Lending interest rate in Hong Kong, China
Hong Kong, China: Lending interest rate was 5.2% in 2025. ▼ Falling
Lending interest rate in Hong Kong, China, 1990–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Hong Kong, China stood at 5.2%.
That represents a change of down 9.8% on the previous year and up 3.5% over ten years.
Over the whole period, lending interest rate in Hong Kong, China peaked at 10.0% in 1990 and was at its lowest, 5.0%, in 2003.
Hong Kong, China ranks 120th of 148 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 36 years of available data.
Lending interest rate in Hong Kong, China, year by year
| Year | % | Change |
|---|---|---|
| 1990 | 10.0% | — |
| 1991 | 9.4% | -5.8% |
| 1992 | 7.3% | -22.1% |
| 1993 | 6.5% | -11.4% |
| 1994 | 7.4% | +13.5% |
| 1995 | 8.9% | +20.6% |
| 1996 | 8.5% | -4.2% |
| 1997 | 8.9% | +4.4% |
| 1998 | 9.9% | +11.2% |
| 1999 | 8.5% | -14.1% |
| 2000 | 9.3% | +9.1% |
| 2001 | 6.8% | -26.2% |
| 2002 | 5.1% | -25.4% |
| 2003 | 5.0% | -2.0% |
| 2004 | 5.0% | +0.4% |
| 2005 | 6.2% | +23.7% |
| 2006 | 7.9% | +27.5% |
| 2007 | 7.6% | -4.5% |
| 2008 | 5.3% | -29.8% |
| 2009 | 5.0% | -5.9% |
| 2010 | 5.0% | +0.0% |
| 2011 | 5.0% | +0.0% |
| 2012 | 5.0% | +0.0% |
| 2013 | 5.0% | +0.0% |
| 2014 | 5.0% | +0.0% |
| 2015 | 5.0% | +0.0% |
| 2016 | 5.0% | +0.0% |
| 2017 | 5.0% | +0.0% |
| 2018 | 5.0% | +0.8% |
| 2019 | 5.1% | +1.2% |
| 2020 | 5.0% | -2.0% |
| 2021 | 5.0% | +0.0% |
| 2022 | 5.1% | +2.1% |
| 2023 | 5.8% | +13.1% |
| 2024 | 5.7% | -0.5% |
| 2025 | 5.2% | -9.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 8.5% | 6.5% | 10.0% | 10 |
| 2000s | 6.3% | 5.0% | 9.3% | 10 |
| 2010s | 5.0% | 5.0% | 5.1% | 10 |
| 2020s | 5.3% | 5.0% | 5.8% | 6 |
Countries ranked near Hong Kong, China
More financial sector data for Hong Kong, China
- Net domestic credit (current LCU), per capita 1.09 million current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 19.14 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 3.56 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 2.35 million SDR (2025)
- Gold reserves at market value 213.69 million SDR (2025)
- Reserves excluding gold, foreign exchange 312.26 billion SDR (2025)
- Reserves excluding gold 317.08 billion SDR (2023)
- Total reserves (gold at market value) 317.18 billion SDR (2023)
- Total reserves (gold at national valuation) 317.18 billion SDR (2023)
- Total reserves (gold at national valuation) (SDR), per capita 42,088 SDR per person (2023)
Frequently asked questions
- What is lending interest rate in Hong Kong, China?
- Lending interest rate in Hong Kong, China was 5.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Hong Kong, China?
- The highest recorded value was 10.0% in 1990.
- What is the lowest lending interest rate recorded in Hong Kong, China?
- The lowest recorded value was 5.0% in 2003.
- How does Hong Kong, China rank for lending interest rate?
- Hong Kong, China ranks 120th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Hong Kong, China?
- Over the last ten years it is up 3.5%. The long-run trend across the full record is falling.
- Where does this Hong Kong, China data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.