Lending interest rate in Costa Rica
Costa Rica: Lending interest rate was 6.9% in 2025. ▼ Falling
Lending interest rate in Costa Rica, 1982–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Costa Rica recorded 6.9% for lending interest rate in 2025.
Compared with earlier readings it is down 6.2% on the previous year and down 51.7% over ten years.
Over the whole period, lending interest rate in Costa Rica peaked at 38.9% in 1991 and was at its lowest, 5.5%, in 2021.
Costa Rica ranks 93rd of 148 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 44 years of available data.
Lending interest rate in Costa Rica, year by year
| Year | % | Change |
|---|---|---|
| 1982 | 25.0% | — |
| 1983 | 23.2% | -7.0% |
| 1984 | 18.0% | -22.6% |
| 1985 | 20.9% | +16.2% |
| 1986 | 21.8% | +4.2% |
| 1987 | 23.8% | +9.3% |
| 1988 | 28.7% | +20.4% |
| 1989 | 29.2% | +1.7% |
| 1990 | 32.6% | +11.6% |
| 1991 | 38.9% | +19.4% |
| 1992 | 28.5% | -26.8% |
| 1993 | 30.0% | +5.5% |
| 1994 | 33.0% | +10.0% |
| 1995 | 36.7% | +11.1% |
| 1996 | 26.3% | -28.4% |
| 1997 | 22.5% | -14.5% |
| 1998 | 22.5% | -0.0% |
| 1999 | 25.7% | +14.5% |
| 2000 | 24.9% | -3.3% |
| 2001 | 23.8% | -4.2% |
| 2002 | 26.4% | +10.8% |
| 2003 | 25.6% | -3.2% |
| 2004 | 23.4% | -8.4% |
| 2005 | 24.7% | +5.3% |
| 2006 | 22.2% | -10.0% |
| 2007 | 12.8% | -42.3% |
| 2008 | 15.8% | +23.7% |
| 2009 | 19.7% | +24.6% |
| 2010 | 17.1% | -13.3% |
| 2011 | 16.1% | -5.5% |
| 2012 | 18.2% | +12.8% |
| 2013 | 15.2% | -16.6% |
| 2014 | 14.9% | -1.9% |
| 2015 | 14.2% | -4.5% |
| 2016 | 11.6% | -18.2% |
| 2017 | 11.4% | -2.3% |
| 2018 | 11.1% | -2.1% |
| 2019 | 8.7% | -21.4% |
| 2020 | 6.6% | -24.1% |
| 2021 | 5.5% | -17.0% |
| 2022 | 7.4% | +33.5% |
| 2023 | 9.1% | +23.6% |
| 2024 | 7.3% | -19.4% |
| 2025 | 6.9% | -6.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 23.8% | 18.0% | 29.2% | 8 |
| 1990s | 29.7% | 22.5% | 38.9% | 10 |
| 2000s | 21.9% | 12.8% | 26.4% | 10 |
| 2010s | 13.9% | 8.7% | 18.2% | 10 |
| 2020s | 7.1% | 5.5% | 9.1% | 6 |
Countries ranked near Costa Rica
- 90 Philippines 7.1% compare
- 91 Saint Vincent and the Grenadines 7.1% compare
- 92 Panama 6.9% compare
- 94 Grenada 6.9% compare
- 95 Kosovo 6.7% compare
- 96 Saint Kitts and Nevis 6.5% compare
More financial sector data for Costa Rica
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 15.52 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1163 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 2,323 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 14.77 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 2,421 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 14.77 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 2,421 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 14.77 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,421 SDR per person (2025)
- Total reserves (gold at national valuation) 12.48 billion SDR (2025)
Frequently asked questions
- What is lending interest rate in Costa Rica?
- Lending interest rate in Costa Rica was 6.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Costa Rica?
- The highest recorded value was 38.9% in 1991.
- What is the lowest lending interest rate recorded in Costa Rica?
- The lowest recorded value was 5.5% in 2021.
- How does Costa Rica rank for lending interest rate?
- Costa Rica ranks 93rd out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Costa Rica?
- Over the last ten years it is down 51.7%. The long-run trend across the full record is falling.
- Where does this Costa Rica data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.