

Annual values for Lending interest rate (%) in Democratic Republic of Congo, 2006 to 2021.
Year % Change
2006 46.4% —
2007 47.0% +1.2%
2008 43.2% -8.2%
2009 65.4% +51.6%
2010 56.5% -13.6%
2011 43.8% -22.6%
2012 28.4% -35.0%
2013 19.4% -31.9%
2014 18.7% -3.5%
2015 19.4% +3.6%
2016 19.0% -1.7%
2017 20.6% +8.3%
2018 24.7% +20.0%
2019 26.7% +8.0%
2020 26.0% -2.9%
2021 23.3% -10.3%

Democratic Republic of Congo compared with similar countries

  • Democratic Republic of Congo's 23.3% is above the median for low income countries, which is 16.0%, 1.5× the median. (19 countries reporting)
  • Democratic Republic of Congo's 23.3% is above the median for Sub-Saharan Africa, which is 12.4%, 1.9× the median. (39 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 50.5% 43.2% 65.4% 4
2010s 27.7% 18.7% 56.5% 10
2020s 24.6% 23.3% 26.0% 2

Countries ranked near Democratic Republic of Congo

  1. 6 Somalia 33.7%
  2. 7 Egypt 24.3% compare
  3. 8 Tajikistan 23.5% compare
  4. 10 Uzbekistan 23.1% compare
  5. 11 Laos 22.6% compare
  6. 12 Yemen 22.1% compare

See the full ranking of 149 places →

More financial sector data for Democratic Republic of Congo

All data for Democratic Republic of Congo →

Frequently asked questions

What is lending interest rate in Democratic Republic of Congo?
Lending interest rate in Democratic Republic of Congo was 23.3% in 2021, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest lending interest rate recorded in Democratic Republic of Congo?
The highest recorded value was 65.4% in 2009.
What is the lowest lending interest rate recorded in Democratic Republic of Congo?
The lowest recorded value was 18.7% in 2014.
How does Democratic Republic of Congo rank for lending interest rate?
Democratic Republic of Congo ranks 9th out of 149 countries with data for 2021.
Is lending interest rate rising or falling in Democratic Republic of Congo?
Over the last ten years it is down 46.8%. The long-run trend across the full record is falling.
Where does this Democratic Republic of Congo data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.

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Lending interest rate in Democratic Republic of Congo. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 25 September 2026, from https://financial-sector.statizoid.com/stat/lending-interest-rate-percent/congo-dem-rep/

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About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
149 places, 4,803 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.