Lending interest rate in Georgia
Georgia: Lending interest rate was 15.8% in 2025. ▼ Falling
Lending interest rate in Georgia, 2003–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Georgia stood at 15.8%.
Compared with earlier readings it is up 5.7% on the previous year and up 26.4% over ten years.
Over the whole period, lending interest rate in Georgia peaked at 23.8% in 2003 and was at its lowest, 10.8%, in 2019.
That places Georgia 30th out of 149 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently falling across the 23 years of available data.
Lending interest rate in Georgia, year by year
| Year | % | Change |
|---|---|---|
| 2003 | 23.8% | — |
| 2004 | 22.1% | -7.0% |
| 2005 | 17.6% | -20.5% |
| 2006 | 17.1% | -2.8% |
| 2007 | 17.1% | +0.2% |
| 2008 | 18.0% | +5.6% |
| 2009 | 17.9% | -1.0% |
| 2010 | 15.8% | -11.3% |
| 2011 | 15.0% | -5.4% |
| 2012 | 14.8% | -1.2% |
| 2013 | 13.6% | -8.2% |
| 2014 | 11.9% | -12.4% |
| 2015 | 12.5% | +4.9% |
| 2016 | 12.6% | +1.1% |
| 2017 | 11.5% | -9.0% |
| 2018 | 11.1% | -3.2% |
| 2019 | 10.8% | -2.7% |
| 2020 | 11.8% | +9.1% |
| 2021 | 12.5% | +6.0% |
| 2022 | 13.7% | +9.2% |
| 2023 | 16.0% | +17.2% |
| 2024 | 14.9% | -6.7% |
| 2025 | 15.8% | +5.7% |
Georgia compared with similar countries
- Georgia's 15.8% is above the median for upper middle income countries, which is 8.8%, 1.8× the median. (49 countries reporting)
- Georgia's 15.8% is above the median for Europe & Central Asia, which is 6.7%, 2.4× the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 19.1% | 17.1% | 23.8% | 7 |
| 2010s | 13.0% | 10.8% | 15.8% | 10 |
| 2020s | 14.1% | 11.8% | 16.0% | 6 |
Countries ranked near Georgia
- 27 Kenya 16.6% compare
- 28 Rwanda 16.0% compare
- 29 Mongolia 16.0% compare
- 31 Azerbaijan 15.3% compare
- 32 Dominican Republic 15.3% compare
- 33 Afghanistan 14.8% compare
More financial sector data for Georgia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0076 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0055 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0076 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending interest rate in Georgia?
- Lending interest rate in Georgia was 15.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Georgia?
- The highest recorded value was 23.8% in 2003.
- What is the lowest lending interest rate recorded in Georgia?
- The lowest recorded value was 10.8% in 2019.
- How does Georgia rank for lending interest rate?
- Georgia ranks 30th out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Georgia?
- Over the last ten years it is up 26.4%. The long-run trend across the full record is falling.
- Where does this Georgia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.